UMBF vs DOCU

Comparison between UMB Financial Corp (UMBF, Company) and DocuSign Inc (DOCU, Company).

UMBF is from the Financial Services sector, while DOCU is from the Technology sector.

5-Year PerformanceUMBF has outperformed DOCU, delivering a return of +10.5% compared to -28.4%

UMBF vs DOCU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UMBF(COMPANY)	DOCU(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	55.48%	87.57%
Sharpe Ratio	1.04	-0.39
5Y Beta	1.05	1.07
Industry	Banks - Regional	Software - Application
P/E Ratio	11.83	36.09
Forward P/E	12.09	12.02
PEG Ratio	0.12	0.65
Dividend Yield	1.14%	N/A
5Y Dividends CAGR	10.48%	N/A
5Y EPS CAGR	23.89%	N/A
Debt to Equity	5.98%	0.00%
Free Cash Flow Yield	9.33%	10.09%
P/S Ratio	3.96	3.31
P/B Ratio	1.46	5.75

Market Cap

Winner

UMBF

$11B

DOCU

$11B

Max Drawdown

Winner

UMBF

55.48%

DOCU

87.57%

Sharpe Ratio

Winner

UMBF

1.04

DOCU

-0.39

5Y Beta

Winner

UMBF

1.05

DOCU

1.07

Industry

UMBF

Banks - Regional

DOCU

Software - Application

P/E Ratio

Winner

UMBF

11.83

DOCU

36.09

Forward P/E

UMBF

12.09

Winner

DOCU

12.02

PEG Ratio

Winner

UMBF

0.12

DOCU

0.65

Dividend Yield

UMBF

1.14%

DOCU

N/A

5Y Dividends CAGR

UMBF

10.48%

DOCU

N/A

5Y EPS CAGR

UMBF

23.89%

DOCU

N/A

Debt to Equity

UMBF

5.98%

Winner

DOCU

0.00%

Free Cash Flow Yield

UMBF

9.33%

Winner

DOCU

10.09%

P/S Ratio

UMBF

3.96

Winner

DOCU

3.31

P/B Ratio

Winner

UMBF

1.46

DOCU

5.75

UMBF vs DOCU - Historical Returns

Returns include dividend reinvestment.

Period	UMBF	DOCU
1 month	+0.50%	+21.32%
3 months	+8.70%	+22.29%
6 months	+8.81%	+20.73%
1 year	+33.79%	-24.27%
5 years(CAGR)	+10.51%	-28.42%
10 years(CAGR)	+11.69%	+4.44%
Max(CAGR)	+9.59%	+4.44%

UMBF

+0.50%

Winner

DOCU

+21.32%

UMBF

+8.70%

Winner

DOCU

+22.29%

UMBF

+8.81%

Winner

DOCU

+20.73%

Winner

UMBF

+33.79%

DOCU

-24.27%

5Y(CAGR)

Winner

UMBF

+10.51%

DOCU

-28.42%

10Y(CAGR)

Winner

UMBF

+11.69%

DOCU

+4.44%

Max(CAGR)

Winner

UMBF

+9.59%

DOCU

+4.44%

UMBF vs DOCU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UMBF	DOCU
2026	+25.48%	-12.26%
2025	+4.43%	-24.29%
2024	+36.78%	+57.73%
2023	+3.42%	+4.76%
2022	-20.94%	-64.70%
2021	+56.84%	-31.52%
2020	+2.31%	+192.89%
2019	+12.96%	+81.55%
2018	-14.08%	+0.88%
2017	-4.73%	N/A
2016	+72.72%	N/A
2015	-15.46%	N/A
2014	-8.37%	N/A
2013	+45.29%	N/A
2012	+16.28%	N/A
2011	-10.95%	N/A
2010	+7.25%	N/A
2009	-18.23%	N/A
2008	+33.58%	N/A
2007	+5.13%	N/A
2006	+13.65%	N/A
2005	+15.86%	N/A
2004	+20.02%	N/A
2003	+25.51%	N/A
2002	-4.66%	N/A
2001	+17.31%	N/A
2000	+4.09%	N/A
1999	-9.66%	N/A

UMBF vs DOCU Drawdown Comparison

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The maximum drawdown for DOCU was -87.57%, occurring on Oct 27, 2023. This drawdown has not yet recovered.

The current UMBF drawdown is -2.16%. The current DOCU drawdown is -81.65%.

Rank	UMBF	DOCU
#1	-52.70% Sep 19, 2008 - Nov 21, 2013	-87.57% Sep 3, 2021 - Oct 27, 2023
#2	-50.23% Jan 14, 2022 - Sep 19, 2024	-44.88% Aug 29, 2018 - Nov 4, 2019
#3	-45.00% Jun 8, 2018 - Jan 7, 2021	-32.98% Sep 1, 2020 - Jun 18, 2021
#4	-37.76% Jan 22, 2014 - Nov 9, 2016	-24.93% Feb 19, 2020 - Mar 31, 2020
#5	-31.80% Nov 25, 2024 - Jan 21, 2026	-19.14% Jun 15, 2018 - Aug 24, 2018
#6	-29.26% Nov 3, 1999 - Jun 28, 2001	-15.75% Aug 4, 2020 - Sep 1, 2020
#7	-27.59% May 15, 2002 - Sep 16, 2003	-14.50% Mar 31, 2020 - Apr 13, 2020
#8	-22.52% Sep 19, 2007 - Apr 24, 2008	-10.55% Jul 9, 2020 - Jul 30, 2020
#9	-21.27% Mar 1, 2017 - Jun 7, 2018	-7.68% Jul 23, 2021 - Sep 3, 2021
#10	-18.57% Feb 6, 2026 - May 6, 2026	-5.46% May 15, 2018 - May 24, 2018
#11	-16.25% Aug 21, 2001 - Apr 1, 2002	-5.44% Jun 2, 2020 - Jun 10, 2020
#12	-16.10% Jun 20, 2008 - Jul 22, 2008	-4.90% Jan 8, 2020 - Jan 29, 2020
#13	-14.40% May 14, 2021 - Oct 1, 2021	-4.86% May 22, 2020 - May 29, 2020
#14	-12.75% Aug 11, 2008 - Sep 18, 2008	-4.76% Dec 6, 2019 - Jan 2, 2020
#15	-10.65% Dec 9, 2016 - Feb 21, 2017	-4.68% Jul 7, 2021 - Jul 19, 2021