SYF vs WTW

Comparison between Synchrony Financial (SYF, Company) and Willis Towers Watson Public Ltd Company (WTW, Company).

Both SYF and WTW are from the Financial Services sector.

5-Year PerformanceSYF has outperformed WTW, delivering a return of +11.7% compared to +1.0%

SYF vs WTW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SYF(COMPANY)	WTW(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	68.17%	32.95%
Sharpe Ratio	0.71	-0.66
5Y Beta	1.50	0.26
Industry	Credit Services	Insurance Brokers
P/E Ratio	7.10	21.31
Forward P/E	7.81	13.16
PEG Ratio	0.22	1.08
Dividend Yield	1.73%	1.10%
5Y Dividends CAGR	11.26%	10.79%
5Y EPS CAGR	22.71%	24.14%
Debt to Equity	99.70%	79.03%
Free Cash Flow Yield	40.50%	7.46%
P/S Ratio	2.45	2.44
P/B Ratio	1.59	3.01

Market Cap

Winner

SYF

$24B

WTW

$24B

Max Drawdown

SYF

68.17%

Winner

WTW

32.95%

Sharpe Ratio

Winner

SYF

0.71

WTW

-0.66

5Y Beta

SYF

1.50

Winner

WTW

0.26

Industry

SYF

Credit Services

WTW

Insurance Brokers

P/E Ratio

Winner

SYF

7.10

WTW

21.31

Forward P/E

Winner

SYF

7.81

WTW

13.16

PEG Ratio

Winner

SYF

0.22

WTW

1.08

Dividend Yield

Winner

SYF

1.73%

WTW

1.10%

5Y Dividends CAGR

Winner

SYF

11.26%

WTW

10.79%

5Y EPS CAGR

SYF

22.71%

Winner

WTW

24.14%

Debt to Equity

SYF

99.70%

Winner

WTW

79.03%

Free Cash Flow Yield

Winner

SYF

40.50%

WTW

7.46%

P/S Ratio

SYF

2.45

Winner

WTW

2.44

P/B Ratio

Winner

SYF

1.59

WTW

3.01

SYF vs WTW - Historical Returns

Returns include dividend reinvestment.

Period	SYF	WTW
1 month	-6.88%	-13.30%
3 months	-1.47%	-14.16%
6 months	-2.73%	-17.53%
1 year	+27.86%	-15.94%
5 years(CAGR)	+11.73%	+0.97%
10 years(CAGR)	+11.79%	+8.98%
Max(CAGR)	+12.37%	+8.67%

Winner

SYF

-6.88%

WTW

-13.30%

Winner

SYF

-1.47%

WTW

-14.16%

Winner

SYF

-2.73%

WTW

-17.53%

Winner

SYF

+27.86%

WTW

-15.94%

5Y(CAGR)

Winner

SYF

+11.73%

WTW

+0.97%

10Y(CAGR)

Winner

SYF

+11.79%

WTW

+8.98%

Max(CAGR)

Winner

SYF

+12.37%

WTW

+8.67%

SYF vs WTW - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	SYF	WTW
2026	-14.26%	-20.59%
2025	+30.12%	+7.44%
2024	+75.06%	+32.16%
2023	+21.52%	-0.16%
2022	-28.37%	+5.38%
2021	+38.67%	+18.07%
2020	-0.52%	+4.60%
2019	+52.21%	+36.78%
2018	-38.20%	+4.99%
2017	+6.04%	+24.06%
2016	+22.27%	-1.28%
2015	+3.15%	N/A
2014	+29.35%	N/A

SYF vs WTW Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for WTW was -32.95%, occurring on Mar 23, 2020. Recovery took 253 trading sessions.

The current SYF drawdown is -17.96%. The current WTW drawdown is -25.75%.

Rank	SYF	WTW
#1	-66.35% Jan 26, 2018 - Jan 13, 2021	-32.95% Feb 5, 2020 - Feb 5, 2021
#2	-46.65% Oct 19, 2021 - Jul 11, 2024	-30.39% Oct 7, 2025 - May 13, 2026
#3	-37.74% Jan 24, 2025 - Jul 3, 2025	-28.42% May 7, 2021 - Feb 6, 2024
#4	-35.09% Jul 20, 2015 - Dec 6, 2016	-16.94% Jul 25, 2018 - Jan 31, 2019
#5	-29.56% Jan 4, 2017 - Dec 4, 2017	-14.87% Jan 5, 2016 - May 2, 2016
#6	-27.62% Jan 6, 2026 - Mar 13, 2026	-12.94% Mar 27, 2025 - Aug 22, 2025
#7	-15.70% Jul 17, 2024 - Oct 9, 2024	-12.49% Jun 9, 2016 - Sep 22, 2016
#8	-15.69% Jan 20, 2021 - Feb 24, 2021	-12.04% Sep 30, 2016 - Apr 25, 2017
#9	-12.07% Aug 27, 2021 - Oct 19, 2021	-10.70% Mar 9, 2018 - Jul 25, 2018
#10	-11.81% Jun 8, 2021 - Aug 11, 2021	-10.07% Oct 23, 2017 - Jan 26, 2018
#11	-11.50% Sep 4, 2025 - Nov 26, 2025	-9.76% Feb 23, 2024 - Jul 25, 2024
#12	-11.45% Feb 12, 2015 - Jul 14, 2015	-7.71% Jul 29, 2019 - Dec 13, 2019
#13	-10.06% Mar 17, 2021 - Apr 12, 2021	-7.54% Dec 4, 2024 - Feb 25, 2025
#14	-8.30% Apr 12, 2021 - Apr 29, 2021	-7.20% Jan 26, 2018 - Mar 9, 2018
#15	-7.37% Jul 25, 2025 - Aug 13, 2025	-7.04% Mar 5, 2019 - Apr 26, 2019

Correlation

Correlation between SYF and WTW is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85

-101

Dividend Comparison (2016 - 2026)

SYF vs WTW dividend yield comparison.

Year	SYF	WTW
2026	0.83%	0.37%
2025	1.38%	1.12%
2024	1.54%	1.12%
2023	2.51%	1.39%
2022	2.74%	1.34%
2021	1.90%	1.27%
2020	2.54%	1.31%
2019	2.39%	1.29%
2018	3.07%	1.58%
2017	1.45%	1.41%
2016	0.72%	1.57%