UCB vs SPY
Comparison between United Community Banks Inc (UCB, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).
5-Year PerformanceSPY has outperformed UCB, delivering a return of +13.9% compared to +2.0%
UCB vs SPY - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
UCB vs SPY - Historical Returns
Returns include dividend reinvestment.
UCB vs SPY - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | UCB | SPY |
|---|---|---|
| 2026 | +6.70% | +9.02% |
| 2025 | +2.28% | +18.00% |
| 2024 | +14.60% | +25.59% |
| 2023 | -10.20% | +26.72% |
| 2022 | -4.05% | -18.64% |
| 2021 | +30.70% | +30.52% |
| 2020 | -4.96% | +17.28% |
| 2019 | +44.66% | +31.09% |
| 2018 | -21.80% | -5.24% |
| 2017 | -3.90% | +20.78% |
| 2016 | +57.61% | +13.59% |
| 2015 | +5.47% | +1.31% |
| 2014 | +8.11% | +14.56% |
| 2013 | +78.21% | +29.00% |
| 2012 | +30.57% | +14.17% |
| 2011 | -28.31% | +0.85% |
| 2010 | -43.97% | +13.14% |
| 2009 | -73.51% | +22.67% |
| 2008 | -10.13% | -36.25% |
| 2007 | -51.25% | +5.32% |
| 2006 | +22.50% | +13.85% |
| 2005 | -1.28% | +5.32% |
| 2004 | +22.82% | +10.75% |
| 2003 | +29.82% | +24.18% |
| 2002 | +11.86% | -22.42% |
| 2001 | N/A | -10.13% |
| 2000 | N/A | -8.84% |
| 1999 | N/A | +8.61% |
UCB vs SPY Drawdown Comparison
The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.
The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.
The current UCB drawdown is -71.55%. The current SPY drawdown is -0.73%.
| Rank | UCB | SPY |
|---|---|---|
| #1 | -95.98% Mar 7, 2007 - Nov 15, 2010 | -55.20% Oct 9, 2007 - Aug 16, 2012 |
| #2 | -26.47% May 20, 2002 - Aug 14, 2003 | -47.50% Mar 24, 2000 - Oct 26, 2006 |
| #3 | -24.88% Dec 1, 2004 - Oct 31, 2005 | -33.70% Feb 19, 2020 - Aug 10, 2020 |
| #4 | -15.10% Mar 28, 2002 - May 14, 2002 | -24.50% Jan 3, 2022 - Dec 13, 2023 |
| #5 | -13.62% Jun 30, 2004 - Nov 10, 2004 | -19.34% Sep 20, 2018 - Apr 12, 2019 |
| #6 | -13.31% Nov 10, 2005 - Jun 30, 2006 | -18.76% Feb 19, 2025 - Jun 26, 2025 |
| #7 | -12.56% Jan 20, 2004 - Apr 2, 2004 | -13.02% Jul 20, 2015 - Apr 18, 2016 |
| #8 | -10.95% Apr 12, 2004 - Jun 30, 2004 | -10.10% Jan 26, 2018 - Aug 6, 2018 |
| #9 | -10.92% Aug 3, 2006 - Nov 16, 2006 | -9.44% Sep 2, 2020 - Nov 11, 2020 |
| #10 | -9.30% Jul 3, 2006 - Jul 28, 2006 | -9.30% Jan 19, 2000 - Mar 17, 2000 |
| #11 | -9.19% Aug 21, 2003 - Oct 14, 2003 | -9.05% Jul 19, 2007 - Oct 5, 2007 |
| #12 | -8.04% Feb 7, 2007 - Mar 7, 2007 | -8.88% Jan 27, 2026 - Apr 14, 2026 |
| #13 | -6.60% Nov 25, 2003 - Dec 29, 2003 | -8.41% Jul 16, 2024 - Sep 19, 2024 |
| #14 | -6.22% Nov 30, 2006 - Feb 6, 2007 | -7.35% Sep 14, 2012 - Jan 2, 2013 |
| #15 | -6.20% Aug 14, 2003 - Aug 20, 2003 | -7.27% Sep 18, 2014 - Oct 31, 2014 |
Correlation
Correlation between UCB and SPY is -0.27 which considered as a very weak or no correlation - the stocks move independently of each other.
Dividend Comparison (1999 - 2026)
UCB vs SPY dividend yield comparison.
| Year | UCB | SPY |
|---|---|---|
| 2026 | 0.75% | 0.24% |
| 2025 | 3.14% | 1.07% |
| 2024 | 2.91% | 1.21% |
| 2023 | 3.14% | 1.40% |
| 2022 | 2.54% | 1.65% |
| 2021 | 2.17% | 1.20% |
| 2020 | 2.53% | 1.52% |
| 2019 | 2.20% | 1.75% |
| 2018 | 2.70% | 2.04% |
| 2017 | 1.35% | 1.80% |
| 2016 | 1.01% | 2.03% |
| 2015 | 1.13% | 2.06% |
| 2014 | 0.58% | 1.87% |
| 2013 | 0.00% | 1.81% |
| 2012 | 0.00% | 2.18% |
| 2011 | 0.00% | 2.05% |
| 2010 | 0.00% | 1.80% |
| 2009 | 3.89% | 1.95% |
| 2008 | 2.75% | 3.02% |
| 2007 | 2.28% | 1.85% |
| 2006 | 0.99% | 1.73% |
| 2005 | 1.05% | 1.73% |
| 2004 | 0.89% | 1.82% |
| 2003 | 0.91% | 1.47% |
| 2002 | 1.03% | 1.70% |
| 2001 | 0.00% | 1.25% |
| 2000 | 0.00% | 1.15% |
| 1999 | 0.00% | 0.24% |
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