ROOT vs CUBI-P-F

Comparison between Root Inc - Class A (ROOT, Company) and Customers Bancorp Inc (CUBI-P-F, Company).

5-Year PerformanceCUBI-P-F has outperformed ROOT, delivering a return of +8.9% compared to -22.4%

ROOT vs CUBI-P-F - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ROOT(COMPANY)	CUBI-P-F(COMPANY)
Market Cap	$842M	$842M
Max Drawdown	99.29%	53.73%
Sharpe Ratio	-1.25	0.74
5Y Beta	1.49	N/A
Industry	Insurance - Property & Casualty	Other
P/E Ratio	11.76	2.98
Forward P/E	1.70	N/A
PEG Ratio	N/A	0.04
5Y Dividends CAGR	N/A	14.68%
5Y EPS CAGR	N/A	9.91%
Debt to Equity	61.46%	3.26%
Free Cash Flow Yield	22.45%	50.19%
P/S Ratio	0.55	N/A
P/B Ratio	2.62	N/A

Market Cap

ROOT

$842M

Winner

CUBI-P-F

$842M

Max Drawdown

ROOT

99.29%

Winner

CUBI-P-F

53.73%

Sharpe Ratio

ROOT

-1.25

Winner

CUBI-P-F

0.74

5Y Beta

ROOT

1.49

CUBI-P-F

N/A

Industry

ROOT

Insurance - Property & Casualty

CUBI-P-F

Other

P/E Ratio

ROOT

11.76

Winner

CUBI-P-F

2.98

Forward P/E

ROOT

1.70

CUBI-P-F

N/A

PEG Ratio

ROOT

N/A

CUBI-P-F

0.04

5Y Dividends CAGR

ROOT

N/A

CUBI-P-F

14.68%

5Y EPS CAGR

ROOT

N/A

CUBI-P-F

9.91%

Debt to Equity

ROOT

61.46%

Winner

CUBI-P-F

3.26%

Free Cash Flow Yield

ROOT

22.45%

Winner

CUBI-P-F

50.19%

P/S Ratio

ROOT

0.55

CUBI-P-F

N/A

P/B Ratio

ROOT

2.62

CUBI-P-F

N/A

ROOT vs CUBI-P-F - Historical Returns

Returns include dividend reinvestment.

Period	ROOT	CUBI-P-F
1 month	-0.92%	+0.29%
3 months	+23.84%	+1.38%
6 months	-32.39%	+3.36%
1 year	-62.27%	+8.11%
5 years(CAGR)	-22.36%	+8.94%
10 years(CAGR)	N/A	+7.59%
Max(CAGR)	-32.13%	+7.59%

ROOT

-0.92%

Winner

CUBI-P-F

+0.29%

Winner

ROOT

+23.84%

CUBI-P-F

+1.38%

ROOT

-32.39%

Winner

CUBI-P-F

+3.36%

ROOT

-62.27%

Winner

CUBI-P-F

+8.11%

5Y(CAGR)

ROOT

-22.36%

Winner

CUBI-P-F

+8.94%

10Y(CAGR)

ROOT

N/A

CUBI-P-F

+7.59%

Max(CAGR)

ROOT

-32.13%

Winner

CUBI-P-F

+7.59%

ROOT vs CUBI-P-F - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	ROOT	CUBI-P-F
2026	-22.62%	N/A
2025	-1.63%	+7.39%
2024	+593.31%	+11.74%
2023	+143.16%	+10.55%
2022	-92.42%	+7.54%
2021	-80.69%	+6.53%
2020	-41.81%	+1.68%
2019	N/A	+14.88%
2018	N/A	-4.04%
2017	N/A	+10.37%
2016	N/A	+1.75%

ROOT vs CUBI-P-F Drawdown Comparison

The maximum drawdown for ROOT was -99.29%, occurring on Mar 13, 2023. This drawdown has not yet recovered.

The maximum drawdown for CUBI-P-F was -52.47%, occurring on Mar 23, 2020. Recovery took 181 trading sessions.

The current ROOT drawdown is -88.71%.

Rank	ROOT	CUBI-P-F
#1	-99.29% Oct 28, 2020 - Mar 13, 2023	-52.47% Mar 4, 2020 - Nov 18, 2020
#2	N/A	-33.20% Mar 2, 2023 - Aug 9, 2023
#3	N/A	-12.15% Sep 4, 2018 - Feb 27, 2019
#4	N/A	-9.54% Oct 26, 2016 - Jan 17, 2017
#5	N/A	-5.95% Dec 10, 2021 - Jun 6, 2022
#6	N/A	-5.59% Jan 8, 2018 - Aug 22, 2018
#7	N/A	-4.28% Jan 6, 2021 - Mar 4, 2021
#8	N/A	-3.95% Oct 12, 2023 - Nov 2, 2023
#9	N/A	-3.82% Mar 4, 2019 - Jun 10, 2019
#10	N/A	-3.62% Jan 7, 2020 - Mar 3, 2020
#11	N/A	-3.61% Nov 19, 2020 - Jan 6, 2021
#12	N/A	-3.25% Sep 21, 2023 - Oct 11, 2023
#13	N/A	-2.98% Jan 18, 2017 - Feb 8, 2017
#14	N/A	-2.96% Jul 24, 2024 - Aug 30, 2024
#15	N/A	-2.89% Mar 14, 2025 - May 2, 2025