CUBI-P-F vs BCSF

Comparison between Customers Bancorp Inc (CUBI-P-F, Company) and Bain Capital Specialty Finance Inc (BCSF, Company).

5-Year PerformanceCUBI-P-F has outperformed BCSF, delivering a return of +8.9% compared to +7.1%

CUBI-P-F vs BCSF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CUBI-P-F(COMPANY)	BCSF(COMPANY)
Market Cap	$842M	$839M
Max Drawdown	53.73%	64.53%
Sharpe Ratio	0.74	-0.34
5Y Beta	N/A	0.71
Industry	Other	Asset Management
P/E Ratio	2.98	11.40
Forward P/E	N/A	10.11
PEG Ratio	0.04	1.05
Dividend Yield	N/A	13.10%
5Y Dividends CAGR	14.68%	10.75%
5Y EPS CAGR	9.91%	N/A
Debt to Equity	3.26%	133.02%
Free Cash Flow Yield	50.19%	7.56%
P/S Ratio	N/A	3.08
P/B Ratio	N/A	0.77

Market Cap

Winner

CUBI-P-F

$842M

BCSF

$839M

Max Drawdown

Winner

CUBI-P-F

53.73%

BCSF

64.53%

Sharpe Ratio

Winner

CUBI-P-F

0.74

BCSF

-0.34

5Y Beta

CUBI-P-F

N/A

BCSF

0.71

Industry

CUBI-P-F

Other

BCSF

Asset Management

P/E Ratio

Winner

CUBI-P-F

2.98

BCSF

11.40

Forward P/E

CUBI-P-F

N/A

BCSF

10.11

PEG Ratio

Winner

CUBI-P-F

0.04

BCSF

1.05

Dividend Yield

CUBI-P-F

N/A

BCSF

13.10%

5Y Dividends CAGR

Winner

CUBI-P-F

14.68%

BCSF

10.75%

5Y EPS CAGR

CUBI-P-F

9.91%

BCSF

N/A

Debt to Equity

Winner

CUBI-P-F

3.26%

BCSF

133.02%

Free Cash Flow Yield

Winner

CUBI-P-F

50.19%

BCSF

7.56%

P/S Ratio

CUBI-P-F

N/A

BCSF

3.08

P/B Ratio

CUBI-P-F

N/A

BCSF

0.77

CUBI-P-F vs BCSF - Historical Returns

Returns include dividend reinvestment.

Period	CUBI-P-F	BCSF
1 month	+0.29%	-4.37%
3 months	+1.38%	+7.59%
6 months	+3.36%	-3.83%
1 year	+8.11%	-5.83%
5 years(CAGR)	+8.94%	+7.08%
10 years(CAGR)	+7.59%	N/A
Max(CAGR)	+7.59%	+6.90%

Winner

CUBI-P-F

+0.29%

BCSF

-4.37%

CUBI-P-F

+1.38%

Winner

BCSF

+7.59%

Winner

CUBI-P-F

+3.36%

BCSF

-3.83%

Winner

CUBI-P-F

+8.11%

BCSF

-5.83%

5Y(CAGR)

Winner

CUBI-P-F

+8.94%

BCSF

+7.08%

10Y(CAGR)

CUBI-P-F

+7.59%

BCSF

N/A

Max(CAGR)

Winner

CUBI-P-F

+7.59%

BCSF

+6.90%

CUBI-P-F vs BCSF - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	CUBI-P-F	BCSF
2026	N/A	-4.28%
2025	+7.39%	-9.85%
2024	+11.74%	+28.97%
2023	+10.55%	+39.60%
2022	+7.54%	-14.71%
2021	+6.53%	+38.15%
2020	+1.68%	-28.74%
2019	+14.88%	+23.28%
2018	-4.04%	-4.62%
2017	+10.37%	N/A
2016	+1.75%	N/A

CUBI-P-F vs BCSF Drawdown Comparison

The maximum drawdown for CUBI-P-F was -52.47%, occurring on Mar 23, 2020. Recovery took 181 trading sessions.

The maximum drawdown for BCSF was -62.22%, occurring on Apr 6, 2020. Recovery took 479 trading sessions.

The current BCSF drawdown is -20.21%.

Rank	CUBI-P-F	BCSF
#1	-52.47% Mar 4, 2020 - Nov 18, 2020	-62.22% Feb 20, 2020 - Jan 12, 2022
#2	-33.20% Mar 2, 2023 - Aug 9, 2023	-26.38% Feb 28, 2025 - Mar 13, 2026
#3	-12.15% Sep 4, 2018 - Feb 27, 2019	-24.32% Apr 20, 2022 - Jul 17, 2023
#4	-9.54% Oct 26, 2016 - Jan 17, 2017	-14.93% Nov 23, 2018 - Jan 15, 2019
#5	-5.95% Dec 10, 2021 - Jun 6, 2022	-10.51% Apr 26, 2019 - Dec 4, 2019
#6	-5.59% Jan 8, 2018 - Aug 22, 2018	-9.78% Sep 19, 2023 - Mar 12, 2024
#7	-4.28% Jan 6, 2021 - Mar 4, 2021	-9.14% Jul 30, 2024 - Aug 30, 2024
#8	-3.95% Oct 12, 2023 - Nov 2, 2023	-7.97% Feb 21, 2019 - Mar 21, 2019
#9	-3.82% Mar 4, 2019 - Jun 10, 2019	-5.63% May 1, 2024 - Jun 3, 2024
#10	-3.62% Jan 7, 2020 - Mar 3, 2020	-4.76% Mar 3, 2022 - Apr 5, 2022
#11	-3.61% Nov 19, 2020 - Jan 6, 2021	-4.65% Feb 16, 2022 - Mar 3, 2022
#12	-3.25% Sep 21, 2023 - Oct 11, 2023	-3.71% Mar 27, 2019 - Apr 9, 2019
#13	-2.98% Jan 18, 2017 - Feb 8, 2017	-3.70% Jan 2, 2025 - Jan 21, 2025
#14	-2.96% Jul 24, 2024 - Aug 30, 2024	-3.65% Jan 19, 2022 - Jan 31, 2022
#15	-2.89% Mar 14, 2025 - May 2, 2025	-3.48% Sep 5, 2024 - Oct 4, 2024

Correlation

Correlation between CUBI-P-F and BCSF is 0.92 which considered as a very strong positive correlation - the stocks move almost identically together.

0.92

-101

Dividend Comparison (2016 - 2026)

CUBI-P-F vs BCSF dividend yield comparison.

Year	CUBI-P-F	BCSF
2026	0.00%	3.25%
2025	9.38%	14.02%
2024	10.26%	10.27%
2023	10.07%	10.62%
2022	6.29%	11.60%
2021	5.95%	8.94%
2020	6.01%	11.73%
2019	5.78%	8.30%
2018	6.35%	2.45%
2017	5.72%	0.00%
2016	1.48%	0.00%