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SYF vs VIV

Comparison between Synchrony Financial (SYF, Company) and Telefonica Brasil S.A. (VIV, Company).

SYF is from the Financial Services sector, while VIV is from the Communication Services sector.

5-Year PerformanceVIV has outperformed SYF, delivering a return of +19.8% compared to +12.2%

SYF vs VIV - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
SYF
$25B
Winner
VIV
$25B
Max Drawdown
Winner
SYF
68.17%
VIV
82.53%
Sharpe Ratio
SYF
1.10
Winner
VIV
1.77
5Y Beta
SYF
1.50
Winner
VIV
0.38
Industry
SYF
Credit Services
VIV
Telecom Services
P/E Ratio
Winner
SYF
7.41
VIV
22.43
Forward P/E
Winner
SYF
8.05
VIV
15.02
PEG Ratio
Winner
SYF
0.23
VIV
1.26
Dividend Yield
SYF
1.62%
Winner
VIV
5.96%
5Y Dividends CAGR
Winner
SYF
11.26%
VIV
-12.79%
5Y EPS CAGR
Winner
SYF
22.71%
VIV
6.15%
Debt to Equity
SYF
99.70%
Winner
VIV
44.96%
Free Cash Flow Yield
Winner
SYF
38.83%
VIV
8.13%
P/S Ratio
SYF
2.56
Winner
VIV
0.43
P/B Ratio
Winner
SYF
1.64
VIV
1.82

SYF vs VIV - Historical Returns

Returns include dividend reinvestment.

1M
Winner
SYF
+2.04%
VIV
-5.58%
3M
SYF
-0.69%
Winner
VIV
+2.73%
6M
SYF
+0.74%
Winner
VIV
+26.03%
1Y
SYF
+34.05%
Winner
VIV
+64.81%
5Y(CAGR)
SYF
+12.23%
Winner
VIV
+19.78%
10Y(CAGR)
Winner
SYF
+11.94%
VIV
+10.02%
Max(CAGR)
Winner
SYF
+12.56%
VIV
+8.05%

SYF vs VIV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSYFVIV
2026-12.90%+30.13%
2025+30.12%+64.98%
2024+75.06%-25.16%
2023+21.52%+76.51%
2022-28.37%-10.74%
2021+38.67%+5.21%
2020-0.52%-32.31%
2019+52.21%+21.65%
2018-38.20%-13.67%
2017+6.04%+19.26%
2016+22.27%+56.05%
2015+3.15%-44.59%
2014+29.35%-0.41%
2013N/A-14.25%
2012N/A-12.20%
2011N/A+24.53%
2010N/A+4.02%
2009N/A+35.76%
2008N/A-16.36%
2007N/A+9.38%
2006N/A+27.44%
2005N/A+15.47%
2004N/A+22.52%
2003N/A+99.52%
2002N/A-27.79%
2001N/A+12.17%
2000N/A-34.72%
1999N/A+51.61%

SYF vs VIV Drawdown Comparison

The maximum drawdown for SYF was -66.35%, occurring on Mar 23, 2020. Recovery took 746 trading sessions.

The maximum drawdown for VIV was -77.91%, occurring on Sep 26, 2001. Recovery took 1477 trading sessions.

The current SYF drawdown is -16.66%. The current VIV drawdown is -8.72%.

RankSYFVIV
#1-66.35%
Jan 26, 2018 - Jan 13, 2021
-77.91%
Mar 3, 2000 - Jan 19, 2006
#2-46.65%
Oct 19, 2021 - Jul 11, 2024
-67.51%
Apr 9, 2012 - Aug 15, 2025
#3-37.74%
Jan 24, 2025 - Jul 3, 2025
-45.49%
Jul 19, 2007 - Apr 6, 2011
#4-35.09%
Jul 20, 2015 - Dec 6, 2016
-25.06%
Feb 16, 2006 - Dec 13, 2006
#5-29.56%
Jan 4, 2017 - Dec 4, 2017
-18.67%
Aug 31, 2011 - Mar 13, 2012
#6-27.62%
Jan 6, 2026 - Mar 13, 2026
-15.51%
Jul 29, 2011 - Aug 31, 2011
#7-15.70%
Jul 17, 2024 - Oct 9, 2024
-12.97%
Feb 6, 2007 - Apr 26, 2007
#8-15.69%
Jan 20, 2021 - Feb 24, 2021
-12.25%
Nov 28, 2025 - Jan 22, 2026
#9-12.07%
Aug 27, 2021 - Oct 19, 2021
-11.93%
Dec 29, 1999 - Jan 7, 2000
#10-11.81%
Jun 8, 2021 - Aug 11, 2021
-11.00%
Apr 10, 2026 - Apr 29, 2026
#11-11.50%
Sep 4, 2025 - Nov 26, 2025
-10.17%
Feb 27, 2026 - Apr 9, 2026
#12-11.45%
Feb 12, 2015 - Jul 14, 2015
-8.49%
Apr 21, 2011 - May 25, 2011
#13-10.06%
Mar 17, 2021 - Apr 12, 2021
-8.44%
Feb 14, 2000 - Mar 3, 2000
#14-8.30%
Apr 12, 2021 - Apr 29, 2021
-8.03%
Jun 2, 2011 - Jul 26, 2011
#15-7.37%
Jul 25, 2025 - Aug 13, 2025
-8.00%
Nov 11, 1999 - Nov 23, 1999

Correlation

Correlation between SYF and VIV is 0.66 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.66
-101

Dividend Comparison (2000 - 2026)

SYF vs VIV dividend yield comparison.

YearSYFVIV
20260.82%0.70%
20251.38%5.25%
20241.54%6.60%
20232.51%5.55%
20222.74%5.86%
20211.90%6.44%
20202.54%10.22%
20192.39%5.25%
20183.07%9.20%
20171.45%10.87%
20160.72%4.09%
20150.00%10.07%
20140.00%6.63%
20130.00%10.19%
20120.00%3.59%
20110.00%10.81%
20100.00%7.51%
20090.00%5.13%
20080.00%11.08%
20070.00%12.51%
20060.00%3.74%
20050.00%8.28%
20040.00%2.83%
20030.00%17.51%
20020.00%5.54%
20010.00%15.31%
20000.00%17.28%

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