LC vs HMN

Comparison between LendingClub Corp (LC, Company) and Horace Mann Educators Corp (HMN, Company).

Both LC and HMN are from the Financial Services sector.

5-Year PerformanceHMN has outperformed LC, delivering a return of +8.7% compared to +1.6%

LC vs HMN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LC(COMPANY)	HMN(COMPANY)
Market Cap	$1.99B	$1.98B
Max Drawdown	96.84%	82.89%
Sharpe Ratio	1.12	0.75
5Y Beta	2.01	0.34
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	11.30	11.95
Forward P/E	10.08	9.25
PEG Ratio	0.05	0.10
Dividend Yield	N/A	2.91%
5Y Dividends CAGR	N/A	7.78%
5Y EPS CAGR	N/A	3.20%
Debt to Equity	0.00%	40.39%
Free Cash Flow Yield	N/A	23.88%
P/S Ratio	1.48	1.12
P/B Ratio	1.34	1.31

Market Cap

Winner

$1.99B

HMN

$1.98B

Max Drawdown

96.84%

Winner

HMN

82.89%

Sharpe Ratio

Winner

1.12

HMN

0.75

5Y Beta

2.01

Winner

HMN

0.34

Industry

Banks - Regional

HMN

Insurance - Property & Casualty

P/E Ratio

Winner

11.30

HMN

11.95

Forward P/E

10.08

Winner

HMN

9.25

PEG Ratio

Winner

0.05

HMN

0.10

Dividend Yield

N/A

HMN

2.91%

5Y Dividends CAGR

N/A

HMN

7.78%

5Y EPS CAGR

N/A

HMN

3.20%

Debt to Equity

Winner

0.00%

HMN

40.39%

Free Cash Flow Yield

N/A

HMN

23.88%

P/S Ratio

1.48

Winner

HMN

1.12

P/B Ratio

1.34

Winner

HMN

1.31

LC vs HMN - Historical Returns

Returns include dividend reinvestment.

Period	LC	HMN
1 month	+10.87%	+10.02%
3 months	+27.74%	+15.67%
6 months	-9.30%	+7.70%
1 year	+64.24%	+16.99%
5 years(CAGR)	+1.59%	+8.68%
10 years(CAGR)	-2.05%	+7.36%
Max(CAGR)	-15.01%	+5.07%

Winner

+10.87%

HMN

+10.02%

Winner

+27.74%

HMN

+15.67%

-9.30%

Winner

HMN

+7.70%

Winner

+64.24%

HMN

+16.99%

5Y(CAGR)

+1.59%

Winner

HMN

+8.68%

10Y(CAGR)

-2.05%

Winner

HMN

+7.36%

Max(CAGR)

-15.01%

Winner

HMN

+5.07%

LC vs HMN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	LC	HMN
2026	-5.60%	+9.09%
2025	+17.42%	+23.21%
2024	+86.95%	+21.27%
2023	+3.31%	-9.33%
2022	-64.81%	-0.07%
2021	+154.53%	-3.68%
2020	-13.80%	-1.77%
2019	-6.86%	+19.35%
2018	-38.69%	-12.10%
2017	-23.80%	+5.64%
2016	-52.62%	+38.27%
2015	-55.68%	+3.22%
2014	+7.98%	+8.87%
2013	N/A	+59.51%
2012	N/A	+44.76%
2011	N/A	-22.91%
2010	N/A	+43.23%
2009	N/A	+31.84%
2008	N/A	-49.96%
2007	N/A	-5.58%
2006	N/A	+8.07%
2005	N/A	+3.06%
2004	N/A	+38.25%
2003	N/A	-8.05%
2002	N/A	-23.92%
2001	N/A	+5.51%
2000	N/A	+9.80%
1999	N/A	-30.82%

LC vs HMN Drawdown Comparison

The maximum drawdown for LC was -96.84%, occurring on Jun 26, 2020. This drawdown has not yet recovered.

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The current LC drawdown is -87.06%.

Rank	LC	HMN
#1	-96.84% Dec 17, 2014 - Jun 26, 2020	-78.17% Nov 5, 1999 - Jan 22, 2013
#2	N/A	-33.31% Sep 13, 2019 - Nov 6, 2024
#3	N/A	-25.79% Jul 16, 2015 - Sep 21, 2016
#4	N/A	-24.94% Jul 9, 2018 - Sep 10, 2019
#5	N/A	-20.77% Jan 4, 2017 - Oct 25, 2017
#6	N/A	-17.40% Nov 29, 2017 - Jul 6, 2018
#7	N/A	-13.56% Nov 6, 2024 - Feb 11, 2025
#8	N/A	-13.07% Dec 30, 2013 - Jun 17, 2014
#9	N/A	-12.14% Oct 10, 2016 - Nov 11, 2016
#10	N/A	-11.34% Oct 21, 2013 - Dec 20, 2013
#11	N/A	-10.73% Sep 12, 2025 - May 20, 2026
#12	N/A	-10.63% Apr 2, 2025 - May 16, 2025
#13	N/A	-10.11% Jun 20, 2014 - Nov 12, 2014
#14	N/A	-9.34% Dec 30, 2014 - Mar 12, 2015
#15	N/A	-8.54% Jul 26, 2013 - Oct 4, 2013

Correlation

Correlation between LC and HMN is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

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