NMIH vs OUST

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and Ouster Inc - Class A (OUST, Company).

NMIH is from the Financial Services sector, while OUST is from the Technology sector.

5-Year PerformanceNMIH has outperformed OUST, delivering a return of +8.6% compared to -17.1%

NMIH vs OUST - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	OUST(COMPANY)
Market Cap	$2.81B	$2.81B
Max Drawdown	73.07%	98.01%
Sharpe Ratio	-0.15	1.92
5Y Beta	0.60	2.46
Industry	Insurance - Specialty	Electronic Components
P/E Ratio	7.34	-47.61
Forward P/E	7.27	N/A
PEG Ratio	1.19	N/A
5Y EPS CAGR	20.81%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	15.25%	-2.47%

Market Cap

Winner

NMIH

$2.81B

OUST

$2.81B

Max Drawdown

Winner

NMIH

73.07%

OUST

98.01%

Sharpe Ratio

NMIH

-0.15

Winner

OUST

1.92

5Y Beta

Winner

NMIH

0.60

OUST

2.46

Industry

NMIH

Insurance - Specialty

OUST

Electronic Components

P/E Ratio

NMIH

7.34

Winner

OUST

-47.61

Forward P/E

NMIH

7.27

OUST

N/A

PEG Ratio

NMIH

1.19

OUST

N/A

5Y EPS CAGR

NMIH

20.81%

OUST

N/A

Debt to Equity

NMIH

0.00%

OUST

0.00%

Free Cash Flow Yield

Winner

NMIH

15.25%

OUST

-2.47%

NMIH vs OUST - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	OUST
1 month	-11.35%	+64.30%
3 months	-6.21%	+133.40%
6 months	-3.28%	+97.63%
1 year	-5.82%	+308.40%
5 years(CAGR)	+8.63%	-17.12%
10 years(CAGR)	+19.37%	N/A
Max(CAGR)	+8.02%	-13.02%

NMIH

-11.35%

Winner

OUST

+64.30%

NMIH

-6.21%

Winner

OUST

+133.40%

NMIH

-3.28%

Winner

OUST

+97.63%

NMIH

-5.82%

Winner

OUST

+308.40%

5Y(CAGR)

Winner

NMIH

+8.63%

OUST

-17.12%

10Y(CAGR)

NMIH

+19.37%

OUST

N/A

Max(CAGR)

Winner

NMIH

+8.02%

OUST

-13.02%

NMIH vs OUST - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	NMIH	OUST
2026	-9.21%	+89.26%
2025	+11.45%	+75.22%
2024	+23.94%	+70.91%
2023	+40.40%	-20.58%
2022	-5.77%	-84.02%
2021	-0.68%	-60.00%
2020	-29.81%	+39.18%
2019	+85.78%	N/A
2018	+0.56%	N/A
2017	+57.41%	N/A
2016	+60.15%	N/A
2015	-26.01%	N/A
2014	-26.75%	N/A
2013	-9.07%	N/A

NMIH vs OUST Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for OUST was -98.01%, occurring on Apr 25, 2023. This drawdown has not yet recovered.

The current NMIH drawdown is -14.55%. The current OUST drawdown is -72.78%.

Rank	NMIH	OUST
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-98.01% Dec 24, 2020 - Apr 25, 2023
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-3.10% Nov 16, 2020 - Dec 14, 2020
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-1.03% Oct 9, 2020 - Nov 16, 2020
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-0.69% Dec 14, 2020 - Dec 22, 2020
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	N/A
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	N/A
#7	-18.08% Jul 3, 2025 - Oct 16, 2025	N/A
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	N/A
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	N/A
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	N/A
#11	-7.89% Apr 26, 2019 - May 21, 2019	N/A
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	N/A
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	N/A
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	N/A
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	N/A

Correlation

Correlation between NMIH and OUST is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

-101