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PRAA vs SPY

Comparison between PRA Group Inc (PRAA, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed PRAA, delivering a return of +13.4% compared to -17.2%

PRAA vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
PRAA
$581M
Winner
SPY
$784B
Expense Ratio
PRAA
N/A
SPY
0.09%
Max Drawdown
PRAA
83.83%
Winner
SPY
56.47%
Sharpe Ratio
PRAA
0.28
Winner
SPY
1.56
5Y Beta
PRAA
1.26
Winner
SPY
1.00
Industry
PRAA
Credit Services
SPY
N/A
P/E Ratio
Winner
PRAA
-2.14
SPY
28.29
Forward P/E
Winner
PRAA
11.57
SPY
21.75
PEG Ratio
PRAA
5.82
SPY
N/A
5Y Dividends CAGR
PRAA
N/A
SPY
5.43%
5Y EPS CAGR
PRAA
N/A
SPY
25.98%
Debt to Equity
Winner
PRAA
0.00%
SPY
30.79%
Free Cash Flow Yield
PRAA
-2.30%
SPY
N/A
P/S Ratio
Winner
PRAA
0.47
SPY
3.79
P/B Ratio
Winner
PRAA
0.61
SPY
5.67

PRAA vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
PRAA
-6.50%
Winner
SPY
+0.48%
3M
PRAA
-6.94%
Winner
SPY
+11.67%
6M
PRAA
-9.72%
Winner
SPY
+9.42%
1Y
PRAA
+5.09%
Winner
SPY
+24.27%
5Y(CAGR)
PRAA
-17.16%
Winner
SPY
+13.36%
10Y(CAGR)
PRAA
-4.16%
Winner
SPY
+15.42%
Max(CAGR)
PRAA
+4.92%
Winner
SPY
+8.49%

PRAA vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPRAASPY
2026-10.24%+8.88%
2025-14.08%+18.00%
2024-18.68%+25.59%
2023-24.23%+26.72%
2022-32.29%-18.64%
2021+30.01%+30.52%
2020+7.10%+17.28%
2019+42.24%+31.09%
2018-26.93%-5.24%
2017-17.82%+20.78%
2016+14.06%+13.59%
2015-39.29%+1.31%
2014+11.81%+14.56%
2013+49.10%+29.00%
2012+55.80%+14.17%
2011-10.91%+0.85%
2010+61.62%+13.14%
2009+34.93%+22.67%
2008-12.40%-36.25%
2007-13.52%+5.32%
2006+0.24%+13.85%
2005+17.90%+5.32%
2004+56.85%+10.75%
2003+41.60%+24.18%
2002+18.12%-22.42%
2001N/A-10.13%
2000N/A-8.84%
1999N/A+8.61%

PRAA vs SPY Drawdown Comparison

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current PRAA drawdown is -75.66%. The current SPY drawdown is -2.35%.

RankPRAASPY
#1-83.83%
Jul 13, 2015 - Feb 23, 2026		-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-69.59%
Jul 17, 2007 - Apr 28, 2010		-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-35.55%
Apr 29, 2011 - Jun 29, 2012		-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-30.26%
Jun 17, 2003 - Oct 15, 2004		-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-26.21%
Apr 26, 2006 - Apr 25, 2007		-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-24.37%
Nov 10, 2014 - Jul 13, 2015		-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-24.24%
Oct 29, 2013 - Nov 4, 2014		-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-22.75%
Feb 8, 2005 - Jun 28, 2005		-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-20.32%
Feb 18, 2003 - Apr 15, 2003		-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-19.98%
Sep 27, 2005 - Dec 6, 2005		-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-18.67%
Jun 16, 2010 - Dec 16, 2010		-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-14.60%
Jan 27, 2006 - Apr 26, 2006		-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-13.60%
Jun 17, 2013 - Aug 12, 2013		-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-12.96%
May 29, 2003 - Jun 17, 2003		-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-11.68%
Dec 30, 2004 - Jan 31, 2005		-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between PRAA and SPY is 0.14 which considered as a very weak or no correlation - the stocks move independently of each other.

0.14
-101

Dividend Comparison (1999 - 2026)

PRAA vs SPY dividend yield comparison.

YearPRAASPY
20260.00%0.24%
20250.00%1.07%
20240.00%1.21%
20230.00%1.40%
20220.00%1.65%
20210.00%1.20%
20200.00%1.52%
20190.00%1.75%
20180.00%2.04%
20170.00%1.80%
20160.00%2.03%
20150.00%2.06%
20140.00%1.87%
20130.00%1.81%
20120.00%2.18%
20110.00%2.05%
20100.00%1.80%
20090.00%1.95%
20080.00%3.02%
20072.52%1.85%
20060.00%1.73%
20050.00%1.73%
20040.00%1.82%
20030.00%1.47%
20020.00%1.70%
20010.00%1.25%
20000.00%1.15%
19990.00%0.24%

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