HMN vs VSTS

Comparison between Horace Mann Educators Corp (HMN, Company) and Vestis Corporation (VSTS, Company).

HMN is from the Financial Services sector, while VSTS is from the Industrials sector.

HMN vs VSTS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HMN(COMPANY)	VSTS(COMPANY)
Market Cap	$2.10B	$2.10B
Max Drawdown	82.89%	36.10%
Sharpe Ratio	1.10	-1.59
5Y Beta	0.31	0.11
Industry	Insurance - Property & Casualty	Rental & Leasing Services
P/E Ratio	12.65	-123.19
Forward P/E	9.25	N/A
PEG Ratio	0.11	N/A
Dividend Yield	2.73%	1.95%
5Y Dividends CAGR	3.09%	N/A
5Y EPS CAGR	3.20%	N/A
Debt to Equity	40.39%	128.63%
Free Cash Flow Yield	22.56%	7.13%
P/S Ratio	1.21	0.78
P/B Ratio	1.42	2.44

Market Cap

HMN

$2.10B

Winner

VSTS

$2.10B

Max Drawdown

HMN

82.89%

Winner

VSTS

36.10%

Sharpe Ratio

Winner

HMN

1.10

VSTS

-1.59

5Y Beta

HMN

0.31

Winner

VSTS

0.11

Industry

HMN

Insurance - Property & Casualty

VSTS

Rental & Leasing Services

P/E Ratio

HMN

12.65

Winner

VSTS

-123.19

Forward P/E

HMN

9.25

VSTS

N/A

PEG Ratio

HMN

0.11

VSTS

N/A

Dividend Yield

Winner

HMN

2.73%

VSTS

1.95%

5Y Dividends CAGR

HMN

3.09%

VSTS

N/A

5Y EPS CAGR

HMN

3.20%

VSTS

N/A

Debt to Equity

Winner

HMN

40.39%

VSTS

128.63%

Free Cash Flow Yield

Winner

HMN

22.56%

VSTS

7.13%

P/S Ratio

HMN

1.21

Winner

VSTS

0.78

P/B Ratio

Winner

HMN

1.42

VSTS

2.44

HMN vs VSTS - Historical Returns

Returns include dividend reinvestment.

Period	HMN	VSTS
1 month	+1.10%	+18.11%
3 months	+11.74%	N/A
6 months	+22.01%	N/A
1 year	+27.03%	N/A
5 years(CAGR)	+9.65%	N/A
10 years(CAGR)	+7.25%	N/A
Max(CAGR)	+5.27%	-7.21%

HMN

+1.10%

Winner

VSTS

+18.11%

HMN

+11.74%

VSTS

N/A

HMN

+22.01%

VSTS

N/A

HMN

+27.03%

VSTS

N/A

5Y(CAGR)

HMN

+9.65%

VSTS

N/A

10Y(CAGR)

HMN

+7.25%

VSTS

N/A

Max(CAGR)

Winner

HMN

+5.27%

VSTS

-7.21%

HMN vs VSTS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HMN	VSTS
2026	+15.39%	+21.80%
2025	+23.21%	N/A
2024	+21.27%	N/A
2023	-9.33%	-18.70%
2022	-0.07%	N/A
2021	-3.68%	N/A
2020	-1.77%	N/A
2019	+19.35%	N/A
2018	-12.10%	N/A
2017	+5.64%	N/A
2016	+38.27%	N/A
2015	+3.22%	N/A
2014	+8.87%	N/A
2013	+59.51%	N/A
2012	+44.76%	N/A
2011	-22.91%	N/A
2010	+43.23%	N/A
2009	+31.84%	N/A
2008	-49.96%	N/A
2007	-5.58%	N/A
2006	+8.07%	N/A
2005	+3.06%	N/A
2004	+38.25%	N/A
2003	-8.05%	N/A
2002	-23.92%	N/A
2001	+5.51%	N/A
2000	+9.80%	N/A
1999	-30.82%	N/A

HMN vs VSTS Drawdown Comparison

The maximum drawdown for HMN was -78.17%, occurring on Oct 27, 2008. Recovery took 3321 trading sessions.

The maximum drawdown for VSTS was -36.10%, occurring on Jun 8, 2026. This drawdown has not yet recovered.

The current HMN drawdown is -5.19%. The current VSTS drawdown is -20.05%.

Rank	HMN	VSTS
#1	-78.17% Nov 5, 1999 - Jan 22, 2013	-36.10% Sep 28, 2023 - Jun 8, 2026
#2	-33.31% Sep 13, 2019 - Nov 6, 2024	N/A
#3	-25.79% Jul 16, 2015 - Sep 21, 2016	N/A
#4	-24.94% Jul 9, 2018 - Sep 10, 2019	N/A
#5	-20.77% Jan 4, 2017 - Oct 25, 2017	N/A
#6	-17.40% Nov 29, 2017 - Jul 6, 2018	N/A
#7	-13.56% Nov 6, 2024 - Feb 11, 2025	N/A
#8	-13.07% Dec 30, 2013 - Jun 17, 2014	N/A
#9	-12.14% Oct 10, 2016 - Nov 11, 2016	N/A
#10	-11.34% Oct 21, 2013 - Dec 20, 2013	N/A
#11	-10.73% Sep 12, 2025 - May 20, 2026	N/A
#12	-10.63% Apr 2, 2025 - May 16, 2025	N/A
#13	-10.11% Jun 20, 2014 - Nov 12, 2014	N/A
#14	-9.34% Dec 30, 2014 - Mar 12, 2015	N/A
#15	-8.54% Jul 26, 2013 - Oct 4, 2013	N/A

Correlation

Correlation between HMN and VSTS is -0.67 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.67

-101