NMIH vs MGEE

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and MGE Energy Inc (MGEE, Company).

NMIH is from the Financial Services sector, while MGEE is from the Utilities sector.

5-Year PerformanceNMIH has outperformed MGEE, delivering a return of +7.6% compared to +2.6%

NMIH vs MGEE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	MGEE(COMPANY)
Market Cap	$2.81B	$2.81B
Max Drawdown	73.07%	34.21%
Sharpe Ratio	-0.37	-0.62
5Y Beta	0.58	0.26
Industry	Insurance - Specialty	Utilities - Regulated Electric
P/E Ratio	7.34	19.59
Forward P/E	7.06	25.25
PEG Ratio	1.19	1.88
Dividend Yield	N/A	2.48%
5Y Dividends CAGR	N/A	5.12%
5Y EPS CAGR	20.81%	9.25%
Debt to Equity	0.00%	66.76%
Free Cash Flow Yield	15.25%	-4.65%
P/S Ratio	3.91	3.84
P/B Ratio	1.07	2.14

Market Cap

Winner

NMIH

$2.81B

MGEE

$2.81B

Max Drawdown

NMIH

73.07%

Winner

MGEE

34.21%

Sharpe Ratio

Winner

NMIH

-0.37

MGEE

-0.62

5Y Beta

NMIH

0.58

Winner

MGEE

0.26

Industry

NMIH

Insurance - Specialty

MGEE

Utilities - Regulated Electric

P/E Ratio

Winner

NMIH

7.34

MGEE

19.59

Forward P/E

Winner

NMIH

7.06

MGEE

25.25

PEG Ratio

Winner

NMIH

1.19

MGEE

1.88

Dividend Yield

NMIH

N/A

MGEE

2.48%

5Y Dividends CAGR

NMIH

N/A

MGEE

5.12%

5Y EPS CAGR

Winner

NMIH

20.81%

MGEE

9.25%

Debt to Equity

Winner

NMIH

0.00%

MGEE

66.76%

Free Cash Flow Yield

Winner

NMIH

15.25%

MGEE

-4.65%

P/S Ratio

NMIH

3.91

Winner

MGEE

3.84

P/B Ratio

Winner

NMIH

1.07

MGEE

2.14

NMIH vs MGEE - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	MGEE
1 month	-5.71%	+5.18%
3 months	-4.93%	-0.69%
6 months	-2.29%	-0.86%
1 year	-6.62%	-11.10%
5 years(CAGR)	+7.62%	+2.61%
10 years(CAGR)	+20.06%	+5.71%
Max(CAGR)	+7.95%	+10.32%

NMIH

-5.71%

Winner

MGEE

+5.18%

NMIH

-4.93%

Winner

MGEE

-0.69%

NMIH

-2.29%

Winner

MGEE

-0.86%

Winner

NMIH

-6.62%

MGEE

-11.10%

5Y(CAGR)

Winner

NMIH

+7.62%

MGEE

+2.61%

10Y(CAGR)

Winner

NMIH

+20.06%

MGEE

+5.71%

Max(CAGR)

NMIH

+7.95%

Winner

MGEE

+10.32%

NMIH vs MGEE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NMIH	MGEE
2026	-9.75%	-0.67%
2025	+11.45%	-13.82%
2024	+23.94%	+31.91%
2023	+40.40%	+4.69%
2022	-5.77%	-11.34%
2021	-0.68%	+23.63%
2020	-29.81%	-7.94%
2019	+85.78%	+38.13%
2018	+0.56%	-1.79%
2017	+57.41%	+0.53%
2016	+60.15%	+47.27%
2015	-26.01%	+4.33%
2014	-26.75%	+23.67%
2013	-9.07%	+12.83%
2012	N/A	+14.31%
2011	N/A	+12.36%
2010	N/A	+23.32%
2009	N/A	+13.97%
2008	N/A	-0.19%
2007	N/A	+2.09%
2006	N/A	+10.88%
2005	N/A	-1.54%
2004	N/A	+18.34%
2003	N/A	+18.08%
2002	N/A	+6.92%
2001	N/A	+29.13%
2000	N/A	+22.48%
1999	N/A	-2.46%

NMIH vs MGEE Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for MGEE was -33.91%, occurring on Mar 12, 2020. Recovery took 370 trading sessions.

The current NMIH drawdown is -15.06%. The current MGEE drawdown is -26.10%.

Rank	NMIH	MGEE
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-33.91% Feb 18, 2020 - Aug 5, 2021
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-30.88% Nov 13, 2024 - Mar 18, 2026
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-27.23% Aug 19, 2022 - Jul 16, 2024
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-22.12% Jun 15, 2017 - Sep 6, 2018
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	-21.77% Dec 29, 2014 - Dec 28, 2015
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	-21.67% Nov 3, 2008 - Jul 15, 2009
#7	-18.08% Jul 3, 2025 - Oct 16, 2025	-21.53% Jul 11, 2005 - Dec 19, 2006
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	-19.50% Apr 25, 2007 - Nov 28, 2007
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	-18.33% Dec 26, 2007 - Sep 26, 2008
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	-16.94% Jun 29, 2001 - Dec 17, 2001
#11	-7.89% Apr 26, 2019 - May 21, 2019	-16.57% Nov 3, 1999 - Jun 2, 2000
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	-16.31% Jul 7, 2003 - Nov 15, 2004
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	-15.86% Jul 18, 2013 - Mar 4, 2014
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	-15.14% Aug 26, 2002 - Jan 13, 2003
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	-14.89% Oct 1, 2008 - Nov 3, 2008