HMN vs NTST

Comparison between Horace Mann Educators Corp (HMN, Company) and Netstreit Corp (NTST, Company).

HMN is from the Financial Services sector, while NTST is from the Real Estate sector.

5-Year PerformanceHMN has outperformed NTST, delivering a return of +8.7% compared to +1.3%

HMN vs NTST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HMN(COMPANY)	NTST(COMPANY)
Market Cap	$1.98B	$1.98B
Max Drawdown	82.89%	48.82%
Sharpe Ratio	0.75	1.24
5Y Beta	0.34	0.20
Industry	Insurance - Property & Casualty	Reit - Retail
P/E Ratio	11.95	170.40
Forward P/E	9.25	53.76
PEG Ratio	0.10	N/A
Dividend Yield	2.91%	4.24%
5Y Dividends CAGR	7.78%	9.06%
5Y EPS CAGR	3.20%	28.86%
Debt to Equity	40.39%	82.02%
Free Cash Flow Yield	23.88%	5.74%
P/S Ratio	1.12	9.66
P/B Ratio	1.31	1.32

Market Cap

Winner

HMN

$1.98B

NTST

$1.98B

Max Drawdown

HMN

82.89%

Winner

NTST

48.82%

Sharpe Ratio

HMN

0.75

Winner

NTST

1.24

5Y Beta

HMN

0.34

Winner

NTST

0.20

Industry

HMN

Insurance - Property & Casualty

NTST

Reit - Retail

P/E Ratio

Winner

HMN

11.95

NTST

170.40

Forward P/E

Winner

HMN

9.25

NTST

53.76

PEG Ratio

HMN

0.10

NTST

N/A

Dividend Yield

HMN

2.91%

Winner

NTST

4.24%

5Y Dividends CAGR

HMN

7.78%

Winner

NTST

9.06%

5Y EPS CAGR

HMN

3.20%

Winner

NTST

28.86%

Debt to Equity

Winner

HMN

40.39%

NTST

82.02%

Free Cash Flow Yield

Winner

HMN

23.88%

NTST

5.74%

P/S Ratio

Winner

HMN

1.12

NTST

9.66

P/B Ratio

Winner

HMN

1.31

NTST

1.32

HMN vs NTST - Historical Returns

Returns include dividend reinvestment.

Period	HMN	NTST
1 month	+10.02%	-0.64%
3 months	+15.67%	+3.13%
6 months	+7.70%	+18.04%
1 year	+16.99%	+29.64%
5 years(CAGR)	+8.68%	+1.31%
10 years(CAGR)	+7.36%	N/A
Max(CAGR)	+5.07%	+7.09%

Winner

HMN

+10.02%

NTST

-0.64%

Winner

HMN

+15.67%

NTST

+3.13%

HMN

+7.70%

Winner

NTST

+18.04%

HMN

+16.99%

Winner

NTST

+29.64%

5Y(CAGR)

Winner

HMN

+8.68%

NTST

+1.31%

10Y(CAGR)

HMN

+7.36%

NTST

N/A

Max(CAGR)

HMN

+5.07%

Winner

NTST

+7.09%

HMN vs NTST - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HMN	NTST
2026	+9.09%	+17.17%
2025	+23.21%	+33.12%
2024	+21.27%	-18.71%
2023	-9.33%	+0.77%
2022	-0.07%	-16.32%
2021	-3.68%	+26.74%
2020	-1.77%	+11.58%
2019	+19.35%	N/A
2018	-12.10%	N/A
2017	+5.64%	N/A
2016	+38.27%	N/A
2015	+3.22%	N/A
2014	+8.87%	N/A
2013	+59.51%	N/A
2012	+44.76%	N/A
2011	-22.91%	N/A
2010	+43.23%	N/A
2009	+31.84%	N/A
2008	-49.96%	N/A
2007	-5.58%	N/A
2006	+8.07%	N/A
2005	+3.06%	N/A
2004	+38.25%	N/A
2003	-8.05%	N/A
2002	-23.92%	N/A
2001	+5.51%	N/A
2000	+9.80%	N/A
1999	-30.82%	N/A

HMN vs NTST Drawdown Comparison

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The maximum drawdown for NTST was -43.74%, occurring on Oct 26, 2023. This drawdown has not yet recovered.

The current NTST drawdown is -4.22%.

Rank	HMN	NTST
#1	-78.17% Nov 5, 1999 - Jan 22, 2013	-43.74% Aug 5, 2021 - Oct 26, 2023
#2	-33.31% Sep 13, 2019 - Nov 6, 2024	-13.95% Dec 30, 2020 - Apr 8, 2021
#3	-25.79% Jul 16, 2015 - Sep 21, 2016	-11.43% Oct 9, 2020 - Dec 30, 2020
#4	-24.94% Jul 9, 2018 - Sep 10, 2019	-6.69% Sep 8, 2020 - Oct 1, 2020
#5	-20.77% Jan 4, 2017 - Oct 25, 2017	-3.93% Jun 14, 2021 - Jul 2, 2021
#6	-17.40% Nov 29, 2017 - Jul 6, 2018	-2.95% Jul 20, 2021 - Jul 30, 2021
#7	-13.56% Nov 6, 2024 - Feb 11, 2025	-2.47% Jul 12, 2021 - Jul 16, 2021
#8	-13.07% Dec 30, 2013 - Jun 17, 2014	-2.22% Jul 16, 2021 - Jul 20, 2021
#9	-12.14% Oct 10, 2016 - Nov 11, 2016	-2.21% May 7, 2021 - May 17, 2021
#10	-11.34% Oct 21, 2013 - Dec 20, 2013	-1.93% May 4, 2021 - May 7, 2021
#11	-10.73% Sep 12, 2025 - May 20, 2026	-1.92% Apr 12, 2021 - Apr 21, 2021
#12	-10.63% Apr 2, 2025 - May 16, 2025	-1.70% May 27, 2021 - Jun 1, 2021
#13	-10.11% Jun 20, 2014 - Nov 12, 2014	-1.59% May 24, 2021 - May 27, 2021
#14	-9.34% Dec 30, 2014 - Mar 12, 2015	-1.33% Aug 3, 2021 - Aug 5, 2021
#15	-8.54% Jul 26, 2013 - Oct 4, 2013	-1.24% Jul 6, 2021 - Jul 9, 2021

Correlation

Correlation between HMN and NTST is 0.46 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.46

-101

Dividend Comparison (1999 - 2026)

HMN vs NTST dividend yield comparison.

Year	HMN	NTST
2026	0.74%	2.16%
2025	3.03%	4.82%
2024	3.47%	5.87%
2023	4.04%	4.54%
2022	3.43%	4.36%
2021	3.20%	3.49%
2020	2.85%	1.54%
2019	2.63%	0.00%
2018	3.04%	0.00%
2017	2.49%	0.00%
2016	2.48%	0.00%
2015	3.01%	0.00%
2014	2.77%	0.00%
2013	2.47%	0.00%
2012	2.76%	0.00%
2011	3.36%	0.00%
2010	1.94%	0.00%
2009	1.90%	0.00%
2008	4.00%	0.00%
2007	2.22%	0.00%
2006	2.62%	0.00%
2005	2.80%	0.00%
2004	2.78%	0.00%
2003	3.79%	0.00%
2002	2.74%	0.00%
2001	1.98%	0.00%
2000	2.03%	0.00%
1999	0.56%	0.00%