FCBC vs BCSF

Comparison between First Community Bankshares Inc (FCBC, Company) and Bain Capital Specialty Finance Inc (BCSF, Company).

Both FCBC and BCSF are from the Financial Services sector.

5-Year PerformanceFCBC has outperformed BCSF, delivering a return of +13.0% compared to +7.1%

FCBC vs BCSF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FCBC(COMPANY)	BCSF(COMPANY)
Market Cap	$835M	$839M
Max Drawdown	80.83%	64.53%
Sharpe Ratio	0.69	-0.34
5Y Beta	0.71	0.71
Industry	Banks - Regional	Asset Management
P/E Ratio	16.83	11.40
Forward P/E	8.53	10.11
PEG Ratio	1.25	1.05
Dividend Yield	2.86%	13.10%
5Y Dividends CAGR	17.50%	10.75%
5Y EPS CAGR	3.92%	N/A
Debt to Equity	0.00%	133.02%
Free Cash Flow Yield	4.57%	7.56%
P/S Ratio	4.80	3.08
P/B Ratio	1.58	0.77

Market Cap

FCBC

$835M

Winner

BCSF

$839M

Max Drawdown

FCBC

80.83%

Winner

BCSF

64.53%

Sharpe Ratio

Winner

FCBC

0.69

BCSF

-0.34

5Y Beta

Winner

FCBC

0.71

BCSF

0.71

Industry

FCBC

Banks - Regional

BCSF

Asset Management

P/E Ratio

FCBC

16.83

Winner

BCSF

11.40

Forward P/E

Winner

FCBC

8.53

BCSF

10.11

PEG Ratio

FCBC

1.25

Winner

BCSF

1.05

Dividend Yield

FCBC

2.86%

Winner

BCSF

13.10%

5Y Dividends CAGR

Winner

FCBC

17.50%

BCSF

10.75%

5Y EPS CAGR

FCBC

3.92%

BCSF

N/A

Debt to Equity

Winner

FCBC

0.00%

BCSF

133.02%

Free Cash Flow Yield

FCBC

4.57%

Winner

BCSF

7.56%

P/S Ratio

FCBC

4.80

Winner

BCSF

3.08

P/B Ratio

FCBC

1.58

Winner

BCSF

0.77

FCBC vs BCSF - Historical Returns

Returns include dividend reinvestment.

Period	FCBC	BCSF
1 month	+5.45%	-4.37%
3 months	+10.93%	+7.59%
6 months	+31.77%	-3.83%
1 year	+22.76%	-5.83%
5 years(CAGR)	+12.96%	+7.08%
10 years(CAGR)	+11.84%	N/A
Max(CAGR)	+7.61%	+6.90%

Winner

FCBC

+5.45%

BCSF

-4.37%

Winner

FCBC

+10.93%

BCSF

+7.59%

Winner

FCBC

+31.77%

BCSF

-3.83%

Winner

FCBC

+22.76%

BCSF

-5.83%

5Y(CAGR)

Winner

FCBC

+12.96%

BCSF

+7.08%

10Y(CAGR)

FCBC

+11.84%

BCSF

N/A

Max(CAGR)

Winner

FCBC

+7.61%

BCSF

+6.90%

FCBC vs BCSF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FCBC	BCSF
2026	+39.66%	-4.28%
2025	-10.27%	-9.85%
2024	+14.40%	+28.97%
2023	+14.54%	+39.60%
2022	+4.00%	-14.71%
2021	+61.78%	+38.15%
2020	-27.04%	-28.74%
2019	-0.90%	+23.28%
2018	+14.01%	-4.62%
2017	-2.20%	N/A
2016	+72.33%	N/A
2015	+18.82%	N/A
2014	+2.23%	N/A
2013	+6.14%	N/A
2012	+30.23%	N/A
2011	-16.50%	N/A
2010	+23.93%	N/A
2009	-63.18%	N/A
2008	+17.22%	N/A
2007	-16.08%	N/A
2006	+30.51%	N/A
2005	-9.39%	N/A
2004	+13.39%	N/A
2003	+24.74%	N/A
2002	+20.53%	N/A
2001	+72.33%	N/A
2000	+3.68%	N/A
1999	-9.86%	N/A

FCBC vs BCSF Drawdown Comparison

The maximum drawdown for FCBC was -79.48%, occurring on Mar 9, 2009. Recovery took 2474 trading sessions.

The maximum drawdown for BCSF was -62.22%, occurring on Apr 6, 2020. Recovery took 479 trading sessions.

The current FCBC drawdown is -0.46%. The current BCSF drawdown is -20.21%.

Rank	FCBC	BCSF
#1	-79.48% Feb 13, 2007 - Dec 8, 2016	-62.22% Feb 20, 2020 - Jan 12, 2022
#2	-49.53% Feb 25, 2019 - Oct 20, 2021	-26.38% Feb 28, 2025 - Mar 13, 2026
#3	-39.50% Nov 15, 2022 - Dec 13, 2023	-24.32% Apr 20, 2022 - Jul 17, 2023
#4	-32.50% Oct 7, 2003 - Dec 1, 2004	-14.93% Nov 23, 2018 - Jan 15, 2019
#5	-29.92% Nov 6, 2024 - Apr 9, 2026	-10.51% Apr 26, 2019 - Dec 4, 2019
#6	-29.59% Dec 15, 2004 - Oct 26, 2006	-9.78% Sep 19, 2023 - Mar 12, 2024
#7	-28.91% Jul 2, 2001 - Mar 14, 2002	-9.14% Jul 30, 2024 - Aug 30, 2024
#8	-28.00% Dec 16, 1999 - Jan 23, 2001	-7.97% Feb 21, 2019 - Mar 21, 2019
#9	-26.63% Nov 23, 2021 - Oct 26, 2022	-5.63% May 1, 2024 - Jun 3, 2024
#10	-24.84% Dec 9, 2016 - Dec 4, 2017	-4.76% Mar 3, 2022 - Apr 5, 2022
#11	-17.17% Dec 27, 2023 - Jul 11, 2024	-4.65% Feb 16, 2022 - Mar 3, 2022
#12	-16.82% Jun 28, 2002 - Nov 6, 2002	-3.71% Mar 27, 2019 - Apr 9, 2019
#13	-14.95% Dec 4, 2017 - Mar 16, 2018	-3.70% Jan 2, 2025 - Jan 21, 2025
#14	-14.85% Nov 6, 2002 - Mar 20, 2003	-3.65% Jan 19, 2022 - Jan 31, 2022
#15	-14.49% Jun 6, 2018 - Jan 25, 2019	-3.48% Sep 5, 2024 - Oct 4, 2024

Correlation

Correlation between FCBC and BCSF is 0.90 which considered as a very strong positive correlation - the stocks move almost identically together.

0.90

-101

Dividend Comparison (1999 - 2026)

FCBC vs BCSF dividend yield comparison.

Year	FCBC	BCSF
2026	3.67%	3.25%
2025	9.81%	14.02%
2024	2.88%	10.27%
2023	3.13%	10.62%
2022	3.30%	11.60%
2021	3.11%	8.94%
2020	4.63%	11.73%
2019	3.09%	8.30%
2018	4.00%	2.45%
2017	2.37%	0.00%
2016	1.99%	0.00%
2015	2.90%	0.00%
2014	3.04%	0.00%
2013	2.87%	0.00%
2012	2.69%	0.00%
2011	3.21%	0.00%
2010	2.68%	0.00%
2009	2.49%	0.00%
2008	3.21%	0.00%
2007	3.39%	0.00%
2006	2.63%	0.00%
2005	3.27%	0.00%
2004	2.77%	0.00%
2003	2.92%	0.00%
2002	3.25%	0.00%
2001	2.54%	0.00%
2000	5.35%	0.00%
1999	1.37%	0.00%