PCTY vs TERN

Comparison between Paylocity Holding Corp (PCTY, Company) and Terns Pharmaceuticals Inc (TERN, Company).

PCTY is from the Technology sector, while TERN is from the Healthcare sector.

5-Year PerformanceTERN has outperformed PCTY, delivering a return of +25.4% compared to -10.3%

PCTY vs TERN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PCTY(COMPANY)	TERN(COMPANY)
Market Cap	$5.96B	$5.95B
Max Drawdown	68.90%	94.50%
Sharpe Ratio	-1.10	3.07
5Y Beta	0.65	N/A
Industry	Software - Application	Biotechnology
P/E Ratio	23.34	-50.88
Forward P/E	13.04	N/A
PEG Ratio	1.39	N/A
5Y EPS CAGR	32.33%	N/A
Debt to Equity	6.88%	0.00%
Free Cash Flow Yield	8.17%	-1.38%
P/S Ratio	3.24	N/A
P/B Ratio	4.74	N/A

Market Cap

Winner

PCTY

$5.96B

TERN

$5.95B

Max Drawdown

Winner

PCTY

68.90%

TERN

94.50%

Sharpe Ratio

PCTY

-1.10

Winner

TERN

3.07

5Y Beta

PCTY

0.65

TERN

N/A

Industry

PCTY

Software - Application

TERN

Biotechnology

P/E Ratio

PCTY

23.34

Winner

TERN

-50.88

Forward P/E

PCTY

13.04

TERN

N/A

PEG Ratio

PCTY

1.39

TERN

N/A

5Y EPS CAGR

PCTY

32.33%

TERN

N/A

Debt to Equity

PCTY

6.88%

Winner

TERN

0.00%

Free Cash Flow Yield

Winner

PCTY

8.17%

TERN

-1.38%

P/S Ratio

PCTY

3.24

TERN

N/A

P/B Ratio

PCTY

4.74

TERN

N/A

PCTY vs TERN - Historical Returns

Returns include dividend reinvestment.

Period	PCTY	TERN
1 month	+0.27%	+0.32%
3 months	+6.53%	+49.83%
6 months	-25.43%	+191.09%
1 year	-38.12%	+1504.55%
5 years(CAGR)	-10.29%	+25.44%
10 years(CAGR)	+10.28%	N/A
Max(CAGR)	+13.47%	+22.35%

PCTY

+0.27%

Winner

TERN

+0.32%

PCTY

+6.53%

Winner

TERN

+49.83%

PCTY

-25.43%

Winner

TERN

+191.09%

PCTY

-38.12%

Winner

TERN

+1504.55%

5Y(CAGR)

PCTY

-10.29%

Winner

TERN

+25.44%

10Y(CAGR)

PCTY

+10.28%

TERN

N/A

Max(CAGR)

PCTY

+13.47%

Winner

TERN

+22.35%

PCTY vs TERN - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	PCTY	TERN
2026	-21.91%	+32.01%
2025	-21.82%	+612.52%
2024	+22.52%	-14.51%
2023	-14.38%	-26.08%
2022	-16.21%	+51.94%
2021	+18.66%	-61.56%
2020	+62.42%	N/A
2019	+102.89%	N/A
2018	+26.15%	N/A
2017	+56.73%	N/A
2016	-22.17%	N/A
2015	+57.97%	N/A
2014	+8.61%	N/A

PCTY vs TERN Drawdown Comparison

The maximum drawdown for PCTY was -68.90%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The current PCTY drawdown is -62.79%. The current TERN drawdown is -0.41%.

Rank	PCTY	TERN
#1	-68.90% Nov 1, 2021 - Apr 10, 2026	-94.50% Mar 19, 2021 - Nov 18, 2025
#2	-50.57% Feb 4, 2020 - Jul 1, 2020	-32.02% Mar 3, 2021 - Mar 12, 2021
#3	-45.55% Nov 19, 2015 - Aug 4, 2016	-27.56% Dec 11, 2025 - Mar 18, 2026
#4	-40.41% Mar 21, 2014 - Nov 7, 2014	-16.13% Feb 10, 2021 - Feb 24, 2021
#5	-36.70% Aug 8, 2016 - Jun 1, 2017	-12.11% Nov 25, 2025 - Dec 5, 2025
#6	-35.97% Sep 14, 2018 - Feb 19, 2019	-5.26% Nov 18, 2025 - Nov 24, 2025
#7	-26.96% Dec 23, 2020 - Aug 5, 2021	-4.09% Mar 12, 2021 - Mar 18, 2021
#8	-23.64% Nov 21, 2014 - Feb 19, 2015	-2.27% Mar 1, 2021 - Mar 3, 2021
#9	-22.59% Aug 5, 2015 - Nov 6, 2015	-1.26% Mar 19, 2026 - Mar 23, 2026
#10	-19.66% Oct 31, 2017 - Mar 12, 2018	-1.15% Mar 26, 2026 - Apr 9, 2026
#11	-17.47% Mar 20, 2015 - May 8, 2015	-0.13% Feb 25, 2021 - Mar 1, 2021
#12	-16.92% Jul 2, 2020 - Sep 28, 2020	N/A
#13	-15.07% Aug 27, 2019 - Nov 15, 2019	N/A
#14	-13.76% Jul 26, 2019 - Aug 9, 2019	N/A
#15	-13.09% May 16, 2019 - Jul 11, 2019	N/A

Correlation

Correlation between PCTY and TERN is -0.52 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.52

-101