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HMN vs OFG

Comparison between Horace Mann Educators Corp (HMN, Company) and OFG Bancorp (OFG, Company).

Both HMN and OFG are from the Financial Services sector.

5-Year PerformanceOFG has outperformed HMN, delivering a return of +17.9% compared to +8.7%

HMN vs OFG - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
HMN
$1.98B
OFG
$1.98B
Max Drawdown
Winner
HMN
82.89%
OFG
97.22%
Sharpe Ratio
Winner
HMN
0.75
OFG
0.57
5Y Beta
Winner
HMN
0.34
OFG
0.83
Industry
HMN
Insurance - Property & Casualty
OFG
Banks - Regional
P/E Ratio
HMN
11.95
Winner
OFG
9.56
Forward P/E
HMN
9.25
Winner
OFG
7.39
PEG Ratio
Winner
HMN
0.10
OFG
0.61
Dividend Yield
Winner
HMN
2.91%
OFG
2.67%
5Y Dividends CAGR
HMN
7.78%
Winner
OFG
39.83%
5Y EPS CAGR
HMN
3.20%
Winner
OFG
19.60%
Debt to Equity
HMN
40.39%
Winner
OFG
0.00%
Free Cash Flow Yield
Winner
HMN
23.88%
OFG
9.57%
P/S Ratio
Winner
HMN
1.12
OFG
3.11
P/B Ratio
Winner
HMN
1.31
OFG
1.43

HMN vs OFG - Historical Returns

Returns include dividend reinvestment.

1M
Winner
HMN
+10.02%
OFG
+8.61%
3M
HMN
+15.67%
Winner
OFG
+23.66%
6M
HMN
+7.70%
Winner
OFG
+15.71%
1Y
HMN
+16.99%
Winner
OFG
+18.88%
5Y(CAGR)
HMN
+8.68%
Winner
OFG
+17.85%
10Y(CAGR)
HMN
+7.36%
Winner
OFG
+21.76%
Max(CAGR)
HMN
+5.07%
Winner
OFG
+6.71%

HMN vs OFG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearHMNOFG
2026+9.09%+18.18%
2025+23.21%+1.37%
2024+21.27%+17.55%
2023-9.33%+39.64%
2022-0.07%+3.41%
2021-3.68%+52.69%
2020-1.77%-19.44%
2019+19.35%+43.78%
2018-12.10%+87.22%
2017+5.64%-27.84%
2016+38.27%+85.27%
2015+3.22%-54.20%
2014+8.87%-1.05%
2013+59.51%+26.70%
2012+44.76%+12.08%
2011-22.91%-1.06%
2010+43.23%+22.02%
2009+31.84%+80.82%
2008-49.96%-52.12%
2007-5.58%+8.97%
2006+8.07%+8.98%
2005+3.06%-53.92%
2004+38.25%+12.35%
2003-8.05%+31.13%
2002-23.92%+52.80%
2001+5.51%+46.14%
2000+9.80%-38.40%
1999-30.82%-5.89%

HMN vs OFG Drawdown Comparison

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The maximum drawdown for OFG was -96.64%, occurring on Mar 5, 2009. Recovery took 3829 trading sessions.

RankHMNOFG
#1-78.17%
Nov 5, 1999 - Jan 22, 2013
-96.64%
Apr 1, 2004 - Jun 19, 2019
#2-33.31%
Sep 13, 2019 - Nov 6, 2024
-61.25%
Jul 9, 2019 - Apr 5, 2021
#3-25.79%
Jul 16, 2015 - Sep 21, 2016
-54.84%
Feb 9, 2000 - Mar 26, 2002
#4-24.94%
Jul 9, 2018 - Sep 10, 2019
-24.56%
Nov 25, 2024 - Apr 22, 2026
#5-20.77%
Jan 4, 2017 - Oct 25, 2017
-23.71%
Feb 28, 2023 - Jul 18, 2023
#6-17.40%
Nov 29, 2017 - Jul 6, 2018
-21.20%
Jun 28, 2002 - Nov 20, 2002
#7-13.56%
Nov 6, 2024 - Feb 11, 2025
-20.00%
May 17, 2021 - Sep 27, 2021
#8-13.07%
Dec 30, 2013 - Jun 17, 2014
-17.69%
Jan 14, 2022 - Feb 23, 2023
#9-12.14%
Oct 10, 2016 - Nov 11, 2016
-17.48%
Nov 4, 1999 - Feb 8, 2000
#10-11.34%
Oct 21, 2013 - Dec 20, 2013
-16.34%
Jul 23, 2024 - Nov 25, 2024
#11-10.73%
Sep 12, 2025 - May 20, 2026
-15.94%
Jul 24, 2023 - Nov 15, 2023
#12-10.63%
Apr 2, 2025 - May 16, 2025
-13.53%
Jul 14, 2003 - Nov 24, 2003
#13-10.11%
Jun 20, 2014 - Nov 12, 2014
-12.77%
Nov 5, 2021 - Jan 3, 2022
#14-9.34%
Dec 30, 2014 - Mar 12, 2015
-12.75%
Jan 30, 2024 - Jul 11, 2024
#15-8.54%
Jul 26, 2013 - Oct 4, 2013
-11.30%
Dec 22, 2003 - Feb 23, 2004

Correlation

Correlation between HMN and OFG is 0.72 which considered as a strong positive correlation - the stocks tend to move together.

0.72
-101

Dividend Comparison (1999 - 2026)

HMN vs OFG dividend yield comparison.

YearHMNOFG
20260.74%0.73%
20253.03%2.93%
20243.47%2.36%
20234.04%2.35%
20223.43%2.54%
20213.20%1.51%
20202.85%1.51%
20192.63%1.19%
20183.04%1.52%
20172.49%2.55%
20162.48%1.83%
20153.01%4.92%
20142.77%2.04%
20132.47%1.50%
20122.76%1.80%
20113.36%1.73%
20101.94%1.68%
20091.90%1.48%
20084.00%9.26%
20072.22%4.18%
20062.62%4.32%
20052.80%4.53%
20042.78%2.03%
20033.79%2.23%
20022.74%2.40%
20011.98%3.23%
20002.03%2.25%
19990.56%0.00%

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