PRAA vs CVII

Comparison between PRA Group Inc (PRAA, Company) and Churchill Capital Corp VII - Class A (CVII, Company).

Both PRAA and CVII are from the Financial Services sector.

5-Year PerformanceCVII has outperformed PRAA, delivering a return of +0.5% compared to -17.8%

PRAA vs CVII - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PRAA(COMPANY)	CVII(COMPANY)
Market Cap	$570M	$570M
Max Drawdown	83.83%	19.11%
Sharpe Ratio	0.28	-0.25
5Y Beta	1.26	-0.05
Industry	Credit Services	Shell Companies
P/E Ratio	-2.09	-366.18
Forward P/E	11.57	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-2.34%	-3.30%
P/B Ratio	N/A	-8.91

Market Cap

PRAA

$570M

Winner

CVII

$570M

Max Drawdown

PRAA

83.83%

Winner

CVII

19.11%

Sharpe Ratio

Winner

PRAA

0.28

CVII

-0.25

5Y Beta

PRAA

1.26

Winner

CVII

-0.05

Industry

PRAA

Credit Services

CVII

Shell Companies

P/E Ratio

PRAA

-2.09

Winner

CVII

-366.18

Forward P/E

PRAA

11.57

CVII

N/A

Debt to Equity

PRAA

0.00%

CVII

0.00%

Free Cash Flow Yield

Winner

PRAA

-2.34%

CVII

-3.30%

P/B Ratio

PRAA

N/A

CVII

-8.91

PRAA vs CVII - Historical Returns

Returns include dividend reinvestment.

Period	PRAA	CVII
1 month	+0.54%	+0.00%
3 months	-14.77%	+0.00%
6 months	-11.18%	N/A
1 year	+2.05%	N/A
5 years(CAGR)	-17.83%	+0.55%
10 years(CAGR)	-5.01%	N/A
Max(CAGR)	+4.70%	+0.27%

Winner

PRAA

+0.54%

CVII

+0.00%

PRAA

-14.77%

Winner

CVII

+0.00%

PRAA

-11.18%

CVII

N/A

PRAA

+2.05%

CVII

N/A

5Y(CAGR)

PRAA

-17.83%

Winner

CVII

+0.55%

10Y(CAGR)

PRAA

-5.01%

CVII

N/A

Max(CAGR)

Winner

PRAA

+4.70%

CVII

+0.27%

PRAA vs CVII - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	PRAA	CVII
2026	-14.53%	+0.00%
2025	-14.08%	N/A
2024	-18.68%	-4.86%
2023	-24.23%	+5.11%
2022	-32.29%	+1.42%
2021	+30.01%	-0.20%
2020	+7.10%	N/A
2019	+42.24%	N/A
2018	-26.93%	N/A
2017	-17.82%	N/A
2016	+14.06%	N/A
2015	-39.29%	N/A
2014	+11.81%	N/A
2013	+49.10%	N/A
2012	+55.80%	N/A
2011	-10.91%	N/A
2010	+61.62%	N/A
2009	+34.93%	N/A
2008	-12.40%	N/A
2007	-13.52%	N/A
2006	+0.24%	N/A
2005	+17.90%	N/A
2004	+56.85%	N/A
2003	+41.60%	N/A
2002	+18.12%	N/A

PRAA vs CVII Drawdown Comparison

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The maximum drawdown for CVII was -19.11%, occurring on Aug 16, 2024. This drawdown has not yet recovered.

The current PRAA drawdown is -76.82%. The current CVII drawdown is -19.11%.

Rank	PRAA	CVII
#1	-83.83% Jul 13, 2015 - Feb 23, 2026	-19.11% Aug 12, 2024 - Aug 16, 2024
#2	-69.59% Jul 17, 2007 - Apr 28, 2010	-4.17% Jul 17, 2023 - Jun 26, 2024
#3	-35.55% Apr 29, 2011 - Jun 29, 2012	-2.82% May 5, 2021 - Oct 26, 2022
#4	-30.26% Jun 17, 2003 - Oct 15, 2004	-1.21% Apr 8, 2021 - May 4, 2021
#5	-26.21% Apr 26, 2006 - Apr 25, 2007	-1.01% Jun 12, 2023 - Jul 17, 2023
#6	-24.37% Nov 10, 2014 - Jul 13, 2015	-0.80% Oct 26, 2022 - Jan 10, 2023
#7	-24.24% Oct 29, 2013 - Nov 4, 2014	-0.40% Feb 6, 2023 - Mar 13, 2023
#8	-22.75% Feb 8, 2005 - Jun 28, 2005	-0.37% Jun 26, 2024 - Jul 31, 2024
#9	-20.32% Feb 18, 2003 - Apr 15, 2003	-0.37% Aug 7, 2024 - Aug 9, 2024
#10	-19.98% Sep 27, 2005 - Dec 6, 2005	-0.20% Jan 30, 2023 - Feb 6, 2023
#11	-18.67% Jun 16, 2010 - Dec 16, 2010	-0.20% Mar 27, 2023 - Apr 14, 2023
#12	-14.60% Jan 27, 2006 - Apr 26, 2006	-0.18% Jul 31, 2024 - Aug 5, 2024
#13	-13.60% Jun 17, 2013 - Aug 12, 2013	-0.15% May 1, 2023 - May 5, 2023
#14	-12.96% May 29, 2003 - Jun 17, 2003	-0.15% May 17, 2023 - May 30, 2023
#15	-11.68% Dec 30, 2004 - Jan 31, 2005	-0.15% Jun 2, 2023 - Jun 12, 2023

Correlation

Correlation between PRAA and CVII is -0.66 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.66

-101