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HMN vs SPY

Comparison between Horace Mann Educators Corp (HMN, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed HMN, delivering a return of +13.3% compared to +7.2%

HMN vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
HMN
$1.91B
Winner
SPY
$735B
Expense Ratio
HMN
N/A
SPY
0.09%
Max Drawdown
HMN
82.89%
Winner
SPY
56.47%
Sharpe Ratio
HMN
0.51
Winner
SPY
1.62
5Y Beta
Winner
HMN
0.35
SPY
1.00
Industry
HMN
Insurance - Property & Casualty
SPY
N/A
P/E Ratio
Winner
HMN
11.52
SPY
28.99
Forward P/E
Winner
HMN
9.25
SPY
22.37
PEG Ratio
HMN
0.10
SPY
N/A
Dividend Yield
HMN
3.09%
SPY
N/A
5Y Dividends CAGR
Winner
HMN
7.78%
SPY
5.43%
5Y EPS CAGR
HMN
3.20%
Winner
SPY
26.05%
Debt to Equity
HMN
40.39%
Winner
SPY
32.40%
Free Cash Flow Yield
HMN
24.76%
SPY
N/A
P/S Ratio
Winner
HMN
1.10
SPY
3.74
P/B Ratio
Winner
HMN
1.28
SPY
5.61

HMN vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
HMN
+2.15%
SPY
+1.90%
3M
Winner
HMN
+8.90%
SPY
+8.55%
6M
Winner
HMN
+9.38%
SPY
+8.18%
1Y
HMN
+12.37%
Winner
SPY
+25.79%
5Y(CAGR)
HMN
+7.18%
Winner
SPY
+13.32%
10Y(CAGR)
HMN
+6.70%
Winner
SPY
+15.19%
Max(CAGR)
HMN
+4.92%
Winner
SPY
+8.47%

HMN vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearHMNSPY
2026+4.83%+8.26%
2025+23.21%+18.00%
2024+21.27%+25.59%
2023-9.33%+26.72%
2022-0.07%-18.64%
2021-3.68%+30.52%
2020-1.77%+17.28%
2019+19.35%+31.09%
2018-12.10%-5.24%
2017+5.64%+20.78%
2016+38.27%+13.59%
2015+3.22%+1.31%
2014+8.87%+14.56%
2013+59.51%+29.00%
2012+44.76%+14.17%
2011-22.91%+0.85%
2010+43.23%+13.14%
2009+31.84%+22.67%
2008-49.96%-36.25%
2007-5.58%+5.32%
2006+8.07%+13.85%
2005+3.06%+5.32%
2004+38.25%+10.75%
2003-8.05%+24.18%
2002-23.92%-22.42%
2001+5.51%-10.13%
2000+9.80%-8.84%
1999-30.82%+8.61%

HMN vs SPY Drawdown Comparison

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current HMN drawdown is -1.45%. The current SPY drawdown is -2.90%.

RankHMNSPY
#1-78.17%
Nov 5, 1999 - Jan 22, 2013		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-33.31%
Sep 13, 2019 - Nov 6, 2024		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-25.79%
Jul 16, 2015 - Sep 21, 2016		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-24.94%
Jul 9, 2018 - Sep 10, 2019		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-20.77%
Jan 4, 2017 - Oct 25, 2017		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-17.40%
Nov 29, 2017 - Jul 6, 2018		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-13.56%
Nov 6, 2024 - Feb 11, 2025		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-13.07%
Dec 30, 2013 - Jun 17, 2014		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-12.14%
Oct 10, 2016 - Nov 11, 2016		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-11.34%
Oct 21, 2013 - Dec 20, 2013		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-10.73%
Sep 12, 2025 - May 20, 2026		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-10.63%
Apr 2, 2025 - May 16, 2025		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-10.11%
Jun 20, 2014 - Nov 12, 2014		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-9.34%
Dec 30, 2014 - Mar 12, 2015		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-8.54%
Jul 26, 2013 - Oct 4, 2013		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between HMN and SPY is 0.90 which considered as a strong positive correlation - the stocks tend to move together.

0.90
-101

Dividend Comparison (1999 - 2026)

HMN vs SPY dividend yield comparison.

YearHMNSPY
20260.77%0.24%
20253.03%1.07%
20243.47%1.21%
20234.04%1.40%
20223.43%1.65%
20213.20%1.20%
20202.85%1.52%
20192.63%1.75%
20183.04%2.04%
20172.49%1.80%
20162.48%2.03%
20153.01%2.06%
20142.77%1.87%
20132.47%1.81%
20122.76%2.18%
20113.36%2.05%
20101.94%1.80%
20091.90%1.95%
20084.00%3.02%
20072.22%1.85%
20062.62%1.73%
20052.80%1.73%
20042.78%1.82%
20033.79%1.47%
20022.74%1.70%
20011.98%1.25%
20002.03%1.15%
19990.56%0.24%

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