StockComparison Logo
vs

SYF vs SPY

Comparison between Synchrony Financial (SYF, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed SYF, delivering a return of +13.2% compared to +11.7%

SYF vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
SYF
$25B
Winner
SPY
$784B
Expense Ratio
SYF
N/A
SPY
0.09%
Max Drawdown
SYF
68.17%
Winner
SPY
56.47%
Sharpe Ratio
SYF
0.71
Winner
SPY
1.54
5Y Beta
SYF
1.49
Winner
SPY
1.00
Industry
SYF
Credit Services
SPY
N/A
P/E Ratio
Winner
SYF
7.42
SPY
27.62
Forward P/E
Winner
SYF
8.14
SPY
21.11
PEG Ratio
SYF
0.23
SPY
N/A
Dividend Yield
SYF
1.59%
SPY
N/A
5Y Dividends CAGR
Winner
SYF
11.26%
SPY
6.00%
5Y EPS CAGR
SYF
22.71%
Winner
SPY
25.30%
Debt to Equity
SYF
99.70%
Winner
SPY
31.11%
Free Cash Flow Yield
SYF
38.77%
SPY
N/A
P/S Ratio
Winner
SYF
2.56
SPY
3.49
P/B Ratio
Winner
SYF
1.66
SPY
5.30

SYF vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SYF
+4.47%
SPY
-1.37%
3M
Winner
SYF
+13.22%
SPY
+12.22%
6M
SYF
-11.60%
Winner
SPY
+7.20%
1Y
SYF
+20.60%
Winner
SPY
+23.58%
5Y(CAGR)
SYF
+11.66%
Winner
SPY
+13.19%
10Y(CAGR)
SYF
+13.83%
Winner
SPY
+15.12%
Max(CAGR)
Winner
SYF
+12.66%
SPY
+8.44%

SYF vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSYFSPY
2026-10.64%+7.95%
2025+30.12%+18.00%
2024+75.06%+25.59%
2023+21.52%+26.72%
2022-28.37%-18.64%
2021+38.67%+30.52%
2020-0.52%+17.28%
2019+52.21%+31.09%
2018-38.20%-5.24%
2017+6.04%+20.78%
2016+22.27%+13.59%
2015+3.15%+1.31%
2014+29.35%+14.56%
2013N/A+29.00%
2012N/A+14.17%
2011N/A+0.85%
2010N/A+13.14%
2009N/A+22.67%
2008N/A-36.25%
2007N/A+5.32%
2006N/A+13.85%
2005N/A+5.32%
2004N/A+10.75%
2003N/A+24.18%
2002N/A-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

SYF vs SPY Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current SYF drawdown is -14.50%. The current SPY drawdown is -3.18%.

RankSYFSPY
#1-66.35%
Jan 26, 2018 - Jan 13, 2021		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-46.65%
Oct 19, 2021 - Jul 11, 2024		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-37.74%
Jan 24, 2025 - Jul 3, 2025		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-35.09%
Jul 20, 2015 - Dec 6, 2016		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-29.56%
Jan 4, 2017 - Dec 4, 2017		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-27.62%
Jan 6, 2026 - Mar 13, 2026		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-15.70%
Jul 17, 2024 - Oct 9, 2024		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-15.69%
Jan 20, 2021 - Feb 24, 2021		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-12.07%
Aug 27, 2021 - Oct 19, 2021		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-11.81%
Jun 8, 2021 - Aug 11, 2021		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-11.50%
Sep 4, 2025 - Nov 26, 2025		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-11.45%
Feb 12, 2015 - Jul 14, 2015		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-10.06%
Mar 17, 2021 - Apr 12, 2021		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-8.30%
Apr 12, 2021 - Apr 29, 2021		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-7.37%
Jul 25, 2025 - Aug 13, 2025		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between SYF and SPY is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91
-101

Dividend Comparison (1999 - 2026)

SYF vs SPY dividend yield comparison.

YearSYFSPY
20260.80%0.50%
20251.38%1.07%
20241.54%1.21%
20232.51%1.40%
20222.74%1.65%
20211.90%1.20%
20202.54%1.52%
20192.39%1.75%
20183.07%2.04%
20171.45%1.80%
20160.72%2.03%
20150.00%2.06%
20140.00%1.87%
20130.00%1.81%
20120.00%2.18%
20110.00%2.05%
20100.00%1.80%
20090.00%1.95%
20080.00%3.02%
20070.00%1.85%
20060.00%1.73%
20050.00%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

Select Stocks to Compare

Popular: SYF vs SPY