UCB vs ALHC

Comparison between United Community Banks Inc (UCB, Company) and Alignment Healthcare Inc (ALHC, Company).

UCB is from the Financial Services sector, while ALHC is from the Healthcare sector.

5-Year PerformanceUCB has outperformed ALHC, delivering a return of +5.6% compared to -1.6%

UCB vs ALHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	UCB(COMPANY)	ALHC(COMPANY)
Market Cap	$4.14B	$4.14B
Max Drawdown	96.24%	83.61%
Sharpe Ratio	0.58	0.83
5Y Beta	1.04	0.19
Industry	Banks - Regional	Healthcare Plans
P/E Ratio	12.26	202.09
Forward P/E	12.53	204.08
PEG Ratio	0.42	N/A
Dividend Yield	2.81%	N/A
5Y Dividends CAGR	6.21%	N/A
5Y EPS CAGR	3.24%	N/A
Debt to Equity	3.30%	156.42%
Free Cash Flow Yield	7.84%	5.46%
P/S Ratio	4.03	1.17
P/B Ratio	1.17	23.79

Market Cap

Winner

UCB

$4.14B

ALHC

$4.14B

Max Drawdown

UCB

96.24%

Winner

ALHC

83.61%

Sharpe Ratio

UCB

0.58

Winner

ALHC

0.83

5Y Beta

UCB

1.04

Winner

ALHC

0.19

Industry

UCB

Banks - Regional

ALHC

Healthcare Plans

P/E Ratio

Winner

UCB

12.26

ALHC

202.09

Forward P/E

Winner

UCB

12.53

ALHC

204.08

PEG Ratio

UCB

0.42

ALHC

N/A

Dividend Yield

UCB

2.81%

ALHC

N/A

5Y Dividends CAGR

UCB

6.21%

ALHC

N/A

5Y EPS CAGR

UCB

3.24%

ALHC

N/A

Debt to Equity

Winner

UCB

3.30%

ALHC

156.42%

Free Cash Flow Yield

Winner

UCB

7.84%

ALHC

5.46%

P/S Ratio

UCB

4.03

Winner

ALHC

1.17

P/B Ratio

Winner

UCB

1.17

ALHC

23.79

UCB vs ALHC - Historical Returns

Returns include dividend reinvestment.

Period	UCB	ALHC
1 month	+5.43%	-3.55%
3 months	+5.37%	-3.27%
6 months	+9.31%	-4.57%
1 year	+15.82%	+48.21%
5 years(CAGR)	+5.65%	-1.59%
10 years(CAGR)	+9.52%	N/A
Max(CAGR)	-1.12%	+2.60%

Winner

UCB

+5.43%

ALHC

-3.55%

Winner

UCB

+5.37%

ALHC

-3.27%

Winner

UCB

+9.31%

ALHC

-4.57%

UCB

+15.82%

Winner

ALHC

+48.21%

5Y(CAGR)

Winner

UCB

+5.65%

ALHC

-1.59%

10Y(CAGR)

UCB

+9.52%

ALHC

N/A

Max(CAGR)

UCB

-1.12%

Winner

ALHC

+2.60%

UCB vs ALHC - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	UCB	ALHC
2026	+14.83%	-1.93%
2025	+2.28%	+70.85%
2024	+14.60%	+32.51%
2023	-10.20%	-25.84%
2022	-4.05%	-15.70%
2021	+30.70%	-18.78%
2020	-4.96%	N/A
2019	+44.66%	N/A
2018	-21.80%	N/A
2017	-3.90%	N/A
2016	+57.61%	N/A
2015	+5.47%	N/A
2014	+8.11%	N/A
2013	+78.21%	N/A
2012	+30.57%	N/A
2011	-28.31%	N/A
2010	-43.97%	N/A
2009	-73.51%	N/A
2008	-10.13%	N/A
2007	-51.25%	N/A
2006	+22.50%	N/A
2005	-1.28%	N/A
2004	+22.82%	N/A
2003	+29.82%	N/A
2002	+11.86%	N/A

UCB vs ALHC Drawdown Comparison

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The maximum drawdown for ALHC was -83.61%, occurring on Apr 3, 2024. This drawdown has not yet recovered.

The current UCB drawdown is -69.38%. The current ALHC drawdown is -27.28%.

Rank	UCB	ALHC
#1	-95.98% Mar 7, 2007 - Nov 15, 2010	-83.61% Jun 21, 2021 - Apr 3, 2024
#2	-26.47% May 20, 2002 - Aug 14, 2003	-24.18% May 4, 2021 - Jun 21, 2021
#3	-24.88% Dec 1, 2004 - Oct 31, 2005	-11.74% Apr 16, 2021 - Apr 26, 2021
#4	-15.10% Mar 28, 2002 - May 14, 2002	-7.72% Apr 6, 2021 - Apr 9, 2021
#5	-13.62% Jun 30, 2004 - Nov 10, 2004	-2.80% Apr 26, 2021 - Apr 28, 2021
#6	-13.31% Nov 10, 2005 - Jun 30, 2006	-1.61% Apr 28, 2021 - May 4, 2021
#7	-12.56% Jan 20, 2004 - Apr 2, 2004	-1.30% Apr 9, 2021 - Apr 14, 2021
#8	-10.95% Apr 12, 2004 - Jun 30, 2004	N/A
#9	-10.92% Aug 3, 2006 - Nov 16, 2006	N/A
#10	-9.30% Jul 3, 2006 - Jul 28, 2006	N/A
#11	-9.19% Aug 21, 2003 - Oct 14, 2003	N/A
#12	-8.04% Feb 7, 2007 - Mar 7, 2007	N/A
#13	-6.60% Nov 25, 2003 - Dec 29, 2003	N/A
#14	-6.22% Nov 30, 2006 - Feb 6, 2007	N/A
#15	-6.20% Aug 14, 2003 - Aug 20, 2003	N/A