WTM vs APLS

Comparison between White Mountains Insurance Group Ltd (WTM, Company) and Apellis Pharmaceuticals Inc (APLS, Company).

WTM is from the Financial Services sector, while APLS is from the Healthcare sector.

5-Year PerformanceWTM has outperformed APLS, delivering a return of +12.3% compared to -1.5%

WTM vs APLS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	WTM(COMPANY)	APLS(COMPANY)
Market Cap	$5.25B	$5.25B
Max Drawdown	78.65%	82.47%
Sharpe Ratio	0.67	1.03
5Y Beta	0.37	N/A
Industry	Insurance - Property & Casualty	Biotechnology
P/E Ratio	5.07	39.02
Forward P/E	13.87	46.30
PEG Ratio	0.00	N/A
Dividend Yield	0.05%	N/A
5Y Dividends CAGR	14.87%	N/A
5Y EPS CAGR	12.53%	N/A
Debt to Equity	15.54%	22.59%
Free Cash Flow Yield	11.83%	0.71%
P/S Ratio	1.86	4.75
P/B Ratio	0.98	12.66

Market Cap

Winner

WTM

$5.25B

APLS

$5.25B

Max Drawdown

Winner

WTM

78.65%

APLS

82.47%

Sharpe Ratio

WTM

0.67

Winner

APLS

1.03

5Y Beta

WTM

0.37

APLS

N/A

Industry

WTM

Insurance - Property & Casualty

APLS

Biotechnology

P/E Ratio

Winner

WTM

5.07

APLS

39.02

Forward P/E

Winner

WTM

13.87

APLS

46.30

PEG Ratio

WTM

0.00

APLS

N/A

Dividend Yield

WTM

0.05%

APLS

N/A

5Y Dividends CAGR

WTM

14.87%

APLS

N/A

5Y EPS CAGR

WTM

12.53%

APLS

N/A

Debt to Equity

Winner

WTM

15.54%

APLS

22.59%

Free Cash Flow Yield

Winner

WTM

11.83%

APLS

0.71%

P/S Ratio

Winner

WTM

1.86

APLS

4.75

P/B Ratio

Winner

WTM

0.98

APLS

12.66

WTM vs APLS - Historical Returns

Returns include dividend reinvestment.

Period	WTM	APLS
1 month	-5.72%	+0.44%
3 months	-3.70%	+89.08%
6 months	+14.04%	+101.82%
1 year	+17.38%	+145.69%
5 years(CAGR)	+12.29%	-1.50%
10 years(CAGR)	+10.41%	+13.44%
Max(CAGR)	+11.72%	+13.44%

WTM

-5.72%

Winner

APLS

+0.44%

WTM

-3.70%

Winner

APLS

+89.08%

WTM

+14.04%

Winner

APLS

+101.82%

WTM

+17.38%

Winner

APLS

+145.69%

5Y(CAGR)

Winner

WTM

+12.29%

APLS

-1.50%

10Y(CAGR)

WTM

+10.41%

Winner

APLS

+13.44%

Max(CAGR)

WTM

+11.72%

Winner

APLS

+13.44%

WTM vs APLS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	WTM	APLS
2026	+5.09%	+58.66%
2025	+7.78%	-24.25%
2024	+28.89%	-47.92%
2023	+7.82%	+19.05%
2022	+40.13%	+6.03%
2021	+0.02%	-13.39%
2020	-10.78%	+83.54%
2019	+30.61%	+124.82%
2018	+1.26%	-36.53%
2017	+0.31%	+54.67%
2016	+16.25%	N/A
2015	+15.17%	N/A
2014	+5.05%	N/A
2013	+15.41%	N/A
2012	+13.20%	N/A
2011	+32.29%	N/A
2010	+0.31%	N/A
2009	+27.07%	N/A
2008	-46.61%	N/A
2007	-10.07%	N/A
2006	+5.94%	N/A
2005	-10.36%	N/A
2004	+42.59%	N/A
2003	+42.62%	N/A
2002	-7.44%	N/A
2001	+10.58%	N/A
2000	+172.82%	N/A
1999	-4.04%	N/A

WTM vs APLS Drawdown Comparison

The maximum drawdown for WTM was -77.48%, occurring on Mar 9, 2009. Recovery took 2327 trading sessions.

The maximum drawdown for APLS was -82.47%, occurring on May 15, 2025. This drawdown has not yet recovered.

The current WTM drawdown is -7.53%. The current APLS drawdown is -56.03%.

Rank	WTM	APLS
#1	-77.48% Sep 8, 2005 - Dec 5, 2014	-82.47% Jun 13, 2023 - May 15, 2025
#2	-40.16% Feb 11, 2020 - Feb 10, 2021	-61.77% Apr 16, 2018 - Sep 5, 2019
#3	-27.02% Jun 21, 2001 - May 12, 2003	-59.60% Feb 10, 2020 - Nov 20, 2020
#4	-22.07% Feb 22, 2021 - Jun 7, 2022	-55.99% Jul 2, 2021 - Apr 3, 2023
#5	-18.77% Nov 1, 1999 - Mar 14, 2000	-43.83% Jan 4, 2018 - Mar 14, 2018
#6	-18.05% Nov 25, 2024 - Nov 26, 2025	-31.32% Sep 6, 2019 - Jan 7, 2020
#7	-16.59% Mar 1, 2017 - Sep 14, 2018	-28.91% Jan 8, 2021 - Jun 1, 2021
#8	-16.37% Mar 11, 2005 - Aug 19, 2005	-21.52% Mar 16, 2018 - Apr 11, 2018
#9	-15.67% Apr 6, 2004 - Nov 18, 2004	-12.47% Dec 11, 2017 - Dec 21, 2017
#10	-15.54% Sep 8, 2022 - Oct 28, 2022	-8.62% May 5, 2023 - Jun 13, 2023
#11	-14.93% Feb 17, 2023 - Jul 20, 2023	-8.38% Dec 8, 2020 - Dec 15, 2020
#12	-14.80% Sep 14, 2018 - May 31, 2019	-8.03% Jun 14, 2021 - Jul 1, 2021
#13	-13.91% Jun 16, 2003 - Oct 3, 2003	-6.75% Apr 24, 2023 - May 5, 2023
#14	-13.43% Nov 30, 2015 - Apr 1, 2016	-6.20% Jan 21, 2020 - Feb 3, 2020
#15	-12.42% Sep 29, 2000 - Nov 10, 2000	-5.53% Nov 13, 2017 - Dec 8, 2017