PHR vs PRAA

Comparison between Phreesia Inc (PHR, Company) and PRA Group Inc (PRAA, Company).

PHR is from the Healthcare sector, while PRAA is from the Financial Services sector.

5-Year PerformancePRAA has outperformed PHR, delivering a return of -17.8% compared to -30.7%

PHR vs PRAA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PHR(COMPANY)	PRAA(COMPANY)
Market Cap	$572M	$570M
Max Drawdown	90.00%	83.83%
Sharpe Ratio	-1.53	0.28
5Y Beta	0.98	1.26
Industry	Health Information Services	Credit Services
P/E Ratio	145.79	-2.09
Forward P/E	12.47	11.57
Debt to Equity	0.17%	0.00%
Free Cash Flow Yield	12.68%	-2.34%

Market Cap

Winner

PHR

$572M

PRAA

$570M

Max Drawdown

PHR

90.00%

Winner

PRAA

83.83%

Sharpe Ratio

PHR

-1.53

Winner

PRAA

0.28

5Y Beta

Winner

PHR

0.98

PRAA

1.26

Industry

PHR

Health Information Services

PRAA

Credit Services

P/E Ratio

PHR

145.79

Winner

PRAA

-2.09

Forward P/E

PHR

12.47

Winner

PRAA

11.57

Debt to Equity

PHR

0.17%

Winner

PRAA

0.00%

Free Cash Flow Yield

Winner

PHR

12.68%

PRAA

-2.34%

PHR vs PRAA - Historical Returns

Returns include dividend reinvestment.

Period	PHR	PRAA
1 month	+3.30%	+0.54%
3 months	-16.25%	-14.77%
6 months	-42.84%	-11.18%
1 year	-63.45%	+2.05%
5 years(CAGR)	-30.74%	-17.83%
10 years(CAGR)	N/A	-5.01%
Max(CAGR)	-13.25%	+4.70%

Winner

PHR

+3.30%

PRAA

+0.54%

PHR

-16.25%

Winner

PRAA

-14.77%

PHR

-42.84%

Winner

PRAA

-11.18%

PHR

-63.45%

Winner

PRAA

+2.05%

5Y(CAGR)

PHR

-30.74%

Winner

PRAA

-17.83%

10Y(CAGR)

PHR

N/A

PRAA

-5.01%

Max(CAGR)

PHR

-13.25%

Winner

PRAA

+4.70%

PHR vs PRAA - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	PHR	PRAA
2026	-42.45%	-14.53%
2025	-32.83%	-14.08%
2024	+9.68%	-18.68%
2023	-24.91%	-24.23%
2022	-24.67%	-32.29%
2021	-21.22%	+30.01%
2020	+105.76%	+7.10%
2019	+6.22%	+42.24%
2018	N/A	-26.93%
2017	N/A	-17.82%
2016	N/A	+14.06%
2015	N/A	-39.29%
2014	N/A	+11.81%
2013	N/A	+49.10%
2012	N/A	+55.80%
2011	N/A	-10.91%
2010	N/A	+61.62%
2009	N/A	+34.93%
2008	N/A	-12.40%
2007	N/A	-13.52%
2006	N/A	+0.24%
2005	N/A	+17.90%
2004	N/A	+56.85%
2003	N/A	+41.60%
2002	N/A	+18.12%

PHR vs PRAA Drawdown Comparison

The maximum drawdown for PHR was -90.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The current PHR drawdown is -88.36%. The current PRAA drawdown is -76.82%.

Rank	PHR	PRAA
#1	-90.00% Feb 9, 2021 - Apr 10, 2026	-83.83% Jul 13, 2015 - Feb 23, 2026
#2	-51.39% Feb 21, 2020 - Oct 21, 2020	-69.59% Jul 17, 2007 - Apr 28, 2010
#3	-22.04% Aug 12, 2019 - Oct 31, 2019	-35.55% Apr 29, 2011 - Jun 29, 2012
#4	-13.62% Nov 7, 2019 - Jan 24, 2020	-30.26% Jun 17, 2003 - Oct 15, 2004
#5	-8.74% Jan 21, 2021 - Feb 3, 2021	-26.21% Apr 26, 2006 - Apr 25, 2007
#6	-8.67% Dec 11, 2020 - Jan 12, 2021	-24.37% Nov 10, 2014 - Jul 13, 2015
#7	-6.51% Oct 27, 2020 - Nov 4, 2020	-24.24% Oct 29, 2013 - Nov 4, 2014
#8	-5.32% Nov 9, 2020 - Nov 23, 2020	-22.75% Feb 8, 2005 - Jun 28, 2005
#9	-4.39% Jul 18, 2019 - Jul 26, 2019	-20.32% Feb 18, 2003 - Apr 15, 2003
#10	-3.57% Aug 1, 2019 - Aug 9, 2019	-19.98% Sep 27, 2005 - Dec 6, 2005
#11	-3.20% Feb 5, 2020 - Feb 13, 2020	-18.67% Jun 16, 2010 - Dec 16, 2010
#12	-2.80% Feb 13, 2020 - Feb 20, 2020	-14.60% Jan 27, 2006 - Apr 26, 2006
#13	-2.77% Nov 1, 2019 - Nov 7, 2019	-13.60% Jun 17, 2013 - Aug 12, 2013
#14	-2.43% Jan 24, 2020 - Jan 28, 2020	-12.96% May 29, 2003 - Jun 17, 2003
#15	-1.65% Jul 26, 2019 - Jul 30, 2019	-11.68% Dec 30, 2004 - Jan 31, 2005