MTG vs ESNT

Comparison between MGIC Investment Corp (MTG, Company) and Essent Group Ltd (ESNT, Company).

Both MTG and ESNT are from the Financial Services sector.

5-Year PerformanceMTG has outperformed ESNT, delivering a return of +14.9% compared to +6.3%

MTG vs ESNT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MTG(COMPANY)	ESNT(COMPANY)
Market Cap	$5.48B	$5.47B
Max Drawdown	98.92%	64.94%
Sharpe Ratio	-0.07	0.05
5Y Beta	0.60	0.49
Industry	Insurance - Specialty	Insurance - Specialty
P/E Ratio	7.99	8.26
Forward P/E	8.24	8.00
PEG Ratio	1.75	2.45
Dividend Yield	2.30%	2.25%
5Y Dividends CAGR	24.92%	10.26%
5Y EPS CAGR	19.56%	14.95%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	12.86%	14.95%
P/S Ratio	4.49	4.16
P/B Ratio	1.07	0.94

Market Cap

Winner

MTG

$5.48B

ESNT

$5.47B

Max Drawdown

MTG

98.92%

Winner

ESNT

64.94%

Sharpe Ratio

MTG

-0.07

Winner

ESNT

0.05

5Y Beta

MTG

0.60

Winner

ESNT

0.49

Industry

MTG

Insurance - Specialty

ESNT

Insurance - Specialty

P/E Ratio

Winner

MTG

7.99

ESNT

8.26

Forward P/E

MTG

8.24

Winner

ESNT

8.00

PEG Ratio

Winner

MTG

1.75

ESNT

2.45

Dividend Yield

Winner

MTG

2.30%

ESNT

2.25%

5Y Dividends CAGR

Winner

MTG

24.92%

ESNT

10.26%

5Y EPS CAGR

Winner

MTG

19.56%

ESNT

14.95%

Debt to Equity

MTG

0.00%

ESNT

0.00%

Free Cash Flow Yield

MTG

12.86%

Winner

ESNT

14.95%

P/S Ratio

MTG

4.49

Winner

ESNT

4.16

P/B Ratio

MTG

1.07

Winner

ESNT

0.94

MTG vs ESNT - Historical Returns

Returns include dividend reinvestment.

Period	MTG	ESNT
1 month	-0.96%	-3.50%
3 months	-0.59%	+2.43%
6 months	-10.03%	-8.20%
1 year	-1.89%	+0.86%
5 years(CAGR)	+14.90%	+6.34%
10 years(CAGR)	+17.15%	+11.87%
Max(CAGR)	-2.23%	+9.60%

Winner

MTG

-0.96%

ESNT

-3.50%

MTG

-0.59%

Winner

ESNT

+2.43%

MTG

-10.03%

Winner

ESNT

-8.20%

MTG

-1.89%

Winner

ESNT

+0.86%

5Y(CAGR)

Winner

MTG

+14.90%

ESNT

+6.34%

10Y(CAGR)

Winner

MTG

+17.15%

ESNT

+11.87%

Max(CAGR)

MTG

-2.23%

Winner

ESNT

+9.60%

MTG vs ESNT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MTG	ESNT
2026	-10.46%	-8.62%
2025	+26.10%	+21.84%
2024	+25.41%	+4.90%
2023	+51.14%	+36.50%
2022	-8.35%	-12.97%
2021	+22.26%	+9.70%
2020	-9.16%	-14.46%
2019	+36.05%	+53.54%
2018	-26.65%	-22.02%
2017	+35.41%	+33.93%
2016	+18.08%	+50.98%
2015	-5.66%	-14.92%
2014	+10.95%	+10.01%
2013	+183.22%	+14.57%
2012	-25.91%	N/A
2011	-65.40%	N/A
2010	+64.09%	N/A
2009	+44.50%	N/A
2008	-83.93%	N/A
2007	-64.13%	N/A
2006	-5.43%	N/A
2005	-1.79%	N/A
2004	+22.76%	N/A
2003	+32.55%	N/A
2002	-33.10%	N/A
2001	-3.78%	N/A
2000	+18.46%	N/A
1999	+2.93%	N/A

MTG vs ESNT Drawdown Comparison

The maximum drawdown for MTG was -98.86%, occurring on Aug 3, 2012. This drawdown has not yet recovered.

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The current MTG drawdown is -58.91%. The current ESNT drawdown is -11.56%.

Rank	MTG	ESNT
#1	-98.86% Jul 13, 2004 - Aug 3, 2012	-64.70% Nov 27, 2019 - Aug 4, 2023
#2	-55.93% Jun 27, 2001 - Jul 13, 2004	-43.52% Jul 20, 2015 - Nov 10, 2016
#3	-47.79% Dec 7, 1999 - Sep 8, 2000	-37.27% Jan 23, 2018 - Sep 20, 2019
#4	-27.78% Oct 30, 2000 - Jun 6, 2001	-32.32% Feb 18, 2014 - May 8, 2015
#5	-7.02% Sep 11, 2000 - Oct 25, 2000	-18.35% Oct 17, 2024 - Aug 22, 2025
#6	-5.42% Nov 8, 1999 - Dec 7, 1999	-15.41% Dec 18, 2025 - Jun 3, 2026
#7	-3.62% Oct 25, 2000 - Oct 27, 2000	-13.06% Aug 7, 2023 - Dec 21, 2023
#8	-2.56% Nov 1, 1999 - Nov 8, 1999	-12.07% Mar 28, 2024 - Jul 15, 2024
#9	-2.14% Jun 13, 2001 - Jun 15, 2001	-11.04% Aug 7, 2017 - Oct 13, 2017
#10	-1.69% Jun 21, 2001 - Jun 27, 2001	-10.67% Apr 26, 2017 - Jul 7, 2017
#11	-1.63% Jun 15, 2001 - Jun 21, 2001	-10.20% Sep 18, 2025 - Dec 15, 2025
#12	-1.38% Jun 6, 2001 - Jun 13, 2001	-9.90% Nov 5, 2013 - Dec 20, 2013
#13	N/A	-9.29% Sep 20, 2019 - Oct 21, 2019
#14	N/A	-9.06% Oct 20, 2017 - Nov 16, 2017
#15	N/A	-7.97% Jan 30, 2024 - Mar 20, 2024

Correlation

Correlation between MTG and ESNT is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

MTG vs ESNT dividend yield comparison.

Year	MTG	ESNT
2026	1.16%	1.20%
2025	1.92%	1.91%
2024	2.07%	2.06%
2023	2.23%	1.90%
2022	2.77%	2.21%
2021	1.94%	1.54%
2020	1.91%	1.48%
2019	0.85%	0.58%
2008	2.16%	0.00%
2007	3.46%	0.00%
2006	1.60%	0.00%
2005	0.80%	0.00%
2004	0.33%	0.00%
2003	0.20%	0.00%
2002	0.24%	0.00%
2001	0.16%	0.00%
2000	0.17%	0.00%
1999	0.04%	0.00%