UCB vs HCC

Comparison between United Community Banks Inc (UCB, Company) and Warrior Met Coal Inc (HCC, Company).

UCB is from the Financial Services sector, while HCC is from the Basic Materials sector.

5-Year PerformanceHCC has outperformed UCB, delivering a return of +38.5% compared to +7.3%

UCB vs HCC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UCB(COMPANY)	HCC(COMPANY)
Market Cap	$4.31B	$4.32B
Max Drawdown	96.24%	87.19%
Sharpe Ratio	0.85	1.06
5Y Beta	1.04	0.70
Industry	Banks - Regional	Coking Coal
P/E Ratio	12.76	31.38
Forward P/E	12.53	13.93
PEG Ratio	0.44	1.07
Dividend Yield	2.78%	0.39%
5Y Dividends CAGR	6.21%	14.87%
5Y EPS CAGR	3.24%	N/A
Debt to Equity	3.30%	7.00%
Free Cash Flow Yield	7.53%	4.78%
P/S Ratio	4.12	2.99
P/B Ratio	1.17	1.97

Market Cap

UCB

$4.31B

Winner

HCC

$4.32B

Max Drawdown

UCB

96.24%

Winner

HCC

87.19%

Sharpe Ratio

UCB

0.85

Winner

HCC

1.06

5Y Beta

UCB

1.04

Winner

HCC

0.70

Industry

UCB

Banks - Regional

HCC

Coking Coal

P/E Ratio

Winner

UCB

12.76

HCC

31.38

Forward P/E

Winner

UCB

12.53

HCC

13.93

PEG Ratio

Winner

UCB

0.44

HCC

1.07

Dividend Yield

Winner

UCB

2.78%

HCC

0.39%

5Y Dividends CAGR

UCB

6.21%

Winner

HCC

14.87%

5Y EPS CAGR

UCB

3.24%

HCC

N/A

Debt to Equity

Winner

UCB

3.30%

HCC

7.00%

Free Cash Flow Yield

Winner

UCB

7.53%

HCC

4.78%

P/S Ratio

UCB

4.12

Winner

HCC

2.99

P/B Ratio

Winner

UCB

1.17

HCC

1.97

UCB vs HCC - Historical Returns

Returns include dividend reinvestment.

Period	UCB	HCC
1 month	+11.95%	-17.01%
3 months	+7.53%	-8.56%
6 months	+9.36%	-21.01%
1 year	+18.57%	+50.39%
5 years(CAGR)	+7.29%	+38.49%
10 years(CAGR)	+9.47%	+11.23%
Max(CAGR)	-1.02%	+11.23%

Winner

UCB

+11.95%

HCC

-17.01%

Winner

UCB

+7.53%

HCC

-8.56%

Winner

UCB

+9.36%

HCC

-21.01%

UCB

+18.57%

Winner

HCC

+50.39%

5Y(CAGR)

UCB

+7.29%

Winner

HCC

+38.49%

10Y(CAGR)

UCB

+9.47%

Winner

HCC

+11.23%

Max(CAGR)

UCB

-1.02%

Winner

HCC

+11.23%

UCB vs HCC - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	UCB	HCC
2026	+17.74%	-11.73%
2025	+2.28%	+62.87%
2024	+14.60%	-9.71%
2023	-10.20%	+95.69%
2022	-4.05%	+42.13%
2021	+30.70%	+16.82%
2020	-4.96%	-0.11%
2019	+44.66%	+3.53%
2018	-21.80%	+16.85%
2017	-3.90%	-49.77%
2016	+57.61%	N/A
2015	+5.47%	N/A
2014	+8.11%	N/A
2013	+78.21%	N/A
2012	+30.57%	N/A
2011	-28.31%	N/A
2010	-43.97%	N/A
2009	-73.51%	N/A
2008	-10.13%	N/A
2007	-51.25%	N/A
2006	+22.50%	N/A
2005	-1.28%	N/A
2004	+22.82%	N/A
2003	+29.82%	N/A
2002	+11.86%	N/A

UCB vs HCC Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for HCC was -80.07%, occurring on Jun 21, 2017. Recovery took 1231 trading sessions.

The current UCB drawdown is -68.60%. The current HCC drawdown is -28.45%.

Rank	UCB	HCC
#1	-95.98% Mar 7, 2007 - Nov 15, 2010	-80.07% Apr 10, 2017 - Mar 1, 2022
#2	-26.47% May 20, 2002 - Aug 14, 2003	-45.54% Nov 7, 2024 - Nov 6, 2025
#3	-24.88% Dec 1, 2004 - Oct 31, 2005	-35.62% Mar 10, 2022 - Feb 17, 2023
#4	-15.10% Mar 28, 2002 - May 14, 2002	-29.51% Jun 2, 2026 - Jul 7, 2026
#5	-13.62% Jun 30, 2004 - Nov 10, 2004	-29.47% Jul 1, 2024 - Nov 6, 2024
#6	-13.31% Nov 10, 2005 - Jun 30, 2006	-24.41% Jan 15, 2026 - May 28, 2026
#7	-12.56% Jan 20, 2004 - Apr 2, 2004	-23.44% Jan 19, 2024 - Apr 25, 2024
#8	-10.95% Apr 12, 2004 - Jun 30, 2004	-22.61% Mar 3, 2023 - Jul 25, 2023
#9	-10.92% Aug 3, 2006 - Nov 16, 2006	-16.37% Jun 3, 2024 - Jul 1, 2024
#10	-9.30% Jul 3, 2006 - Jul 28, 2006	-14.67% Aug 1, 2023 - Sep 14, 2023
#11	-9.19% Aug 21, 2003 - Oct 14, 2003	-13.06% Nov 12, 2025 - Dec 11, 2025
#12	-8.04% Feb 7, 2007 - Mar 7, 2007	-11.55% Oct 9, 2023 - Nov 17, 2023
#13	-6.60% Nov 25, 2003 - Dec 29, 2003	-11.43% Feb 17, 2023 - Mar 2, 2023
#14	-6.22% Nov 30, 2006 - Feb 6, 2007	-10.69% Apr 29, 2024 - Jun 3, 2024
#15	-6.20% Aug 14, 2003 - Aug 20, 2003	-9.60% May 28, 2026 - Jun 1, 2026

Correlation

Correlation between UCB and HCC is 0.60 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.60

-101

Dividend Comparison (2002 - 2026)

UCB vs HCC dividend yield comparison.

Year	UCB	HCC
2026	1.37%	0.20%
2025	3.14%	0.36%
2024	2.91%	1.51%
2023	3.14%	1.90%
2022	2.54%	4.45%
2021	2.17%	0.78%
2020	2.53%	0.94%
2019	2.20%	21.85%
2018	2.70%	27.91%
2017	1.35%	45.17%
2016	1.01%	0.00%
2015	1.13%	0.00%
2014	0.58%	0.00%
2009	3.89%	0.00%
2008	2.75%	0.00%
2007	2.28%	0.00%
2006	0.99%	0.00%
2005	1.05%	0.00%
2004	0.89%	0.00%
2003	0.91%	0.00%
2002	1.03%	0.00%