ROOT vs FCBC

Comparison between Root Inc - Class A (ROOT, Company) and First Community Bankshares Inc (FCBC, Company).

Both ROOT and FCBC are from the Financial Services sector.

5-Year PerformanceFCBC has outperformed ROOT, delivering a return of +13.0% compared to -23.9%

ROOT vs FCBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ROOT(COMPANY)	FCBC(COMPANY)
Market Cap	$842M	$835M
Max Drawdown	99.29%	80.83%
Sharpe Ratio	-1.22	0.69
5Y Beta	1.50	0.71
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	11.76	16.83
Forward P/E	1.70	8.53
PEG Ratio	N/A	1.25
Dividend Yield	N/A	2.86%
5Y Dividends CAGR	N/A	17.50%
5Y EPS CAGR	N/A	3.92%
Debt to Equity	61.46%	0.00%
Free Cash Flow Yield	22.45%	4.57%
P/S Ratio	0.55	4.80
P/B Ratio	2.62	1.58

Market Cap

Winner

ROOT

$842M

FCBC

$835M

Max Drawdown

ROOT

99.29%

Winner

FCBC

80.83%

Sharpe Ratio

ROOT

-1.22

Winner

FCBC

0.69

5Y Beta

ROOT

1.50

Winner

FCBC

0.71

Industry

ROOT

Insurance - Property & Casualty

FCBC

Banks - Regional

P/E Ratio

Winner

ROOT

11.76

FCBC

16.83

Forward P/E

Winner

ROOT

1.70

FCBC

8.53

PEG Ratio

ROOT

N/A

FCBC

1.25

Dividend Yield

ROOT

N/A

FCBC

2.86%

5Y Dividends CAGR

ROOT

N/A

FCBC

17.50%

5Y EPS CAGR

ROOT

N/A

FCBC

3.92%

Debt to Equity

ROOT

61.46%

Winner

FCBC

0.00%

Free Cash Flow Yield

Winner

ROOT

22.45%

FCBC

4.57%

P/S Ratio

Winner

ROOT

0.55

FCBC

4.80

P/B Ratio

ROOT

2.62

Winner

FCBC

1.58

ROOT vs FCBC - Historical Returns

Returns include dividend reinvestment.

Period	ROOT	FCBC
1 month	-7.33%	+5.45%
3 months	+19.76%	+10.93%
6 months	-32.24%	+31.77%
1 year	-64.70%	+22.76%
5 years(CAGR)	-23.94%	+12.96%
10 years(CAGR)	N/A	+11.84%
Max(CAGR)	-32.16%	+7.61%

ROOT

-7.33%

Winner

FCBC

+5.45%

Winner

ROOT

+19.76%

FCBC

+10.93%

ROOT

-32.24%

Winner

FCBC

+31.77%

ROOT

-64.70%

Winner

FCBC

+22.76%

5Y(CAGR)

ROOT

-23.94%

Winner

FCBC

+12.96%

10Y(CAGR)

ROOT

N/A

FCBC

+11.84%

Max(CAGR)

ROOT

-32.16%

Winner

FCBC

+7.61%

ROOT vs FCBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ROOT	FCBC
2026	-22.57%	+39.66%
2025	-1.63%	-10.27%
2024	+593.31%	+14.40%
2023	+143.16%	+14.54%
2022	-92.42%	+4.00%
2021	-80.69%	+61.78%
2020	-41.81%	-27.04%
2019	N/A	-0.90%
2018	N/A	+14.01%
2017	N/A	-2.20%
2016	N/A	+72.33%
2015	N/A	+18.82%
2014	N/A	+2.23%
2013	N/A	+6.14%
2012	N/A	+30.23%
2011	N/A	-16.50%
2010	N/A	+23.93%
2009	N/A	-63.18%
2008	N/A	+17.22%
2007	N/A	-16.08%
2006	N/A	+30.51%
2005	N/A	-9.39%
2004	N/A	+13.39%
2003	N/A	+24.74%
2002	N/A	+20.53%
2001	N/A	+72.33%
2000	N/A	+3.68%
1999	N/A	-9.86%

ROOT vs FCBC Drawdown Comparison

The maximum drawdown for ROOT was -99.29%, occurring on Mar 13, 2023. This drawdown has not yet recovered.

The maximum drawdown for FCBC was -79.48%, occurring on Mar 9, 2009. Recovery took 2474 trading sessions.

The current ROOT drawdown is -88.70%. The current FCBC drawdown is -0.46%.

Rank	ROOT	FCBC
#1	-99.29% Oct 28, 2020 - Mar 13, 2023	-79.48% Feb 13, 2007 - Dec 8, 2016
#2	N/A	-49.53% Feb 25, 2019 - Oct 20, 2021
#3	N/A	-39.50% Nov 15, 2022 - Dec 13, 2023
#4	N/A	-32.50% Oct 7, 2003 - Dec 1, 2004
#5	N/A	-29.92% Nov 6, 2024 - Apr 9, 2026
#6	N/A	-29.59% Dec 15, 2004 - Oct 26, 2006
#7	N/A	-28.91% Jul 2, 2001 - Mar 14, 2002
#8	N/A	-28.00% Dec 16, 1999 - Jan 23, 2001
#9	N/A	-26.63% Nov 23, 2021 - Oct 26, 2022
#10	N/A	-24.84% Dec 9, 2016 - Dec 4, 2017
#11	N/A	-17.17% Dec 27, 2023 - Jul 11, 2024
#12	N/A	-16.82% Jun 28, 2002 - Nov 6, 2002
#13	N/A	-14.95% Dec 4, 2017 - Mar 16, 2018
#14	N/A	-14.85% Nov 6, 2002 - Mar 20, 2003
#15	N/A	-14.49% Jun 6, 2018 - Jan 25, 2019

Correlation

Correlation between ROOT and FCBC is -0.33 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.33

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