BCSF vs FCBC

Comparison between Bain Capital Specialty Finance Inc (BCSF, Company) and First Community Bankshares Inc (FCBC, Company).

Both BCSF and FCBC are from the Financial Services sector.

5-Year PerformanceFCBC has outperformed BCSF, delivering a return of +13.0% compared to +7.1%

BCSF vs FCBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCSF(COMPANY)	FCBC(COMPANY)
Market Cap	$839M	$835M
Max Drawdown	64.53%	80.83%
Sharpe Ratio	-0.34	0.74
5Y Beta	0.71	0.71
Industry	Asset Management	Banks - Regional
P/E Ratio	11.40	16.83
Forward P/E	10.11	8.53
PEG Ratio	1.05	1.25
Dividend Yield	13.00%	2.80%
5Y Dividends CAGR	10.75%	17.50%
5Y EPS CAGR	N/A	3.92%
Debt to Equity	133.02%	0.00%
Free Cash Flow Yield	7.56%	4.57%
P/S Ratio	3.08	4.80
P/B Ratio	0.77	1.58

Market Cap

Winner

BCSF

$839M

FCBC

$835M

Max Drawdown

Winner

BCSF

64.53%

FCBC

80.83%

Sharpe Ratio

BCSF

-0.34

Winner

FCBC

0.74

5Y Beta

BCSF

0.71

Winner

FCBC

0.71

Industry

BCSF

Asset Management

FCBC

Banks - Regional

P/E Ratio

Winner

BCSF

11.40

FCBC

16.83

Forward P/E

BCSF

10.11

Winner

FCBC

8.53

PEG Ratio

Winner

BCSF

1.05

FCBC

1.25

Dividend Yield

Winner

BCSF

13.00%

FCBC

2.80%

5Y Dividends CAGR

BCSF

10.75%

Winner

FCBC

17.50%

5Y EPS CAGR

BCSF

N/A

FCBC

3.92%

Debt to Equity

BCSF

133.02%

Winner

FCBC

0.00%

Free Cash Flow Yield

Winner

BCSF

7.56%

FCBC

4.57%

P/S Ratio

Winner

BCSF

3.08

FCBC

4.80

P/B Ratio

Winner

BCSF

0.77

FCBC

1.58

BCSF vs FCBC - Historical Returns

Returns include dividend reinvestment.

Period	BCSF	FCBC
1 month	-4.37%	+5.45%
3 months	+7.59%	+10.93%
6 months	-3.83%	+31.77%
1 year	-5.83%	+22.76%
5 years(CAGR)	+7.08%	+12.96%
10 years(CAGR)	N/A	+11.84%
Max(CAGR)	+6.90%	+7.61%

BCSF

-4.37%

Winner

FCBC

+5.45%

BCSF

+7.59%

Winner

FCBC

+10.93%

BCSF

-3.83%

Winner

FCBC

+31.77%

BCSF

-5.83%

Winner

FCBC

+22.76%

5Y(CAGR)

BCSF

+7.08%

Winner

FCBC

+12.96%

10Y(CAGR)

BCSF

N/A

FCBC

+11.84%

Max(CAGR)

BCSF

+6.90%

Winner

FCBC

+7.61%

BCSF vs FCBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	BCSF	FCBC
2026	-4.28%	+39.66%
2025	-9.85%	-10.27%
2024	+28.97%	+14.40%
2023	+39.60%	+14.54%
2022	-14.71%	+4.00%
2021	+38.15%	+61.78%
2020	-28.74%	-27.04%
2019	+23.28%	-0.90%
2018	-4.62%	+14.01%
2017	N/A	-2.20%
2016	N/A	+72.33%
2015	N/A	+18.82%
2014	N/A	+2.23%
2013	N/A	+6.14%
2012	N/A	+30.23%
2011	N/A	-16.50%
2010	N/A	+23.93%
2009	N/A	-63.18%
2008	N/A	+17.22%
2007	N/A	-16.08%
2006	N/A	+30.51%
2005	N/A	-9.39%
2004	N/A	+13.39%
2003	N/A	+24.74%
2002	N/A	+20.53%
2001	N/A	+72.33%
2000	N/A	+3.68%
1999	N/A	-9.86%

BCSF vs FCBC Drawdown Comparison

The maximum drawdown for BCSF was -62.22%, occurring on Apr 6, 2020. Recovery took 479 trading sessions.

The maximum drawdown for FCBC was -79.48%, occurring on Mar 9, 2009. Recovery took 2474 trading sessions.

The current BCSF drawdown is -20.21%. The current FCBC drawdown is -0.46%.

Rank	BCSF	FCBC
#1	-62.22% Feb 20, 2020 - Jan 12, 2022	-79.48% Feb 13, 2007 - Dec 8, 2016
#2	-26.38% Feb 28, 2025 - Mar 13, 2026	-49.53% Feb 25, 2019 - Oct 20, 2021
#3	-24.32% Apr 20, 2022 - Jul 17, 2023	-39.50% Nov 15, 2022 - Dec 13, 2023
#4	-14.93% Nov 23, 2018 - Jan 15, 2019	-32.50% Oct 7, 2003 - Dec 1, 2004
#5	-10.51% Apr 26, 2019 - Dec 4, 2019	-29.92% Nov 6, 2024 - Apr 9, 2026
#6	-9.78% Sep 19, 2023 - Mar 12, 2024	-29.59% Dec 15, 2004 - Oct 26, 2006
#7	-9.14% Jul 30, 2024 - Aug 30, 2024	-28.91% Jul 2, 2001 - Mar 14, 2002
#8	-7.97% Feb 21, 2019 - Mar 21, 2019	-28.00% Dec 16, 1999 - Jan 23, 2001
#9	-5.63% May 1, 2024 - Jun 3, 2024	-26.63% Nov 23, 2021 - Oct 26, 2022
#10	-4.76% Mar 3, 2022 - Apr 5, 2022	-24.84% Dec 9, 2016 - Dec 4, 2017
#11	-4.65% Feb 16, 2022 - Mar 3, 2022	-17.17% Dec 27, 2023 - Jul 11, 2024
#12	-3.71% Mar 27, 2019 - Apr 9, 2019	-16.82% Jun 28, 2002 - Nov 6, 2002
#13	-3.70% Jan 2, 2025 - Jan 21, 2025	-14.95% Dec 4, 2017 - Mar 16, 2018
#14	-3.65% Jan 19, 2022 - Jan 31, 2022	-14.85% Nov 6, 2002 - Mar 20, 2003
#15	-3.48% Sep 5, 2024 - Oct 4, 2024	-14.49% Jun 6, 2018 - Jan 25, 2019

Correlation

Correlation between BCSF and FCBC is 0.90 which considered as a very strong positive correlation - the stocks move almost identically together.

0.90

-101

Dividend Comparison (1999 - 2026)

BCSF vs FCBC dividend yield comparison.

Year	BCSF	FCBC
2026	3.25%	3.67%
2025	14.02%	9.81%
2024	10.27%	2.88%
2023	10.62%	3.13%
2022	11.60%	3.30%
2021	8.94%	3.11%
2020	11.73%	4.63%
2019	8.30%	3.09%
2018	2.45%	4.00%
2017	0.00%	2.37%
2016	0.00%	1.99%
2015	0.00%	2.90%
2014	0.00%	3.04%
2013	0.00%	2.87%
2012	0.00%	2.69%
2011	0.00%	3.21%
2010	0.00%	2.68%
2009	0.00%	2.49%
2008	0.00%	3.21%
2007	0.00%	3.39%
2006	0.00%	2.63%
2005	0.00%	3.27%
2004	0.00%	2.77%
2003	0.00%	2.92%
2002	0.00%	3.25%
2001	0.00%	2.54%
2000	0.00%	5.35%
1999	0.00%	1.37%