SYF vs CTSH

Comparison between Synchrony Financial (SYF, Company) and Cognizant Technology Solutions Corp - Class A (CTSH, Company).

SYF is from the Financial Services sector, while CTSH is from the Technology sector.

5-Year PerformanceSYF has outperformed CTSH, delivering a return of +11.7% compared to -4.4%

SYF vs CTSH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SYF(COMPANY)	CTSH(COMPANY)
Market Cap	$24B	$24B
Max Drawdown	68.17%	71.38%
Sharpe Ratio	0.71	-1.28
5Y Beta	1.50	0.78
Industry	Credit Services	Information Technology Services
P/E Ratio	7.10	11.07
Forward P/E	7.81	8.98
PEG Ratio	0.22	0.84
Dividend Yield	1.73%	2.52%
5Y Dividends CAGR	11.26%	12.05%
5Y EPS CAGR	22.71%	10.11%
Debt to Equity	99.70%	3.77%
Free Cash Flow Yield	40.50%	10.16%
P/S Ratio	2.45	1.13
P/B Ratio	1.59	1.61

Market Cap

SYF

$24B

Winner

CTSH

$24B

Max Drawdown

Winner

SYF

68.17%

CTSH

71.38%

Sharpe Ratio

Winner

SYF

0.71

CTSH

-1.28

5Y Beta

SYF

1.50

Winner

CTSH

0.78

Industry

SYF

Credit Services

CTSH

Information Technology Services

P/E Ratio

Winner

SYF

7.10

CTSH

11.07

Forward P/E

Winner

SYF

7.81

CTSH

8.98

PEG Ratio

Winner

SYF

0.22

CTSH

0.84

Dividend Yield

SYF

1.73%

Winner

CTSH

2.52%

5Y Dividends CAGR

SYF

11.26%

Winner

CTSH

12.05%

5Y EPS CAGR

Winner

SYF

22.71%

CTSH

10.11%

Debt to Equity

SYF

99.70%

Winner

CTSH

3.77%

Free Cash Flow Yield

Winner

SYF

40.50%

CTSH

10.16%

P/S Ratio

SYF

2.45

Winner

CTSH

1.13

P/B Ratio

Winner

SYF

1.59

CTSH

1.61

SYF vs CTSH - Historical Returns

Returns include dividend reinvestment.

Period	SYF	CTSH
1 month	-6.88%	-12.89%
3 months	-1.47%	-19.03%
6 months	-2.73%	-30.36%
1 year	+27.86%	-33.27%
5 years(CAGR)	+11.73%	-4.43%
10 years(CAGR)	+11.79%	-0.53%
Max(CAGR)	+12.37%	+16.40%

Winner

SYF

-6.88%

CTSH

-12.89%

Winner

SYF

-1.47%

CTSH

-19.03%

Winner

SYF

-2.73%

CTSH

-30.36%

Winner

SYF

+27.86%

CTSH

-33.27%

5Y(CAGR)

Winner

SYF

+11.73%

CTSH

-4.43%

10Y(CAGR)

Winner

SYF

+11.79%

CTSH

-0.53%

Max(CAGR)

SYF

+12.37%

Winner

CTSH

+16.40%

SYF vs CTSH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SYF	CTSH
2026	-14.26%	-34.90%
2025	+30.12%	+10.38%
2024	+75.06%	+5.04%
2023	+21.52%	+33.43%
2022	-28.37%	-35.16%
2021	+38.67%	+13.13%
2020	-0.52%	+34.18%
2019	+52.21%	-0.47%
2018	-38.20%	-9.57%
2017	+6.04%	+26.47%
2016	+22.27%	-3.61%
2015	+3.15%	+13.95%
2014	+29.35%	+6.56%
2013	N/A	+32.62%
2012	N/A	+12.42%
2011	N/A	-14.66%
2010	N/A	+56.60%
2009	N/A	+137.08%
2008	N/A	-43.97%
2007	N/A	-12.71%
2006	N/A	+52.28%
2005	N/A	+20.18%
2004	N/A	+79.90%
2003	N/A	+89.51%
2002	N/A	+88.30%
2001	N/A	+23.70%
2000	N/A	-24.36%
1999	N/A	+114.82%

SYF vs CTSH Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for CTSH was -71.38%, occurring on Oct 8, 2001. Recovery took 653 trading sessions.

The current SYF drawdown is -17.96%. The current CTSH drawdown is -40.72%.

Rank	SYF	CTSH
#1	-66.35% Jan 26, 2018 - Jan 13, 2021	-71.38% Mar 28, 2000 - Nov 4, 2002
#2	-46.65% Oct 19, 2021 - Jul 11, 2024	-69.06% Feb 7, 2007 - Jan 13, 2010
#3	-37.74% Jan 24, 2025 - Jul 3, 2025	-49.77% Mar 15, 2018 - May 3, 2021
#4	-35.09% Jul 20, 2015 - Dec 6, 2016	-48.24% Feb 14, 2025 - May 13, 2026
#5	-29.56% Jan 4, 2017 - Dec 4, 2017	-43.77% Mar 22, 2022 - Feb 13, 2025
#6	-27.62% Jan 6, 2026 - Mar 13, 2026	-35.68% Dec 22, 1999 - Feb 8, 2000
#7	-15.70% Jul 17, 2024 - Oct 9, 2024	-34.31% Apr 29, 2011 - Sep 18, 2013
#8	-15.69% Jan 20, 2021 - Feb 24, 2021	-31.60% Oct 28, 2015 - Jul 20, 2017
#9	-12.07% Aug 27, 2021 - Oct 19, 2021	-30.65% Dec 23, 2002 - Jul 2, 2003
#10	-11.81% Jun 8, 2021 - Aug 11, 2021	-28.10% Jan 23, 2004 - Sep 9, 2004
#11	-11.50% Sep 4, 2025 - Nov 26, 2025	-25.36% Mar 9, 2000 - Mar 24, 2000
#12	-11.45% Feb 12, 2015 - Jul 14, 2015	-19.21% Mar 7, 2014 - Nov 7, 2014
#13	-10.06% Mar 17, 2021 - Apr 12, 2021	-18.87% May 3, 2021 - Nov 12, 2021
#14	-8.30% Apr 12, 2021 - Apr 29, 2021	-17.85% Mar 4, 2005 - Jun 15, 2005
#15	-7.37% Jul 25, 2025 - Aug 13, 2025	-17.00% Feb 11, 2000 - Mar 9, 2000

Correlation

Correlation between SYF and CTSH is 0.58 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.58

-101

Dividend Comparison (2016 - 2026)

SYF vs CTSH dividend yield comparison.

Year	SYF	CTSH
2026	0.83%	1.26%
2025	1.38%	1.49%
2024	1.54%	1.56%
2023	2.51%	1.54%
2022	2.74%	1.89%
2021	1.90%	1.08%
2020	2.54%	1.07%
2019	2.39%	1.29%
2018	3.07%	1.26%
2017	1.45%	0.63%
2016	0.72%	0.00%