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HMN vs FCF

Comparison between Horace Mann Educators Corp (HMN, Company) and First Commonwealth Financial Corp (FCF, Company).

Both HMN and FCF are from the Financial Services sector.

5-Year PerformanceFCF has outperformed HMN, delivering a return of +9.9% compared to +8.7%

HMN vs FCF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
HMN
$1.98B
Winner
FCF
$1.99B
Max Drawdown
HMN
82.89%
Winner
FCF
77.47%
Sharpe Ratio
HMN
0.75
Winner
FCF
0.97
5Y Beta
Winner
HMN
0.34
FCF
0.70
Industry
HMN
Insurance - Property & Casualty
FCF
Banks - Regional
P/E Ratio
Winner
HMN
11.95
FCF
12.85
Forward P/E
Winner
HMN
9.25
FCF
10.92
PEG Ratio
Winner
HMN
0.10
FCF
1.01
Dividend Yield
Winner
HMN
2.91%
FCF
2.79%
5Y Dividends CAGR
HMN
7.78%
Winner
FCF
8.85%
5Y EPS CAGR
HMN
3.20%
Winner
FCF
6.28%
Debt to Equity
HMN
40.39%
Winner
FCF
1.47%
Free Cash Flow Yield
Winner
HMN
23.88%
FCF
10.19%
P/S Ratio
Winner
HMN
1.12
FCF
3.97
P/B Ratio
HMN
1.31
Winner
FCF
1.25

HMN vs FCF - Historical Returns

Returns include dividend reinvestment.

1M
Winner
HMN
+10.02%
FCF
+8.99%
3M
HMN
+15.67%
Winner
FCF
+19.56%
6M
HMN
+7.70%
Winner
FCF
+17.82%
1Y
HMN
+16.99%
Winner
FCF
+29.47%
5Y(CAGR)
HMN
+8.68%
Winner
FCF
+9.89%
10Y(CAGR)
HMN
+7.36%
Winner
FCF
+11.67%
Max(CAGR)
HMN
+5.07%
Winner
FCF
+5.30%

HMN vs FCF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearHMNFCF
2026+9.09%+20.63%
2025+23.21%+5.37%
2024+21.27%+12.47%
2023-9.33%+13.97%
2022-0.07%-11.19%
2021-3.68%+52.77%
2020-1.77%-21.48%
2019+19.35%+22.54%
2018-12.10%-13.15%
2017+5.64%+3.33%
2016+38.27%+65.74%
2015+3.22%+2.32%
2014+8.87%+9.23%
2013+59.51%+27.18%
2012+44.76%+28.20%
2011-22.91%-26.99%
2010+43.23%+51.85%
2009+31.84%-61.32%
2008-49.96%+28.63%
2007-5.58%-16.07%
2006+8.07%+7.36%
2005+3.06%-10.00%
2004+38.25%+11.94%
2003-8.05%+27.78%
2002-23.92%+1.39%
2001+5.51%+26.54%
2000+9.80%-5.77%
1999-30.82%-13.08%

HMN vs FCF Drawdown Comparison

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The maximum drawdown for FCF was -74.48%, occurring on Oct 3, 2011. Recovery took 2057 trading sessions.

RankHMNFCF
#1-78.17%
Nov 5, 1999 - Jan 22, 2013
-74.48%
Sep 18, 2008 - Nov 17, 2016
#2-33.31%
Sep 13, 2019 - Nov 6, 2024
-57.52%
Jul 26, 2018 - Nov 3, 2021
#3-25.79%
Jul 16, 2015 - Sep 21, 2016
-36.79%
Nov 5, 1999 - May 10, 2001
#4-24.94%
Jul 9, 2018 - Sep 10, 2019
-33.91%
Mar 31, 2006 - Sep 18, 2008
#5-20.77%
Jan 4, 2017 - Oct 25, 2017
-31.29%
Jan 14, 2022 - Jul 16, 2024
#6-17.40%
Nov 29, 2017 - Jul 6, 2018
-28.00%
Jun 29, 2001 - Jul 14, 2003
#7-13.56%
Nov 6, 2024 - Feb 11, 2025
-26.90%
Nov 25, 2024 - Feb 4, 2026
#8-13.07%
Dec 30, 2013 - Jun 17, 2014
-19.67%
Apr 1, 2004 - Oct 27, 2004
#9-12.14%
Oct 10, 2016 - Nov 11, 2016
-17.83%
May 10, 2001 - Jun 26, 2001
#10-11.34%
Oct 21, 2013 - Dec 20, 2013
-16.14%
Dec 23, 2004 - Mar 31, 2006
#11-10.73%
Sep 12, 2025 - May 20, 2026
-15.83%
Feb 22, 2017 - Oct 26, 2017
#12-10.63%
Apr 2, 2025 - May 16, 2025
-14.99%
Jul 25, 2024 - Nov 6, 2024
#13-10.11%
Jun 20, 2014 - Nov 12, 2014
-11.58%
Feb 6, 2026 - Apr 9, 2026
#14-9.34%
Dec 30, 2014 - Mar 12, 2015
-10.81%
Dec 4, 2017 - Apr 25, 2018
#15-8.54%
Jul 26, 2013 - Oct 4, 2013
-8.23%
Nov 23, 2021 - Jan 3, 2022

Correlation

Correlation between HMN and FCF is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (1999 - 2026)

HMN vs FCF dividend yield comparison.

YearHMNFCF
20260.74%1.38%
20253.03%3.17%
20243.47%3.04%
20234.04%3.21%
20223.43%3.40%
20213.20%2.83%
20202.85%4.02%
20192.63%2.76%
20183.04%2.90%
20172.49%2.23%
20162.48%1.97%
20153.01%3.09%
20142.77%3.04%
20132.47%2.61%
20122.76%2.64%
20113.36%2.28%
20101.94%0.85%
20091.90%3.87%
20084.00%5.49%
20072.22%6.38%
20062.62%5.06%
20052.80%6.46%
20042.78%4.19%
20033.79%5.50%
20022.74%5.26%
20011.98%5.08%
20002.03%5.60%
19990.56%1.17%

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