UCB vs REGCP

Comparison between United Community Banks Inc (UCB, Company) and Regency Centers Corporation (REGCP, Company).

UCB is from the Financial Services sector, while REGCP is from the Real Estate sector.

UCB vs REGCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UCB(COMPANY)	REGCP(COMPANY)
Market Cap	$4.31B	$4.30B
Max Drawdown	96.24%	12.80%
Sharpe Ratio	0.85	0.38
5Y Beta	1.04	0.09
Industry	Banks - Regional	Reit - Retail
P/E Ratio	12.76	7.85
Forward P/E	12.53	N/A
PEG Ratio	0.44	0.22
Dividend Yield	2.78%	12.50%
5Y Dividends CAGR	6.21%	N/A
5Y EPS CAGR	3.24%	N/A
Debt to Equity	3.30%	72.60%
Free Cash Flow Yield	7.53%	19.04%
P/S Ratio	4.12	N/A
P/B Ratio	1.17	N/A

Market Cap

Winner

UCB

$4.31B

REGCP

$4.30B

Max Drawdown

UCB

96.24%

Winner

REGCP

12.80%

Sharpe Ratio

Winner

UCB

0.85

REGCP

0.38

5Y Beta

UCB

1.04

Winner

REGCP

0.09

Industry

UCB

Banks - Regional

REGCP

Reit - Retail

P/E Ratio

UCB

12.76

Winner

REGCP

7.85

Forward P/E

UCB

12.53

REGCP

N/A

PEG Ratio

UCB

0.44

Winner

REGCP

0.22

Dividend Yield

UCB

2.78%

Winner

REGCP

12.50%

5Y Dividends CAGR

UCB

6.21%

REGCP

N/A

5Y EPS CAGR

UCB

3.24%

REGCP

N/A

Debt to Equity

Winner

UCB

3.30%

REGCP

72.60%

Free Cash Flow Yield

UCB

7.53%

Winner

REGCP

19.04%

P/S Ratio

UCB

4.12

REGCP

N/A

P/B Ratio

UCB

1.17

REGCP

N/A

UCB vs REGCP - Historical Returns

Returns include dividend reinvestment.

Period	UCB	REGCP
1 month	+11.95%	+2.16%
3 months	+7.53%	+2.45%
6 months	+9.36%	+3.97%
1 year	+18.57%	+8.91%
5 years(CAGR)	+7.29%	N/A
10 years(CAGR)	+9.47%	N/A
Max(CAGR)	-1.02%	+5.50%

Winner

UCB

+11.95%

REGCP

+2.16%

Winner

UCB

+7.53%

REGCP

+2.45%

Winner

UCB

+9.36%

REGCP

+3.97%

Winner

UCB

+18.57%

REGCP

+8.91%

5Y(CAGR)

UCB

+7.29%

REGCP

N/A

10Y(CAGR)

UCB

+9.47%

REGCP

N/A

Max(CAGR)

UCB

-1.02%

Winner

REGCP

+5.50%

UCB vs REGCP - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	UCB	REGCP
2026	+17.74%	+4.77%
2025	+2.28%	+8.06%
2024	+14.60%	-2.55%
2023	-10.20%	+3.70%
2022	-4.05%	N/A
2021	+30.70%	N/A
2020	-4.96%	N/A
2019	+44.66%	N/A
2018	-21.80%	N/A
2017	-3.90%	N/A
2016	+57.61%	N/A
2015	+5.47%	N/A
2014	+8.11%	N/A
2013	+78.21%	N/A
2012	+30.57%	N/A
2011	-28.31%	N/A
2010	-43.97%	N/A
2009	-73.51%	N/A
2008	-10.13%	N/A
2007	-51.25%	N/A
2006	+22.50%	N/A
2005	-1.28%	N/A
2004	+22.82%	N/A
2003	+29.82%	N/A
2002	+11.86%	N/A

UCB vs REGCP Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for REGCP was -9.62%, occurring on Dec 31, 2024. Recovery took 208 trading sessions.

The current UCB drawdown is -68.60%.

Rank	UCB	REGCP
#1	-95.98% Mar 7, 2007 - Nov 15, 2010	-9.62% Nov 8, 2024 - Sep 11, 2025
#2	-26.47% May 20, 2002 - Aug 14, 2003	-8.76% Feb 2, 2024 - Sep 12, 2024
#3	-24.88% Dec 1, 2004 - Oct 31, 2005	-7.72% Aug 29, 2023 - Dec 27, 2023
#4	-15.10% Mar 28, 2002 - May 14, 2002	-6.51% Oct 7, 2025 - May 14, 2026
#5	-13.62% Jun 30, 2004 - Nov 10, 2004	-4.36% May 14, 2026 - Jul 17, 2026
#6	-13.31% Nov 10, 2005 - Jun 30, 2006	-2.41% Jan 12, 2024 - Jan 29, 2024
#7	-12.56% Jan 20, 2004 - Apr 2, 2004	-2.32% Jan 29, 2024 - Feb 2, 2024
#8	-10.95% Apr 12, 2004 - Jun 30, 2004	-2.29% Aug 21, 2023 - Aug 29, 2023
#9	-10.92% Aug 3, 2006 - Nov 16, 2006	-2.07% Sep 30, 2024 - Nov 8, 2024
#10	-9.30% Jul 3, 2006 - Jul 28, 2006	-1.71% Jan 3, 2024 - Jan 11, 2024
#11	-9.19% Aug 21, 2003 - Oct 14, 2003	-1.43% Sep 12, 2025 - Oct 2, 2025
#12	-8.04% Feb 7, 2007 - Mar 7, 2007	-1.18% Sep 24, 2024 - Sep 30, 2024
#13	-6.60% Nov 25, 2003 - Dec 29, 2003	-0.28% Dec 27, 2023 - Dec 29, 2023
#14	-6.22% Nov 30, 2006 - Feb 6, 2007	-0.12% Sep 18, 2024 - Sep 20, 2024
#15	-6.20% Aug 14, 2003 - Aug 20, 2003	-0.08% Dec 29, 2023 - Jan 3, 2024

Correlation

Correlation between UCB and REGCP is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (2002 - 2026)

UCB vs REGCP dividend yield comparison.

Year	UCB	REGCP
2026	1.37%	4.99%
2025	3.14%	6.63%
2024	2.91%	6.85%
2023	3.14%	1.56%
2022	2.54%	0.00%
2021	2.17%	0.00%
2020	2.53%	0.00%
2019	2.20%	0.00%
2018	2.70%	0.00%
2017	1.35%	0.00%
2016	1.01%	0.00%
2015	1.13%	0.00%
2014	0.58%	0.00%
2009	3.89%	0.00%
2008	2.75%	0.00%
2007	2.28%	0.00%
2006	0.99%	0.00%
2005	1.05%	0.00%
2004	0.89%	0.00%
2003	0.91%	0.00%
2002	1.03%	0.00%