PCTY vs MTG

Comparison between Paylocity Holding Corp (PCTY, Company) and MGIC Investment Corp (MTG, Company).

PCTY is from the Technology sector, while MTG is from the Financial Services sector.

5-Year PerformanceMTG has outperformed PCTY, delivering a return of +18.1% compared to -10.3%

PCTY vs MTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCTY(COMPANY)	MTG(COMPANY)
Market Cap	$5.96B	$6B
Max Drawdown	68.90%	98.92%
Sharpe Ratio	-1.10	0.10
5Y Beta	0.65	0.59
Industry	Software - Application	Insurance - Specialty
P/E Ratio	23.34	8.74
Forward P/E	13.04	9.11
PEG Ratio	1.39	1.92
Dividend Yield	N/A	2.06%
5Y Dividends CAGR	N/A	24.92%
5Y EPS CAGR	32.33%	19.56%
Debt to Equity	6.88%	0.00%
Free Cash Flow Yield	8.17%	11.75%
P/S Ratio	3.24	4.94
P/B Ratio	4.74	1.18

Market Cap

PCTY

$5.96B

Winner

MTG

$6B

Max Drawdown

Winner

PCTY

68.90%

MTG

98.92%

Sharpe Ratio

PCTY

-1.10

Winner

MTG

0.10

5Y Beta

PCTY

0.65

Winner

MTG

0.59

Industry

PCTY

Software - Application

MTG

Insurance - Specialty

P/E Ratio

PCTY

23.34

Winner

MTG

8.74

Forward P/E

PCTY

13.04

Winner

MTG

9.11

PEG Ratio

Winner

PCTY

1.39

MTG

1.92

Dividend Yield

PCTY

N/A

MTG

2.06%

5Y Dividends CAGR

PCTY

N/A

MTG

24.92%

5Y EPS CAGR

Winner

PCTY

32.33%

MTG

19.56%

Debt to Equity

PCTY

6.88%

Winner

MTG

0.00%

Free Cash Flow Yield

PCTY

8.17%

Winner

MTG

11.75%

P/S Ratio

Winner

PCTY

3.24

MTG

4.94

P/B Ratio

PCTY

4.74

Winner

MTG

1.18

PCTY vs MTG - Historical Returns

Returns include dividend reinvestment.

Period	PCTY	MTG
1 month	+0.27%	+10.58%
3 months	+6.53%	+5.00%
6 months	-25.43%	-1.56%
1 year	-38.12%	+5.20%
5 years(CAGR)	-10.29%	+18.09%
10 years(CAGR)	+10.28%	+19.16%
Max(CAGR)	+13.47%	-1.90%

PCTY

+0.27%

Winner

MTG

+10.58%

Winner

PCTY

+6.53%

MTG

+5.00%

PCTY

-25.43%

Winner

MTG

-1.56%

PCTY

-38.12%

Winner

MTG

+5.20%

5Y(CAGR)

PCTY

-10.29%

Winner

MTG

+18.09%

10Y(CAGR)

PCTY

+10.28%

Winner

MTG

+19.16%

Max(CAGR)

Winner

PCTY

+13.47%

MTG

-1.90%

PCTY vs MTG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PCTY	MTG
2026	-21.91%	-2.13%
2025	-21.82%	+26.10%
2024	+22.52%	+25.41%
2023	-14.38%	+51.14%
2022	-16.21%	-8.35%
2021	+18.66%	+22.26%
2020	+62.42%	-9.16%
2019	+102.89%	+36.05%
2018	+26.15%	-26.65%
2017	+56.73%	+35.41%
2016	-22.17%	+18.08%
2015	+57.97%	-5.66%
2014	+8.61%	+10.95%
2013	N/A	+183.22%
2012	N/A	-25.91%
2011	N/A	-65.40%
2010	N/A	+64.09%
2009	N/A	+44.50%
2008	N/A	-83.93%
2007	N/A	-64.13%
2006	N/A	-5.43%
2005	N/A	-1.79%
2004	N/A	+22.76%
2003	N/A	+32.55%
2002	N/A	-33.10%
2001	N/A	-3.78%
2000	N/A	+18.46%
1999	N/A	+2.93%

PCTY vs MTG Drawdown Comparison

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for MTG was -98.86%, occurring on Aug 3, 2012. This drawdown has not yet recovered.

The current PCTY drawdown is -62.79%. The current MTG drawdown is -55.09%.

Rank	PCTY	MTG
#1	-68.90% Nov 1, 2021 - Apr 10, 2026	-98.86% Jul 13, 2004 - Aug 3, 2012
#2	-50.57% Feb 4, 2020 - Jul 1, 2020	-55.93% Jun 27, 2001 - Jul 13, 2004
#3	-45.55% Nov 19, 2015 - Aug 4, 2016	-47.79% Dec 7, 1999 - Sep 8, 2000
#4	-40.41% Mar 21, 2014 - Nov 7, 2014	-27.78% Oct 30, 2000 - Jun 6, 2001
#5	-36.70% Aug 8, 2016 - Jun 1, 2017	-7.02% Sep 11, 2000 - Oct 25, 2000
#6	-35.97% Sep 14, 2018 - Feb 19, 2019	-5.42% Nov 8, 1999 - Dec 7, 1999
#7	-26.96% Dec 23, 2020 - Aug 5, 2021	-3.62% Oct 25, 2000 - Oct 27, 2000
#8	-23.64% Nov 21, 2014 - Feb 19, 2015	-2.56% Nov 1, 1999 - Nov 8, 1999
#9	-22.59% Aug 5, 2015 - Nov 6, 2015	-2.14% Jun 13, 2001 - Jun 15, 2001
#10	-19.66% Oct 31, 2017 - Mar 12, 2018	-1.69% Jun 21, 2001 - Jun 27, 2001
#11	-17.47% Mar 20, 2015 - May 8, 2015	-1.63% Jun 15, 2001 - Jun 21, 2001
#12	-16.92% Jul 2, 2020 - Sep 28, 2020	-1.38% Jun 6, 2001 - Jun 13, 2001
#13	-15.07% Aug 27, 2019 - Nov 15, 2019	N/A
#14	-13.76% Jul 26, 2019 - Aug 9, 2019	N/A
#15	-13.09% May 16, 2019 - Jul 11, 2019	N/A