UMBF vs SPY
Comparison between UMB Financial Corp (UMBF, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).
5-Year PerformanceSPY has outperformed UMBF, delivering a return of +14.0% compared to +6.8%
UMBF vs SPY - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
UMBF vs SPY - Historical Returns
Returns include dividend reinvestment.
UMBF vs SPY - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | UMBF | SPY |
|---|---|---|
| 2026 | +9.64% | +9.82% |
| 2025 | +4.43% | +18.00% |
| 2024 | +36.78% | +25.59% |
| 2023 | +3.42% | +26.72% |
| 2022 | -20.94% | -18.64% |
| 2021 | +56.84% | +30.52% |
| 2020 | +2.31% | +17.28% |
| 2019 | +12.96% | +31.09% |
| 2018 | -14.08% | -5.24% |
| 2017 | -4.73% | +20.78% |
| 2016 | +72.72% | +13.59% |
| 2015 | -15.46% | +1.31% |
| 2014 | -8.37% | +14.56% |
| 2013 | +45.29% | +29.00% |
| 2012 | +16.28% | +14.17% |
| 2011 | -10.95% | +0.85% |
| 2010 | +7.25% | +13.14% |
| 2009 | -18.23% | +22.67% |
| 2008 | +33.58% | -36.25% |
| 2007 | +5.13% | +5.32% |
| 2006 | +13.65% | +13.85% |
| 2005 | +15.86% | +5.32% |
| 2004 | +20.02% | +10.75% |
| 2003 | +25.51% | +24.18% |
| 2002 | -4.66% | -22.42% |
| 2001 | +17.31% | -10.13% |
| 2000 | +4.09% | -8.84% |
| 1999 | -9.66% | +8.61% |
UMBF vs SPY Drawdown Comparison
The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.
The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.
The current UMBF drawdown is -5.02%.
| Rank | UMBF | SPY |
|---|---|---|
| #1 | -52.70% Sep 19, 2008 - Nov 21, 2013 | -55.20% Oct 9, 2007 - Aug 16, 2012 |
| #2 | -50.23% Jan 14, 2022 - Sep 19, 2024 | -47.50% Mar 24, 2000 - Oct 26, 2006 |
| #3 | -45.00% Jun 8, 2018 - Jan 7, 2021 | -33.70% Feb 19, 2020 - Aug 10, 2020 |
| #4 | -37.76% Jan 22, 2014 - Nov 9, 2016 | -24.50% Jan 3, 2022 - Dec 13, 2023 |
| #5 | -31.80% Nov 25, 2024 - Jan 21, 2026 | -19.34% Sep 20, 2018 - Apr 12, 2019 |
| #6 | -29.26% Nov 3, 1999 - Jun 28, 2001 | -18.76% Feb 19, 2025 - Jun 26, 2025 |
| #7 | -27.59% May 15, 2002 - Sep 16, 2003 | -13.02% Jul 20, 2015 - Apr 18, 2016 |
| #8 | -22.52% Sep 19, 2007 - Apr 24, 2008 | -10.10% Jan 26, 2018 - Aug 6, 2018 |
| #9 | -21.27% Mar 1, 2017 - Jun 7, 2018 | -9.44% Sep 2, 2020 - Nov 11, 2020 |
| #10 | -18.57% Feb 6, 2026 - May 6, 2026 | -9.30% Jan 19, 2000 - Mar 17, 2000 |
| #11 | -16.25% Aug 21, 2001 - Apr 1, 2002 | -9.05% Jul 19, 2007 - Oct 5, 2007 |
| #12 | -16.10% Jun 20, 2008 - Jul 22, 2008 | -8.88% Jan 27, 2026 - Apr 14, 2026 |
| #13 | -14.40% May 14, 2021 - Oct 1, 2021 | -8.41% Jul 16, 2024 - Sep 19, 2024 |
| #14 | -12.75% Aug 11, 2008 - Sep 18, 2008 | -7.35% Sep 14, 2012 - Jan 2, 2013 |
| #15 | -10.65% Dec 9, 2016 - Feb 21, 2017 | -7.27% Sep 18, 2014 - Oct 31, 2014 |
Correlation
Correlation between UMBF and SPY is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.
Dividend Comparison (1999 - 2026)
UMBF vs SPY dividend yield comparison.
| Year | UMBF | SPY |
|---|---|---|
| 2026 | 0.34% | 0.24% |
| 2025 | 1.42% | 1.07% |
| 2024 | 1.39% | 1.21% |
| 2023 | 1.83% | 1.40% |
| 2022 | 1.78% | 1.65% |
| 2021 | 1.30% | 1.20% |
| 2020 | 1.81% | 1.52% |
| 2019 | 1.76% | 1.75% |
| 2018 | 1.92% | 2.04% |
| 2017 | 1.45% | 1.80% |
| 2016 | 1.28% | 2.03% |
| 2015 | 2.04% | 2.06% |
| 2014 | 1.60% | 1.87% |
| 2013 | 1.35% | 1.81% |
| 2012 | 1.89% | 2.18% |
| 2011 | 2.12% | 2.05% |
| 2010 | 1.81% | 1.80% |
| 2009 | 1.80% | 1.95% |
| 2008 | 1.67% | 3.02% |
| 2007 | 1.49% | 1.85% |
| 2006 | 1.41% | 1.73% |
| 2005 | 1.42% | 1.73% |
| 2004 | 1.50% | 1.82% |
| 2003 | 1.70% | 1.47% |
| 2002 | 2.09% | 1.70% |
| 2001 | 1.45% | 1.25% |
| 2000 | 2.14% | 1.15% |
| 1999 | 0.50% | 0.24% |
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