NMIH vs PENG

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and Penguin Solutions Inc (PENG, Company).

NMIH is from the Financial Services sector, while PENG is from the Technology sector.

5-Year PerformancePENG has outperformed NMIH, delivering a return of +18.3% compared to +8.6%

NMIH vs PENG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	PENG(COMPANY)
Market Cap	$2.81B	$2.79B
Max Drawdown	73.07%	68.72%
Sharpe Ratio	-0.15	2.20
5Y Beta	0.60	2.02
Industry	Insurance - Specialty	Information Technology Services
P/E Ratio	7.34	51.30
Forward P/E	7.27	12.48
PEG Ratio	1.19	N/A
5Y EPS CAGR	20.81%	15.68%
Debt to Equity	0.00%	112.15%
Free Cash Flow Yield	15.25%	3.55%

Market Cap

Winner

NMIH

$2.81B

PENG

$2.79B

Max Drawdown

NMIH

73.07%

Winner

PENG

68.72%

Sharpe Ratio

NMIH

-0.15

Winner

PENG

2.20

5Y Beta

Winner

NMIH

0.60

PENG

2.02

Industry

NMIH

Insurance - Specialty

PENG

Information Technology Services

P/E Ratio

Winner

NMIH

7.34

PENG

51.30

Forward P/E

Winner

NMIH

7.27

PENG

12.48

PEG Ratio

NMIH

1.19

PENG

N/A

5Y EPS CAGR

Winner

NMIH

20.81%

PENG

15.68%

Debt to Equity

Winner

NMIH

0.00%

PENG

112.15%

Free Cash Flow Yield

Winner

NMIH

15.25%

PENG

3.55%

NMIH vs PENG - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	PENG
1 month	-11.35%	+87.40%
3 months	-6.21%	+161.98%
6 months	-3.28%	+168.05%
1 year	-5.82%	+197.00%
5 years(CAGR)	+8.63%	+18.33%
10 years(CAGR)	+19.37%	+26.13%
Max(CAGR)	+8.02%	+26.13%

NMIH

-11.35%

Winner

PENG

+87.40%

NMIH

-6.21%

Winner

PENG

+161.98%

NMIH

-3.28%

Winner

PENG

+168.05%

NMIH

-5.82%

Winner

PENG

+197.00%

5Y(CAGR)

NMIH

+8.63%

Winner

PENG

+18.33%

10Y(CAGR)

NMIH

+19.37%

Winner

PENG

+26.13%

Max(CAGR)

NMIH

+8.02%

Winner

PENG

+26.13%

NMIH vs PENG - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	NMIH	PENG
2026	-9.21%	+168.44%
2025	+11.45%	+1.24%
2024	+23.94%	+4.75%
2023	+40.40%	+25.20%
2022	-5.77%	-59.23%
2021	-0.68%	+83.72%
2020	-29.81%	-3.36%
2019	+85.78%	+21.25%
2018	+0.56%	-16.97%
2017	+57.41%	+150.56%
2016	+60.15%	N/A
2015	-26.01%	N/A
2014	-26.75%	N/A
2013	-9.07%	N/A

NMIH vs PENG Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for PENG was -68.72%, occurring on May 31, 2019. Recovery took 762 trading sessions.

The current NMIH drawdown is -14.55%. The current PENG drawdown is -0.93%.

Rank	NMIH	PENG
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-68.72% Mar 27, 2018 - Apr 7, 2021
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-65.40% Jan 3, 2022 - May 6, 2026
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-30.90% Nov 22, 2017 - Mar 15, 2018
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-26.84% Apr 16, 2021 - Nov 5, 2021
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	-22.29% Oct 11, 2017 - Nov 22, 2017
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	-12.19% Jun 5, 2017 - Jun 22, 2017
#7	-18.08% Jul 3, 2025 - Oct 16, 2025	-11.28% Sep 12, 2017 - Sep 29, 2017
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	-10.75% Jun 23, 2017 - Jul 26, 2017
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	-7.54% May 14, 2026 - May 22, 2026
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	-7.17% Aug 16, 2017 - Aug 31, 2017
#11	-7.89% Apr 26, 2019 - May 21, 2019	-7.10% Dec 8, 2021 - Dec 21, 2021
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	-5.99% Mar 21, 2018 - Mar 23, 2018
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	-5.50% Nov 24, 2021 - Dec 7, 2021
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	-5.26% Jul 26, 2017 - Aug 15, 2017
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	-4.36% Mar 16, 2018 - Mar 20, 2018