FNB vs YOU

Comparison between F.N.B. Corp (FNB, Company) and Clear Secure Inc Class A (YOU, Company).

FNB is from the Financial Services sector, while YOU is from the Technology sector.

5-Year PerformanceYOU has outperformed FNB, delivering a return of +11.7% compared to +9.1%

FNB vs YOU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FNB(COMPANY)	YOU(COMPANY)
Market Cap	$6.30B	$6.27B
Max Drawdown	84.82%	73.41%
Sharpe Ratio	0.88	1.74
5Y Beta	1.14	0.86
Industry	Banks - Regional	Software - Application
P/E Ratio	11.84	36.31
Forward P/E	9.73	N/A
PEG Ratio	1.70	9.08
Dividend Yield	2.80%	0.85%
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	5.08%	26.83%
Debt to Equity	61.14%	0.00%
Free Cash Flow Yield	7.39%	6.98%
P/S Ratio	3.64	8.69
P/B Ratio	0.90	33.71

Market Cap

Winner

FNB

$6.30B

YOU

$6.27B

Max Drawdown

FNB

84.82%

Winner

YOU

73.41%

Sharpe Ratio

FNB

0.88

Winner

YOU

1.74

5Y Beta

FNB

1.14

Winner

YOU

0.86

Industry

FNB

Banks - Regional

YOU

Software - Application

P/E Ratio

Winner

FNB

11.84

YOU

36.31

Forward P/E

FNB

9.73

YOU

N/A

PEG Ratio

Winner

FNB

1.70

YOU

9.08

Dividend Yield

Winner

FNB

2.80%

YOU

0.85%

5Y Dividends CAGR

FNB

4.56%

YOU

N/A

5Y EPS CAGR

FNB

5.08%

Winner

YOU

26.83%

Debt to Equity

FNB

61.14%

Winner

YOU

0.00%

Free Cash Flow Yield

Winner

FNB

7.39%

YOU

6.98%

P/S Ratio

Winner

FNB

3.64

YOU

8.69

P/B Ratio

Winner

FNB

0.90

YOU

33.71

FNB vs YOU - Historical Returns

Returns include dividend reinvestment.

Period	FNB	YOU
1 month	-0.91%	+4.64%
3 months	-3.97%	+79.65%
6 months	+10.53%	+72.33%
1 year	+30.35%	+147.29%
5 years(CAGR)	+9.08%	+11.71%
10 years(CAGR)	+7.31%	N/A
Max(CAGR)	+5.34%	+11.71%

FNB

-0.91%

Winner

YOU

+4.64%

FNB

-3.97%

Winner

YOU

+79.65%

FNB

+10.53%

Winner

YOU

+72.33%

FNB

+30.35%

Winner

YOU

+147.29%

5Y(CAGR)

FNB

+9.08%

Winner

YOU

+11.71%

10Y(CAGR)

FNB

+7.31%

YOU

N/A

Max(CAGR)

FNB

+5.34%

Winner

YOU

+11.71%

FNB vs YOU - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FNB	YOU
2026	+2.40%	+79.08%
2025	+21.36%	+33.31%
2024	+9.91%	+34.72%
2023	+9.95%	-22.67%
2022	+8.51%	-13.21%
2021	+33.50%	-21.57%
2020	-21.15%	N/A
2019	+33.48%	N/A
2018	-26.02%	N/A
2017	-7.61%	N/A
2016	+28.34%	N/A
2015	+5.39%	N/A
2014	+11.39%	N/A
2013	+15.83%	N/A
2012	-5.16%	N/A
2011	+16.21%	N/A
2010	+48.15%	N/A
2009	-45.49%	N/A
2008	-0.14%	N/A
2007	-15.16%	N/A
2006	+10.41%	N/A
2005	-10.13%	N/A
2004	+9.56%	N/A
2003	+29.97%	N/A
2002	+7.44%	N/A
2001	+24.31%	N/A
2000	-2.66%	N/A
1999	-13.41%	N/A

FNB vs YOU Drawdown Comparison

The maximum drawdown for FNB was -69.67%, occurring on Feb 23, 2009. Recovery took 2381 trading sessions.

The maximum drawdown for YOU was -72.92%, occurring on Oct 30, 2023. Recovery took 1183 trading sessions.

The current FNB drawdown is -6.97%. The current YOU drawdown is -1.47%.

Rank	FNB	YOU
#1	-69.67% Oct 4, 2004 - Mar 20, 2014	-72.92% Aug 2, 2021 - Apr 20, 2026
#2	-60.12% Mar 1, 2017 - Mar 12, 2021	-18.33% Jul 2, 2021 - Jul 30, 2021
#3	-33.79% Nov 15, 1999 - Jun 12, 2001	-8.86% May 6, 2026 - May 20, 2026
#4	-32.58% Nov 25, 2024 - Sep 4, 2025	-8.67% Apr 21, 2026 - May 5, 2026
#5	-28.54% Feb 7, 2023 - Mar 27, 2024	-1.47% May 20, 2026 - May 21, 2026
#6	-23.27% Dec 1, 2015 - Nov 11, 2016	N/A
#7	-22.92% Jan 14, 2022 - Oct 19, 2022	N/A
#8	-20.24% Jun 1, 2021 - Jan 6, 2022	N/A
#9	-19.78% Apr 12, 2002 - Jul 30, 2003	N/A
#10	-17.83% Jul 16, 2015 - Nov 24, 2015	N/A
#11	-17.16% Aug 20, 2001 - Feb 5, 2002	N/A
#12	-16.24% Mar 8, 2004 - Sep 9, 2004	N/A
#13	-15.75% Feb 9, 2026 - Mar 18, 2026	N/A
#14	-13.25% Jul 26, 2024 - Nov 6, 2024	N/A
#15	-12.75% Sep 4, 2025 - Dec 1, 2025	N/A

Correlation

Correlation between FNB and YOU is 0.48 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.48

-101

Dividend Comparison (1999 - 2026)

FNB vs YOU dividend yield comparison.

Year	FNB	YOU
2026	0.69%	0.57%
2025	2.81%	2.19%
2024	3.25%	2.76%
2023	3.49%	4.41%
2022	3.68%	0.91%
2021	3.96%	0.00%
2020	5.05%	0.00%
2019	3.78%	0.00%
2018	4.88%	0.00%
2017	6.75%	0.00%
2016	2.99%	0.00%
2015	3.60%	0.00%
2014	3.60%	0.00%
2013	3.80%	0.00%
2012	4.52%	0.00%
2011	4.24%	0.00%
2010	4.89%	0.00%
2009	7.07%	0.00%
2008	7.27%	0.00%
2007	6.46%	0.00%
2006	5.15%	0.00%
2005	5.33%	0.00%
2004	86.30%	0.00%
2003	2.34%	0.00%
2002	2.33%	0.00%
2001	2.13%	0.00%
2000	2.95%	0.00%
1999	0.81%	0.00%