SYF vs AWK

Comparison between Synchrony Financial (SYF, Company) and American Water Works Co. Inc (AWK, Company).

SYF is from the Financial Services sector, while AWK is from the Utilities sector.

5-Year PerformanceSYF has outperformed AWK, delivering a return of +11.7% compared to -2.4%

SYF vs AWK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SYF(COMPANY)	AWK(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	68.17%	39.73%
Sharpe Ratio	0.71	-0.65
5Y Beta	1.50	-0.21
Industry	Credit Services	Utilities - Regulated Water
P/E Ratio	7.10	22.31
Forward P/E	7.81	20.49
PEG Ratio	0.22	2.24
Dividend Yield	1.73%	2.67%
5Y Dividends CAGR	11.26%	13.30%
5Y EPS CAGR	22.71%	9.38%
Debt to Equity	99.70%	12.38%
Free Cash Flow Yield	40.50%	-5.05%
P/S Ratio	2.45	4.59
P/B Ratio	1.59	2.20

Market Cap

Winner

SYF

$24B

AWK

$24B

Max Drawdown

SYF

68.17%

Winner

AWK

39.73%

Sharpe Ratio

Winner

SYF

0.71

AWK

-0.65

5Y Beta

SYF

1.50

Winner

AWK

-0.21

Industry

SYF

Credit Services

AWK

Utilities - Regulated Water

P/E Ratio

Winner

SYF

7.10

AWK

22.31

Forward P/E

Winner

SYF

7.81

AWK

20.49

PEG Ratio

Winner

SYF

0.22

AWK

2.24

Dividend Yield

SYF

1.73%

Winner

AWK

2.67%

5Y Dividends CAGR

SYF

11.26%

Winner

AWK

13.30%

5Y EPS CAGR

Winner

SYF

22.71%

AWK

9.38%

Debt to Equity

SYF

99.70%

Winner

AWK

12.38%

Free Cash Flow Yield

Winner

SYF

40.50%

AWK

-5.05%

P/S Ratio

Winner

SYF

2.45

AWK

4.59

P/B Ratio

Winner

SYF

1.59

AWK

2.20

SYF vs AWK - Historical Returns

Returns include dividend reinvestment.

Period	SYF	AWK
1 month	-6.88%	-5.54%
3 months	-1.47%	-3.58%
6 months	-2.73%	-5.41%
1 year	+27.86%	-11.42%
5 years(CAGR)	+11.73%	-2.38%
10 years(CAGR)	+11.79%	+7.46%
Max(CAGR)	+12.37%	+13.17%

SYF

-6.88%

Winner

AWK

-5.54%

Winner

SYF

-1.47%

AWK

-3.58%

Winner

SYF

-2.73%

AWK

-5.41%

Winner

SYF

+27.86%

AWK

-11.42%

5Y(CAGR)

Winner

SYF

+11.73%

AWK

-2.38%

10Y(CAGR)

Winner

SYF

+11.79%

AWK

+7.46%

Max(CAGR)

SYF

+12.37%

Winner

AWK

+13.17%

SYF vs AWK - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	SYF	AWK
2026	-14.26%	-3.65%
2025	+30.12%	+7.97%
2024	+75.06%	-4.62%
2023	+21.52%	-12.64%
2022	-28.37%	-15.78%
2021	+38.67%	+27.49%
2020	-0.52%	+29.68%
2019	+52.21%	+40.88%
2018	-38.20%	+4.05%
2017	+6.04%	+29.22%
2016	+22.27%	+22.42%
2015	+3.15%	+13.49%
2014	+29.35%	+31.53%
2013	N/A	+13.46%
2012	N/A	+22.02%
2011	N/A	+28.76%
2010	N/A	+16.01%
2009	N/A	+10.66%
2008	N/A	+3.37%

SYF vs AWK Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for AWK was -37.10%, occurring on Apr 16, 2024. This drawdown has not yet recovered.

The current SYF drawdown is -17.96%. The current AWK drawdown is -27.68%.

Rank	SYF	AWK
#1	-66.35% Jan 26, 2018 - Jan 13, 2021	-37.10% Dec 31, 2021 - Apr 16, 2024
#2	-46.65% Oct 19, 2021 - Jul 11, 2024	-31.16% Mar 6, 2020 - Jul 17, 2020
#3	-37.74% Jan 24, 2025 - Jul 3, 2025	-27.17% Jun 25, 2008 - Nov 25, 2009
#4	-35.09% Jul 20, 2015 - Dec 6, 2016	-19.93% Feb 5, 2021 - Jul 15, 2021
#5	-29.56% Jan 4, 2017 - Dec 4, 2017	-17.12% Dec 11, 2017 - Oct 19, 2018
#6	-27.62% Jan 6, 2026 - Mar 13, 2026	-16.45% Jul 5, 2016 - Sep 11, 2017
#7	-15.70% Jul 17, 2024 - Oct 9, 2024	-15.89% May 10, 2011 - Sep 20, 2011
#8	-15.69% Jan 20, 2021 - Feb 24, 2021	-14.21% Jan 29, 2015 - Oct 8, 2015
#9	-12.07% Aug 27, 2021 - Oct 19, 2021	-12.58% Jan 11, 2010 - Aug 10, 2010
#10	-11.81% Jun 8, 2021 - Aug 11, 2021	-11.75% Dec 7, 2018 - Feb 8, 2019
#11	-11.50% Sep 4, 2025 - Nov 26, 2025	-11.24% Feb 14, 2020 - Mar 4, 2020
#12	-11.45% Feb 12, 2015 - Jul 14, 2015	-10.99% Sep 8, 2021 - Dec 31, 2021
#13	-10.06% Mar 17, 2021 - Apr 12, 2021	-10.96% Nov 16, 2020 - Feb 5, 2021
#14	-8.30% Apr 12, 2021 - Apr 29, 2021	-10.52% Sep 3, 2019 - Jan 17, 2020
#15	-7.37% Jul 25, 2025 - Aug 13, 2025	-9.43% Jul 23, 2013 - Nov 5, 2013

Correlation

Correlation between SYF and AWK is 0.55 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.55

-101

Dividend Comparison (2008 - 2026)

SYF vs AWK dividend yield comparison.

Year	SYF	AWK
2026	0.83%	1.39%
2025	1.38%	2.49%
2024	1.54%	2.41%
2023	2.51%	2.10%
2022	2.74%	1.68%
2021	1.90%	1.25%
2020	2.54%	1.40%
2019	2.39%	1.59%
2018	3.07%	1.96%
2017	1.45%	1.77%
2016	0.72%	2.02%
2015	0.00%	2.23%
2014	0.00%	2.27%
2013	0.00%	1.99%
2012	0.00%	3.26%
2011	0.00%	2.82%
2010	0.00%	3.40%
2009	0.00%	3.66%
2008	0.00%	1.92%