PRAA vs CARS

Comparison between PRA Group Inc (PRAA, Company) and Cars.com (CARS, Company).

PRAA is from the Financial Services sector, while CARS is from the Communication Services sector.

5-Year PerformanceCARS has outperformed PRAA, delivering a return of -5.6% compared to -17.8%

PRAA vs CARS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PRAA(COMPANY)	CARS(COMPANY)
Market Cap	$570M	$569M
Max Drawdown	83.83%	88.88%
Sharpe Ratio	0.28	0.09
5Y Beta	1.26	1.08
Industry	Credit Services	Internet Content & Information
P/E Ratio	-2.09	21.94
Forward P/E	11.57	5.14
5Y EPS CAGR	N/A	55.00%
Debt to Equity	0.00%	98.06%
Free Cash Flow Yield	-2.34%	27.81%

Market Cap

Winner

PRAA

$570M

CARS

$569M

Max Drawdown

Winner

PRAA

83.83%

CARS

88.88%

Sharpe Ratio

Winner

PRAA

0.28

CARS

0.09

5Y Beta

PRAA

1.26

Winner

CARS

1.08

Industry

PRAA

Credit Services

CARS

Internet Content & Information

P/E Ratio

Winner

PRAA

-2.09

CARS

21.94

Forward P/E

PRAA

11.57

Winner

CARS

5.14

5Y EPS CAGR

PRAA

N/A

CARS

55.00%

Debt to Equity

Winner

PRAA

0.00%

CARS

98.06%

Free Cash Flow Yield

PRAA

-2.34%

Winner

CARS

27.81%

PRAA vs CARS - Historical Returns

Returns include dividend reinvestment.

Period	PRAA	CARS
1 month	+0.54%	-0.80%
3 months	-14.77%	+25.00%
6 months	-11.18%	-26.30%
1 year	+2.05%	-8.72%
5 years(CAGR)	-17.83%	-5.55%
10 years(CAGR)	-5.01%	-10.55%
Max(CAGR)	+4.70%	-10.55%

Winner

PRAA

+0.54%

CARS

-0.80%

PRAA

-14.77%

Winner

CARS

+25.00%

Winner

PRAA

-11.18%

CARS

-26.30%

Winner

PRAA

+2.05%

CARS

-8.72%

5Y(CAGR)

PRAA

-17.83%

Winner

CARS

-5.55%

10Y(CAGR)

Winner

PRAA

-5.01%

CARS

-10.55%

Max(CAGR)

Winner

PRAA

+4.70%

CARS

-10.55%

PRAA vs CARS - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	PRAA	CARS
2026	-14.53%	-17.36%
2025	-14.08%	-27.55%
2024	-18.68%	-5.66%
2023	-24.23%	+37.07%
2022	-32.29%	-16.75%
2021	+30.01%	+41.26%
2020	+7.10%	-6.61%
2019	+42.24%	-44.56%
2018	-26.93%	-25.84%
2017	-17.82%	+5.72%
2016	+14.06%	N/A
2015	-39.29%	N/A
2014	+11.81%	N/A
2013	+49.10%	N/A
2012	+55.80%	N/A
2011	-10.91%	N/A
2010	+61.62%	N/A
2009	+34.93%	N/A
2008	-12.40%	N/A
2007	-13.52%	N/A
2006	+0.24%	N/A
2005	+17.90%	N/A
2004	+56.85%	N/A
2003	+41.60%	N/A
2002	+18.12%	N/A

PRAA vs CARS Drawdown Comparison

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for CARS was -88.88%, occurring on Apr 2, 2020. This drawdown has not yet recovered.

The current PRAA drawdown is -76.82%. The current CARS drawdown is -69.36%.

Rank	PRAA	CARS
#1	-83.83% Jul 13, 2015 - Feb 23, 2026	-88.88% Jul 12, 2018 - Apr 2, 2020
#2	-69.59% Jul 17, 2007 - Apr 28, 2010	-24.90% Jan 8, 2018 - Jul 11, 2018
#3	-35.55% Apr 29, 2011 - Jun 29, 2012	-24.50% Jun 6, 2017 - Dec 19, 2017
#4	-30.26% Jun 17, 2003 - Oct 15, 2004	-3.87% Dec 21, 2017 - Jan 5, 2018
#5	-26.21% Apr 26, 2006 - Apr 25, 2007	-0.84% Jun 1, 2017 - Jun 5, 2017
#6	-24.37% Nov 10, 2014 - Jul 13, 2015	N/A
#7	-24.24% Oct 29, 2013 - Nov 4, 2014	N/A
#8	-22.75% Feb 8, 2005 - Jun 28, 2005	N/A
#9	-20.32% Feb 18, 2003 - Apr 15, 2003	N/A
#10	-19.98% Sep 27, 2005 - Dec 6, 2005	N/A
#11	-18.67% Jun 16, 2010 - Dec 16, 2010	N/A
#12	-14.60% Jan 27, 2006 - Apr 26, 2006	N/A
#13	-13.60% Jun 17, 2013 - Aug 12, 2013	N/A
#14	-12.96% May 29, 2003 - Jun 17, 2003	N/A
#15	-11.68% Dec 30, 2004 - Jan 31, 2005	N/A