MTG vs TERN

Comparison between MGIC Investment Corp (MTG, Company) and Terns Pharmaceuticals Inc (TERN, Company).

MTG is from the Financial Services sector, while TERN is from the Healthcare sector.

5-Year PerformanceTERN has outperformed MTG, delivering a return of +25.4% compared to +18.1%

MTG vs TERN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MTG(COMPANY)	TERN(COMPANY)
Market Cap	$6B	$5.95B
Max Drawdown	98.92%	94.50%
Sharpe Ratio	0.10	3.07
5Y Beta	0.59	N/A
Industry	Insurance - Specialty	Biotechnology
P/E Ratio	8.74	-50.88
Forward P/E	9.11	N/A
PEG Ratio	1.92	N/A
Dividend Yield	2.06%	N/A
5Y Dividends CAGR	24.92%	N/A
5Y EPS CAGR	19.56%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	11.75%	-1.38%
P/S Ratio	4.94	N/A
P/B Ratio	1.18	N/A

Market Cap

Winner

MTG

$6B

TERN

$5.95B

Max Drawdown

MTG

98.92%

Winner

TERN

94.50%

Sharpe Ratio

MTG

0.10

Winner

TERN

3.07

5Y Beta

MTG

0.59

TERN

N/A

Industry

MTG

Insurance - Specialty

TERN

Biotechnology

P/E Ratio

MTG

8.74

Winner

TERN

-50.88

Forward P/E

MTG

9.11

TERN

N/A

PEG Ratio

MTG

1.92

TERN

N/A

Dividend Yield

MTG

2.06%

TERN

N/A

5Y Dividends CAGR

MTG

24.92%

TERN

N/A

5Y EPS CAGR

MTG

19.56%

TERN

N/A

Debt to Equity

MTG

0.00%

TERN

0.00%

Free Cash Flow Yield

Winner

MTG

11.75%

TERN

-1.38%

P/S Ratio

MTG

4.94

TERN

N/A

P/B Ratio

MTG

1.18

TERN

N/A

MTG vs TERN - Historical Returns

Returns include dividend reinvestment.

Period	MTG	TERN
1 month	+10.58%	+0.32%
3 months	+5.00%	+49.83%
6 months	-1.56%	+191.09%
1 year	+5.20%	+1504.55%
5 years(CAGR)	+18.09%	+25.44%
10 years(CAGR)	+19.16%	N/A
Max(CAGR)	-1.90%	+22.35%

Winner

MTG

+10.58%

TERN

+0.32%

MTG

+5.00%

Winner

TERN

+49.83%

MTG

-1.56%

Winner

TERN

+191.09%

MTG

+5.20%

Winner

TERN

+1504.55%

5Y(CAGR)

MTG

+18.09%

Winner

TERN

+25.44%

10Y(CAGR)

MTG

+19.16%

TERN

N/A

Max(CAGR)

MTG

-1.90%

Winner

TERN

+22.35%

MTG vs TERN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MTG	TERN
2026	-2.13%	+32.01%
2025	+26.10%	+612.52%
2024	+25.41%	-14.51%
2023	+51.14%	-26.08%
2022	-8.35%	+51.94%
2021	+22.26%	-61.56%
2020	-9.16%	N/A
2019	+36.05%	N/A
2018	-26.65%	N/A
2017	+35.41%	N/A
2016	+18.08%	N/A
2015	-5.66%	N/A
2014	+10.95%	N/A
2013	+183.22%	N/A
2012	-25.91%	N/A
2011	-65.40%	N/A
2010	+64.09%	N/A
2009	+44.50%	N/A
2008	-83.93%	N/A
2007	-64.13%	N/A
2006	-5.43%	N/A
2005	-1.79%	N/A
2004	+22.76%	N/A
2003	+32.55%	N/A
2002	-33.10%	N/A
2001	-3.78%	N/A
2000	+18.46%	N/A
1999	+2.93%	N/A

MTG vs TERN Drawdown Comparison

The maximum drawdown for MTG was -98.86%, occurring on Aug 3, 2012. This drawdown has not yet recovered.

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The current MTG drawdown is -55.09%. The current TERN drawdown is -0.41%.

Rank	MTG	TERN
#1	-98.86% Jul 13, 2004 - Aug 3, 2012	-94.50% Mar 19, 2021 - Nov 18, 2025
#2	-55.93% Jun 27, 2001 - Jul 13, 2004	-32.02% Mar 3, 2021 - Mar 12, 2021
#3	-47.79% Dec 7, 1999 - Sep 8, 2000	-27.56% Dec 11, 2025 - Mar 18, 2026
#4	-27.78% Oct 30, 2000 - Jun 6, 2001	-16.13% Feb 10, 2021 - Feb 24, 2021
#5	-7.02% Sep 11, 2000 - Oct 25, 2000	-12.11% Nov 25, 2025 - Dec 5, 2025
#6	-5.42% Nov 8, 1999 - Dec 7, 1999	-5.26% Nov 18, 2025 - Nov 24, 2025
#7	-3.62% Oct 25, 2000 - Oct 27, 2000	-4.09% Mar 12, 2021 - Mar 18, 2021
#8	-2.56% Nov 1, 1999 - Nov 8, 1999	-2.27% Mar 1, 2021 - Mar 3, 2021
#9	-2.14% Jun 13, 2001 - Jun 15, 2001	-1.26% Mar 19, 2026 - Mar 23, 2026
#10	-1.69% Jun 21, 2001 - Jun 27, 2001	-1.15% Mar 26, 2026 - Apr 9, 2026
#11	-1.63% Jun 15, 2001 - Jun 21, 2001	-0.13% Feb 25, 2021 - Mar 1, 2021
#12	-1.38% Jun 6, 2001 - Jun 13, 2001	N/A