OUST vs NMIH

Comparison between Ouster Inc - Class A (OUST, Company) and NMI Holdings Inc - Class A (NMIH, Company).

OUST is from the Technology sector, while NMIH is from the Financial Services sector.

5-Year PerformanceNMIH has outperformed OUST, delivering a return of +8.6% compared to -17.1%

OUST vs NMIH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OUST(COMPANY)	NMIH(COMPANY)
Market Cap	$2.81B	$2.81B
Max Drawdown	98.01%	73.07%
Sharpe Ratio	1.92	-0.15
5Y Beta	2.46	0.60
Industry	Electronic Components	Insurance - Specialty
P/E Ratio	-47.61	7.34
Forward P/E	N/A	7.27
PEG Ratio	N/A	1.19
5Y EPS CAGR	N/A	20.81%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-2.47%	15.25%

Market Cap

OUST

$2.81B

Winner

NMIH

$2.81B

Max Drawdown

OUST

98.01%

Winner

NMIH

73.07%

Sharpe Ratio

Winner

OUST

1.92

NMIH

-0.15

5Y Beta

OUST

2.46

Winner

NMIH

0.60

Industry

OUST

Electronic Components

NMIH

Insurance - Specialty

P/E Ratio

Winner

OUST

-47.61

NMIH

7.34

Forward P/E

OUST

N/A

NMIH

7.27

PEG Ratio

OUST

N/A

NMIH

1.19

5Y EPS CAGR

OUST

N/A

NMIH

20.81%

Debt to Equity

OUST

0.00%

NMIH

0.00%

Free Cash Flow Yield

OUST

-2.47%

Winner

NMIH

15.25%

OUST vs NMIH - Historical Returns

Returns include dividend reinvestment.

Period	OUST	NMIH
1 month	+64.30%	-11.35%
3 months	+133.40%	-6.21%
6 months	+97.63%	-3.28%
1 year	+308.40%	-5.82%
5 years(CAGR)	-17.12%	+8.63%
10 years(CAGR)	N/A	+19.37%
Max(CAGR)	-13.02%	+8.02%

Winner

OUST

+64.30%

NMIH

-11.35%

Winner

OUST

+133.40%

NMIH

-6.21%

Winner

OUST

+97.63%

NMIH

-3.28%

Winner

OUST

+308.40%

NMIH

-5.82%

5Y(CAGR)

OUST

-17.12%

Winner

NMIH

+8.63%

10Y(CAGR)

OUST

N/A

NMIH

+19.37%

Max(CAGR)

OUST

-13.02%

Winner

NMIH

+8.02%

OUST vs NMIH - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	OUST	NMIH
2026	+89.26%	-9.21%
2025	+75.22%	+11.45%
2024	+70.91%	+23.94%
2023	-20.58%	+40.40%
2022	-84.02%	-5.77%
2021	-60.00%	-0.68%
2020	+39.18%	-29.81%
2019	N/A	+85.78%
2018	N/A	+0.56%
2017	N/A	+57.41%
2016	N/A	+60.15%
2015	N/A	-26.01%
2014	N/A	-26.75%
2013	N/A	-9.07%

OUST vs NMIH Drawdown Comparison

The maximum drawdown for OUST was -98.01%, occurring on Apr 25, 2023. This drawdown has not yet recovered.

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The current OUST drawdown is -72.78%. The current NMIH drawdown is -14.55%.

Rank	OUST	NMIH
#1	-98.01% Dec 24, 2020 - Apr 25, 2023	-73.07% Feb 11, 2020 - Jul 15, 2024
#2	-3.10% Nov 16, 2020 - Dec 14, 2020	-68.83% Nov 27, 2013 - Oct 20, 2017
#3	-1.03% Oct 9, 2020 - Nov 16, 2020	-36.87% Feb 26, 2018 - Aug 2, 2018
#4	-0.69% Dec 14, 2020 - Dec 22, 2020	-32.65% Sep 26, 2018 - Feb 19, 2019
#5	N/A	-21.42% Sep 16, 2024 - Jun 23, 2025
#6	N/A	-20.01% Jun 20, 2019 - Nov 7, 2019
#7	N/A	-18.08% Jul 3, 2025 - Oct 16, 2025
#8	N/A	-11.63% Jan 23, 2018 - Feb 16, 2018
#9	N/A	-8.57% Dec 19, 2019 - Feb 11, 2020
#10	N/A	-7.92% Jul 29, 2024 - Aug 23, 2024
#11	N/A	-7.89% Apr 26, 2019 - May 21, 2019
#12	N/A	-6.71% Aug 2, 2018 - Sep 10, 2018
#13	N/A	-6.11% Nov 13, 2019 - Dec 18, 2019
#14	N/A	-5.32% Sep 4, 2024 - Sep 16, 2024
#15	N/A	-5.18% Mar 21, 2019 - Apr 1, 2019

Correlation

Correlation between OUST and NMIH is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

-101