ROOT vs BCSF

Comparison between Root Inc - Class A (ROOT, Company) and Bain Capital Specialty Finance Inc (BCSF, Company).

Both ROOT and BCSF are from the Financial Services sector.

5-Year PerformanceBCSF has outperformed ROOT, delivering a return of +7.1% compared to -23.9%

ROOT vs BCSF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ROOT(COMPANY)	BCSF(COMPANY)
Market Cap	$842M	$839M
Max Drawdown	99.29%	64.53%
Sharpe Ratio	-1.22	-0.34
5Y Beta	1.50	0.71
Industry	Insurance - Property & Casualty	Asset Management
P/E Ratio	11.76	11.40
Forward P/E	1.70	10.11
PEG Ratio	N/A	1.05
Dividend Yield	N/A	13.10%
5Y Dividends CAGR	N/A	10.75%
Debt to Equity	61.46%	133.02%
Free Cash Flow Yield	22.45%	7.56%
P/S Ratio	0.55	3.08
P/B Ratio	2.62	0.77

Market Cap

Winner

ROOT

$842M

BCSF

$839M

Max Drawdown

ROOT

99.29%

Winner

BCSF

64.53%

Sharpe Ratio

ROOT

-1.22

Winner

BCSF

-0.34

5Y Beta

ROOT

1.50

Winner

BCSF

0.71

Industry

ROOT

Insurance - Property & Casualty

BCSF

Asset Management

P/E Ratio

ROOT

11.76

Winner

BCSF

11.40

Forward P/E

Winner

ROOT

1.70

BCSF

10.11

PEG Ratio

ROOT

N/A

BCSF

1.05

Dividend Yield

ROOT

N/A

BCSF

13.10%

5Y Dividends CAGR

ROOT

N/A

BCSF

10.75%

Debt to Equity

Winner

ROOT

61.46%

BCSF

133.02%

Free Cash Flow Yield

Winner

ROOT

22.45%

BCSF

7.56%

P/S Ratio

Winner

ROOT

0.55

BCSF

3.08

P/B Ratio

ROOT

2.62

Winner

BCSF

0.77

ROOT vs BCSF - Historical Returns

Returns include dividend reinvestment.

Period	ROOT	BCSF
1 month	-7.33%	-4.37%
3 months	+19.76%	+7.59%
6 months	-32.24%	-3.83%
1 year	-64.70%	-5.83%
5 years(CAGR)	-23.94%	+7.08%
Max(CAGR)	-32.16%	+6.90%

ROOT

-7.33%

Winner

BCSF

-4.37%

Winner

ROOT

+19.76%

BCSF

+7.59%

ROOT

-32.24%

Winner

BCSF

-3.83%

ROOT

-64.70%

Winner

BCSF

-5.83%

5Y(CAGR)

ROOT

-23.94%

Winner

BCSF

+7.08%

Max(CAGR)

ROOT

-32.16%

Winner

BCSF

+6.90%

ROOT vs BCSF - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	ROOT	BCSF
2026	-22.57%	-4.28%
2025	-1.63%	-9.85%
2024	+593.31%	+28.97%
2023	+143.16%	+39.60%
2022	-92.42%	-14.71%
2021	-80.69%	+38.15%
2020	-41.81%	-28.74%
2019	N/A	+23.28%
2018	N/A	-4.62%

ROOT vs BCSF Drawdown Comparison

The maximum drawdown for ROOT was -99.29%, occurring on Mar 13, 2023. This drawdown has not yet recovered.

The maximum drawdown for BCSF was -62.22%, occurring on Apr 6, 2020. Recovery took 479 trading sessions.

The current ROOT drawdown is -88.70%. The current BCSF drawdown is -20.21%.

Rank	ROOT	BCSF
#1	-99.29% Oct 28, 2020 - Mar 13, 2023	-62.22% Feb 20, 2020 - Jan 12, 2022
#2	N/A	-26.38% Feb 28, 2025 - Mar 13, 2026
#3	N/A	-24.32% Apr 20, 2022 - Jul 17, 2023
#4	N/A	-14.93% Nov 23, 2018 - Jan 15, 2019
#5	N/A	-10.51% Apr 26, 2019 - Dec 4, 2019
#6	N/A	-9.78% Sep 19, 2023 - Mar 12, 2024
#7	N/A	-9.14% Jul 30, 2024 - Aug 30, 2024
#8	N/A	-7.97% Feb 21, 2019 - Mar 21, 2019
#9	N/A	-5.63% May 1, 2024 - Jun 3, 2024
#10	N/A	-4.76% Mar 3, 2022 - Apr 5, 2022
#11	N/A	-4.65% Feb 16, 2022 - Mar 3, 2022
#12	N/A	-3.71% Mar 27, 2019 - Apr 9, 2019
#13	N/A	-3.70% Jan 2, 2025 - Jan 21, 2025
#14	N/A	-3.65% Jan 19, 2022 - Jan 31, 2022
#15	N/A	-3.48% Sep 5, 2024 - Oct 4, 2024