UMBF vs DAY

Comparison between UMB Financial Corp (UMBF, Company) and Dayforce, Inc. (DAY, Company).

UMBF is from the Financial Services sector, while DAY is from the Technology sector.

5-Year PerformanceUMBF has outperformed DAY, delivering a return of +10.5% compared to -6.7%

UMBF vs DAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UMBF(COMPANY)	DAY(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	55.48%	66.20%
Sharpe Ratio	1.04	0.08
5Y Beta	1.05	N/A
Industry	Banks - Regional	Software - Application
P/E Ratio	11.83	-74.66
Forward P/E	12.09	29.07
PEG Ratio	0.12	N/A
Dividend Yield	1.14%	N/A
5Y Dividends CAGR	10.48%	N/A
5Y EPS CAGR	23.89%	N/A
Debt to Equity	5.98%	0.00%
Free Cash Flow Yield	9.33%	2.46%
P/S Ratio	3.96	N/A
P/B Ratio	1.46	N/A

Market Cap

UMBF

$11B

Winner

DAY

$11B

Max Drawdown

Winner

UMBF

55.48%

DAY

66.20%

Sharpe Ratio

Winner

UMBF

1.04

DAY

0.08

5Y Beta

UMBF

1.05

DAY

N/A

Industry

UMBF

Banks - Regional

DAY

Software - Application

P/E Ratio

UMBF

11.83

Winner

DAY

-74.66

Forward P/E

Winner

UMBF

12.09

DAY

29.07

PEG Ratio

UMBF

0.12

DAY

N/A

Dividend Yield

UMBF

1.14%

DAY

N/A

5Y Dividends CAGR

UMBF

10.48%

DAY

N/A

5Y EPS CAGR

UMBF

23.89%

DAY

N/A

Debt to Equity

UMBF

5.98%

Winner

DAY

0.00%

Free Cash Flow Yield

Winner

UMBF

9.33%

DAY

2.46%

P/S Ratio

UMBF

3.96

DAY

N/A

P/B Ratio

UMBF

1.46

DAY

N/A

UMBF vs DAY - Historical Returns

Returns include dividend reinvestment.

Period	UMBF	DAY
1 month	+0.50%	+0.85%
3 months	+8.70%	+1.70%
6 months	+8.81%	+26.70%
1 year	+33.79%	-1.72%
5 years(CAGR)	+10.51%	-6.72%
10 years(CAGR)	+11.69%	N/A
Max(CAGR)	+9.59%	+10.92%

UMBF

+0.50%

Winner

DAY

+0.85%

Winner

UMBF

+8.70%

DAY

+1.70%

UMBF

+8.81%

Winner

DAY

+26.70%

Winner

UMBF

+33.79%

DAY

-1.72%

5Y(CAGR)

Winner

UMBF

+10.51%

DAY

-6.72%

10Y(CAGR)

UMBF

+11.69%

DAY

N/A

Max(CAGR)

UMBF

+9.59%

Winner

DAY

+10.92%

UMBF vs DAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	UMBF	DAY
2026	+25.48%	+0.85%
2025	+4.43%	-3.12%
2024	+36.78%	+10.03%
2023	+3.42%	+9.01%
2022	-20.94%	-38.87%
2021	+56.84%	+1.88%
2020	+2.31%	+52.19%
2019	+12.96%	+101.07%
2018	-14.08%	+10.51%
2017	-4.73%	N/A
2016	+72.72%	N/A
2015	-15.46%	N/A
2014	-8.37%	N/A
2013	+45.29%	N/A
2012	+16.28%	N/A
2011	-10.95%	N/A
2010	+7.25%	N/A
2009	-18.23%	N/A
2008	+33.58%	N/A
2007	+5.13%	N/A
2006	+13.65%	N/A
2005	+15.86%	N/A
2004	+20.02%	N/A
2003	+25.51%	N/A
2002	-4.66%	N/A
2001	+17.31%	N/A
2000	+4.09%	N/A
1999	-9.66%	N/A

UMBF vs DAY Drawdown Comparison

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The maximum drawdown for DAY was -66.20%, occurring on Jun 16, 2022. This drawdown has not yet recovered.

The current UMBF drawdown is -2.16%. The current DAY drawdown is -46.39%.

Rank	UMBF	DAY
#1	-52.70% Sep 19, 2008 - Nov 21, 2013	-66.20% Nov 2, 2021 - Jun 16, 2022
#2	-50.23% Jan 14, 2022 - Sep 19, 2024	-49.66% Feb 4, 2020 - Jun 5, 2020
#3	-45.00% Jun 8, 2018 - Jan 7, 2021	-27.82% Oct 3, 2018 - Feb 6, 2019
#4	-37.76% Jan 22, 2014 - Nov 9, 2016	-26.82% Aug 29, 2019 - Nov 19, 2019
#5	-31.80% Nov 25, 2024 - Jan 21, 2026	-26.65% Dec 23, 2020 - Aug 27, 2021
#6	-29.26% Nov 3, 1999 - Jun 28, 2001	-19.36% Jun 18, 2018 - Sep 14, 2018
#7	-27.59% May 15, 2002 - Sep 16, 2003	-18.85% Jul 9, 2020 - Oct 5, 2020
#8	-22.52% Sep 19, 2007 - Apr 24, 2008	-15.97% Jun 8, 2020 - Jul 1, 2020
#9	-21.27% Mar 1, 2017 - Jun 7, 2018	-12.34% May 17, 2018 - Jun 15, 2018
#10	-18.57% Feb 6, 2026 - May 6, 2026	-11.57% Apr 30, 2019 - Jul 31, 2019
#11	-16.25% Aug 21, 2001 - Apr 1, 2002	-8.81% Oct 23, 2020 - Nov 6, 2020
#12	-16.10% Jun 20, 2008 - Jul 22, 2008	-8.79% Sep 7, 2021 - Oct 7, 2021
#13	-14.40% May 14, 2021 - Oct 1, 2021	-6.91% Sep 18, 2018 - Oct 3, 2018
#14	-12.75% Aug 11, 2008 - Sep 18, 2008	-5.72% Aug 13, 2019 - Aug 20, 2019
#15	-10.65% Dec 9, 2016 - Feb 21, 2017	-5.68% Jul 31, 2019 - Aug 13, 2019