ESNT vs SIGI

Comparison between Essent Group Ltd (ESNT, Company) and Selective Insurance Group Inc (SIGI, Company).

Both ESNT and SIGI are from the Financial Services sector.

5-Year PerformanceESNT has outperformed SIGI, delivering a return of +6.3% compared to +5.3%

ESNT vs SIGI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ESNT(COMPANY)	SIGI(COMPANY)
Market Cap	$5.47B	$5.48B
Max Drawdown	64.94%	64.96%
Sharpe Ratio	0.05	0.35
5Y Beta	0.49	0.37
Industry	Insurance - Specialty	Insurance - Property & Casualty
P/E Ratio	8.26	13.53
Forward P/E	8.00	10.74
PEG Ratio	2.45	0.18
Dividend Yield	2.25%	1.77%
5Y Dividends CAGR	10.26%	11.12%
5Y EPS CAGR	14.95%	14.90%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	14.95%	20.69%
P/S Ratio	4.16	1.00
P/B Ratio	0.94	1.57

Market Cap

ESNT

$5.47B

Winner

SIGI

$5.48B

Max Drawdown

Winner

ESNT

64.94%

SIGI

64.96%

Sharpe Ratio

ESNT

0.05

Winner

SIGI

0.35

5Y Beta

ESNT

0.49

Winner

SIGI

0.37

Industry

ESNT

Insurance - Specialty

SIGI

Insurance - Property & Casualty

P/E Ratio

Winner

ESNT

8.26

SIGI

13.53

Forward P/E

Winner

ESNT

8.00

SIGI

10.74

PEG Ratio

ESNT

2.45

Winner

SIGI

0.18

Dividend Yield

Winner

ESNT

2.25%

SIGI

1.77%

5Y Dividends CAGR

ESNT

10.26%

Winner

SIGI

11.12%

5Y EPS CAGR

Winner

ESNT

14.95%

SIGI

14.90%

Debt to Equity

ESNT

0.00%

SIGI

0.00%

Free Cash Flow Yield

ESNT

14.95%

Winner

SIGI

20.69%

P/S Ratio

ESNT

4.16

Winner

SIGI

1.00

P/B Ratio

Winner

ESNT

0.94

SIGI

1.57

ESNT vs SIGI - Historical Returns

Returns include dividend reinvestment.

Period	ESNT	SIGI
1 month	-3.50%	+8.12%
3 months	+2.43%	+21.28%
6 months	-8.20%	+13.39%
1 year	+0.86%	+9.88%
5 years(CAGR)	+6.34%	+5.29%
10 years(CAGR)	+11.87%	+11.16%
Max(CAGR)	+9.60%	+11.29%

ESNT

-3.50%

Winner

SIGI

+8.12%

ESNT

+2.43%

Winner

SIGI

+21.28%

ESNT

-8.20%

Winner

SIGI

+13.39%

ESNT

+0.86%

Winner

SIGI

+9.88%

5Y(CAGR)

Winner

ESNT

+6.34%

SIGI

+5.29%

10Y(CAGR)

Winner

ESNT

+11.87%

SIGI

+11.16%

Max(CAGR)

ESNT

+9.60%

Winner

SIGI

+11.29%

ESNT vs SIGI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ESNT	SIGI
2026	-8.62%	+11.74%
2025	+21.84%	-7.43%
2024	+4.90%	-5.18%
2023	+36.50%	+12.31%
2022	-12.97%	+11.74%
2021	+9.70%	+27.72%
2020	-14.46%	+4.06%
2019	+53.54%	+11.13%
2018	-22.02%	+7.40%
2017	+33.93%	+37.05%
2016	+50.98%	+35.02%
2015	-14.92%	+27.74%
2014	+10.01%	+5.02%
2013	+14.57%	+39.24%
2012	N/A	+8.98%
2011	N/A	-1.96%
2010	N/A	+11.59%
2009	N/A	-24.96%
2008	N/A	+3.26%
2007	N/A	-17.98%
2006	N/A	+4.91%
2005	N/A	+23.22%
2004	N/A	+39.66%
2003	N/A	+26.02%
2002	N/A	+12.16%
2001	N/A	-3.92%
2000	N/A	+49.73%
1999	N/A	-7.24%

ESNT vs SIGI Drawdown Comparison

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The maximum drawdown for SIGI was -63.07%, occurring on Mar 9, 2009. Recovery took 1604 trading sessions.

The current ESNT drawdown is -11.56%. The current SIGI drawdown is -11.85%.

Rank	ESNT	SIGI
#1	-64.70% Nov 27, 2019 - Aug 4, 2023	-63.07% Dec 27, 2006 - May 14, 2013
#2	-43.52% Jul 20, 2015 - Nov 10, 2016	-48.40% Aug 22, 2019 - Jun 24, 2021
#3	-37.27% Jan 23, 2018 - Sep 20, 2019	-34.86% May 3, 2002 - Sep 11, 2003
#4	-32.32% Feb 18, 2014 - May 8, 2015	-30.47% Mar 28, 2024 - Nov 3, 2025
#5	-18.35% Oct 17, 2024 - Aug 22, 2025	-29.17% Jun 21, 2001 - Apr 12, 2002
#6	-15.41% Dec 18, 2025 - Jun 3, 2026	-21.89% Nov 29, 2013 - Feb 5, 2015
#7	-13.06% Aug 7, 2023 - Dec 21, 2023	-20.67% Nov 2, 1999 - Apr 19, 2000
#8	-12.07% Mar 28, 2024 - Jul 15, 2024	-20.53% May 16, 2000 - Nov 13, 2000
#9	-11.04% Aug 7, 2017 - Oct 13, 2017	-20.28% Oct 28, 2015 - Apr 1, 2016
#10	-10.67% Apr 26, 2017 - Jul 7, 2017	-19.32% Jan 16, 2001 - May 3, 2001
#11	-10.20% Sep 18, 2025 - Dec 15, 2025	-17.42% Apr 1, 2022 - Oct 19, 2022
#12	-9.90% Nov 5, 2013 - Dec 20, 2013	-15.36% Jul 2, 2004 - Oct 27, 2004
#13	-9.29% Sep 20, 2019 - Oct 21, 2019	-14.92% Oct 30, 2018 - Feb 20, 2019
#14	-9.06% Oct 20, 2017 - Nov 16, 2017	-13.95% Sep 7, 2016 - Nov 22, 2016
#15	-7.97% Jan 30, 2024 - Mar 20, 2024	-13.29% Mar 4, 2004 - Jun 23, 2004

Correlation

Correlation between ESNT and SIGI is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (1999 - 2026)

ESNT vs SIGI dividend yield comparison.

Year	ESNT	SIGI
2026	1.20%	0.93%
2025	1.91%	1.88%
2024	2.06%	1.53%
2023	1.90%	1.26%
2022	2.21%	1.29%
2021	1.54%	1.26%
2020	1.48%	1.40%
2019	0.58%	1.27%
2018	0.00%	1.21%
2017	0.00%	1.12%
2016	0.00%	1.42%
2015	0.00%	1.70%
2014	0.00%	1.95%
2013	0.00%	1.92%
2012	0.00%	2.70%
2011	0.00%	2.93%
2010	0.00%	2.87%
2009	0.00%	3.16%
2008	0.00%	2.27%
2007	0.00%	2.13%
2006	0.00%	1.54%
2005	0.00%	1.49%
2004	0.00%	1.58%
2003	0.00%	1.92%
2002	0.00%	2.38%
2001	0.00%	2.76%
2000	0.00%	2.47%
1999	0.00%	0.87%