REGCP vs UCB

Comparison between Regency Centers Corporation (REGCP, Company) and United Community Banks Inc (UCB, Company).

REGCP is from the Real Estate sector, while UCB is from the Financial Services sector.

REGCP vs UCB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	REGCP(COMPANY)	UCB(COMPANY)
Market Cap	$4.30B	$4.31B
Max Drawdown	12.80%	96.24%
Sharpe Ratio	0.38	0.85
5Y Beta	0.09	1.04
Industry	Reit - Retail	Banks - Regional
P/E Ratio	7.85	12.76
Forward P/E	N/A	12.53
PEG Ratio	0.22	0.44
Dividend Yield	12.50%	2.78%
5Y Dividends CAGR	N/A	6.21%
5Y EPS CAGR	N/A	3.24%
Debt to Equity	72.60%	3.30%
Free Cash Flow Yield	19.04%	7.53%
P/S Ratio	N/A	4.12
P/B Ratio	N/A	1.17

Market Cap

REGCP

$4.30B

Winner

UCB

$4.31B

Max Drawdown

Winner

REGCP

12.80%

UCB

96.24%

Sharpe Ratio

REGCP

0.38

Winner

UCB

0.85

5Y Beta

Winner

REGCP

0.09

UCB

1.04

Industry

REGCP

Reit - Retail

UCB

Banks - Regional

P/E Ratio

Winner

REGCP

7.85

UCB

12.76

Forward P/E

REGCP

N/A

UCB

12.53

PEG Ratio

Winner

REGCP

0.22

UCB

0.44

Dividend Yield

Winner

REGCP

12.50%

UCB

2.78%

5Y Dividends CAGR

REGCP

N/A

UCB

6.21%

5Y EPS CAGR

REGCP

N/A

UCB

3.24%

Debt to Equity

REGCP

72.60%

Winner

UCB

3.30%

Free Cash Flow Yield

Winner

REGCP

19.04%

UCB

7.53%

P/S Ratio

REGCP

N/A

UCB

4.12

P/B Ratio

REGCP

N/A

UCB

1.17

REGCP vs UCB - Historical Returns

Returns include dividend reinvestment.

Period	REGCP	UCB
1 month	+2.16%	+11.95%
3 months	+2.45%	+7.53%
6 months	+3.97%	+9.36%
1 year	+8.91%	+18.57%
5 years(CAGR)	N/A	+7.29%
10 years(CAGR)	N/A	+9.47%
Max(CAGR)	+5.50%	-1.02%

REGCP

+2.16%

Winner

UCB

+11.95%

REGCP

+2.45%

Winner

UCB

+7.53%

REGCP

+3.97%

Winner

UCB

+9.36%

REGCP

+8.91%

Winner

UCB

+18.57%

5Y(CAGR)

REGCP

N/A

UCB

+7.29%

10Y(CAGR)

REGCP

N/A

UCB

+9.47%

Max(CAGR)

Winner

REGCP

+5.50%

UCB

-1.02%

REGCP vs UCB - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	REGCP	UCB
2026	+4.77%	+17.74%
2025	+8.06%	+2.28%
2024	-2.55%	+14.60%
2023	+3.70%	-10.20%
2022	N/A	-4.05%
2021	N/A	+30.70%
2020	N/A	-4.96%
2019	N/A	+44.66%
2018	N/A	-21.80%
2017	N/A	-3.90%
2016	N/A	+57.61%
2015	N/A	+5.47%
2014	N/A	+8.11%
2013	N/A	+78.21%
2012	N/A	+30.57%
2011	N/A	-28.31%
2010	N/A	-43.97%
2009	N/A	-73.51%
2008	N/A	-10.13%
2007	N/A	-51.25%
2006	N/A	+22.50%
2005	N/A	-1.28%
2004	N/A	+22.82%
2003	N/A	+29.82%
2002	N/A	+11.86%

REGCP vs UCB Drawdown Comparison

The maximum drawdown for REGCP was -9.62%, occurring on Dec 31, 2024. Recovery took 208 trading sessions.

The maximum drawdown for UCB was -95.98%, occurring on Nov 15, 2010. This drawdown has not yet recovered.

The current UCB drawdown is -68.60%.

Rank	REGCP	UCB
#1	-9.62% Nov 8, 2024 - Sep 11, 2025	-95.98% Mar 7, 2007 - Nov 15, 2010
#2	-8.76% Feb 2, 2024 - Sep 12, 2024	-26.47% May 20, 2002 - Aug 14, 2003
#3	-7.72% Aug 29, 2023 - Dec 27, 2023	-24.88% Dec 1, 2004 - Oct 31, 2005
#4	-6.51% Oct 7, 2025 - May 14, 2026	-15.10% Mar 28, 2002 - May 14, 2002
#5	-4.36% May 14, 2026 - Jul 17, 2026	-13.62% Jun 30, 2004 - Nov 10, 2004
#6	-2.41% Jan 12, 2024 - Jan 29, 2024	-13.31% Nov 10, 2005 - Jun 30, 2006
#7	-2.32% Jan 29, 2024 - Feb 2, 2024	-12.56% Jan 20, 2004 - Apr 2, 2004
#8	-2.29% Aug 21, 2023 - Aug 29, 2023	-10.95% Apr 12, 2004 - Jun 30, 2004
#9	-2.07% Sep 30, 2024 - Nov 8, 2024	-10.92% Aug 3, 2006 - Nov 16, 2006
#10	-1.71% Jan 3, 2024 - Jan 11, 2024	-9.30% Jul 3, 2006 - Jul 28, 2006
#11	-1.43% Sep 12, 2025 - Oct 2, 2025	-9.19% Aug 21, 2003 - Oct 14, 2003
#12	-1.18% Sep 24, 2024 - Sep 30, 2024	-8.04% Feb 7, 2007 - Mar 7, 2007
#13	-0.28% Dec 27, 2023 - Dec 29, 2023	-6.60% Nov 25, 2003 - Dec 29, 2003
#14	-0.12% Sep 18, 2024 - Sep 20, 2024	-6.22% Nov 30, 2006 - Feb 6, 2007
#15	-0.08% Dec 29, 2023 - Jan 3, 2024	-6.20% Aug 14, 2003 - Aug 20, 2003

Correlation

Correlation between REGCP and UCB is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (2002 - 2026)

REGCP vs UCB dividend yield comparison.

Year	REGCP	UCB
2026	4.99%	1.37%
2025	6.63%	3.14%
2024	6.85%	2.91%
2023	1.56%	3.14%
2022	0.00%	2.54%
2021	0.00%	2.17%
2020	0.00%	2.53%
2019	0.00%	2.20%
2018	0.00%	2.70%
2017	0.00%	1.35%
2016	0.00%	1.01%
2015	0.00%	1.13%
2014	0.00%	0.58%
2009	0.00%	3.89%
2008	0.00%	2.75%
2007	0.00%	2.28%
2006	0.00%	0.99%
2005	0.00%	1.05%
2004	0.00%	0.89%
2003	0.00%	0.91%
2002	0.00%	1.03%