NMIH vs SAH

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and Sonic Automotive Inc - Class A (SAH, Company).

NMIH is from the Financial Services sector, while SAH is from the Consumer Cyclical sector.

5-Year PerformanceSAH has outperformed NMIH, delivering a return of +13.6% compared to +8.6%

NMIH vs SAH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	SAH(COMPANY)
Market Cap	$2.81B	$2.81B
Max Drawdown	73.07%	97.54%
Sharpe Ratio	-0.15	0.72
5Y Beta	0.60	0.95
Industry	Insurance - Specialty	Auto & Truck Dealerships
P/E Ratio	7.34	21.30
Forward P/E	7.27	11.95
PEG Ratio	1.19	N/A
Dividend Yield	N/A	1.91%
5Y Dividends CAGR	N/A	35.69%
5Y EPS CAGR	20.81%	10.76%
Debt to Equity	0.00%	176.05%
Free Cash Flow Yield	15.25%	6.24%

Market Cap

NMIH

$2.81B

Winner

SAH

$2.81B

Max Drawdown

Winner

NMIH

73.07%

SAH

97.54%

Sharpe Ratio

NMIH

-0.15

Winner

SAH

0.72

5Y Beta

Winner

NMIH

0.60

SAH

0.95

Industry

NMIH

Insurance - Specialty

SAH

Auto & Truck Dealerships

P/E Ratio

Winner

NMIH

7.34

SAH

21.30

Forward P/E

Winner

NMIH

7.27

SAH

11.95

PEG Ratio

NMIH

1.19

SAH

N/A

Dividend Yield

NMIH

N/A

SAH

1.91%

5Y Dividends CAGR

NMIH

N/A

SAH

35.69%

5Y EPS CAGR

Winner

NMIH

20.81%

SAH

10.76%

Debt to Equity

Winner

NMIH

0.00%

SAH

176.05%

Free Cash Flow Yield

Winner

NMIH

15.25%

SAH

6.24%

NMIH vs SAH - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	SAH
1 month	-11.35%	+16.76%
3 months	-6.21%	+34.10%
6 months	-3.28%	+34.56%
1 year	-5.82%	+23.09%
5 years(CAGR)	+8.63%	+13.60%
10 years(CAGR)	+19.37%	+18.80%
Max(CAGR)	+8.02%	+9.70%

NMIH

-11.35%

Winner

SAH

+16.76%

NMIH

-6.21%

Winner

SAH

+34.10%

NMIH

-3.28%

Winner

SAH

+34.56%

NMIH

-5.82%

Winner

SAH

+23.09%

5Y(CAGR)

NMIH

+8.63%

Winner

SAH

+13.60%

10Y(CAGR)

Winner

NMIH

+19.37%

SAH

+18.80%

Max(CAGR)

NMIH

+8.02%

Winner

SAH

+9.70%

NMIH vs SAH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NMIH	SAH
2026	-9.21%	+36.45%
2025	+11.45%	+1.34%
2024	+23.94%	+15.34%
2023	+40.40%	+21.76%
2022	-5.77%	+1.43%
2021	-0.68%	+29.35%
2020	-29.81%	+24.35%
2019	+85.78%	+121.08%
2018	+0.56%	-24.25%
2017	+57.41%	-19.14%
2016	+60.15%	+3.55%
2015	-26.01%	-14.47%
2014	-26.75%	+12.88%
2013	-9.07%	+14.29%
2012	N/A	+39.88%
2011	N/A	+9.08%
2010	N/A	+24.21%
2009	N/A	+154.66%
2008	N/A	-78.02%
2007	N/A	-33.06%
2006	N/A	+30.29%
2005	N/A	-5.68%
2004	N/A	+12.04%
2003	N/A	+46.55%
2002	N/A	-34.78%
2001	N/A	+237.75%
2000	N/A	-29.87%
1999	N/A	-3.08%

NMIH vs SAH Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for SAH was -97.16%, occurring on Mar 6, 2009. Recovery took 4363 trading sessions.

The current NMIH drawdown is -14.55%. The current SAH drawdown is -4.23%.

Rank	NMIH	SAH
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-97.16% May 10, 2002 - Sep 10, 2019
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-70.77% Nov 14, 2019 - Jul 6, 2020
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-52.09% Aug 7, 2001 - Dec 26, 2001
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-50.50% Aug 16, 2000 - May 16, 2001
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	-37.96% Sep 27, 2021 - Aug 25, 2022
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	-35.92% Feb 14, 2023 - Apr 26, 2024
#7	-18.08% Jul 3, 2025 - Oct 16, 2025	-33.64% Jul 14, 2025 - Feb 17, 2026
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	-29.32% Aug 25, 2022 - Feb 2, 2023
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	-26.76% Dec 29, 1999 - Apr 13, 2000
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	-26.32% Jan 30, 2025 - Jun 10, 2025
#11	-7.89% Apr 26, 2019 - May 21, 2019	-24.52% Nov 11, 1999 - Dec 29, 1999
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	-20.63% Oct 5, 2020 - Jan 14, 2021
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	-20.16% Mar 17, 2021 - Aug 2, 2021
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	-18.95% Jan 31, 2002 - Mar 6, 2002
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	-18.55% Jan 20, 2021 - Mar 8, 2021