YOU vs OMF

Comparison between Clear Secure Inc Class A (YOU, Company) and OneMain Holdings Inc (OMF, Company).

YOU is from the Technology sector, while OMF is from the Financial Services sector.

5-Year PerformanceYOU has outperformed OMF, delivering a return of +11.7% compared to +9.5%

YOU vs OMF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	YOU(COMPANY)	OMF(COMPANY)
Market Cap	$6.27B	$6.27B
Max Drawdown	73.41%	70.82%
Sharpe Ratio	1.74	0.44
5Y Beta	0.86	1.37
Industry	Software - Application	Credit Services
P/E Ratio	36.31	7.99
Forward P/E	N/A	7.32
PEG Ratio	9.08	0.19
Dividend Yield	0.85%	7.71%
5Y Dividends CAGR	N/A	-11.60%
5Y EPS CAGR	26.83%	-3.89%
Debt to Equity	0.00%	663.19%
Free Cash Flow Yield	6.98%	51.17%
P/S Ratio	8.69	2.03
P/B Ratio	33.71	1.85

Market Cap

Winner

YOU

$6.27B

OMF

$6.27B

Max Drawdown

YOU

73.41%

Winner

OMF

70.82%

Sharpe Ratio

Winner

YOU

1.74

OMF

0.44

5Y Beta

Winner

YOU

0.86

OMF

1.37

Industry

YOU

Software - Application

OMF

Credit Services

P/E Ratio

YOU

36.31

Winner

OMF

7.99

Forward P/E

YOU

N/A

OMF

7.32

PEG Ratio

YOU

9.08

Winner

OMF

0.19

Dividend Yield

YOU

0.85%

Winner

OMF

7.71%

5Y Dividends CAGR

YOU

N/A

OMF

-11.60%

5Y EPS CAGR

Winner

YOU

26.83%

OMF

-3.89%

Debt to Equity

Winner

YOU

0.00%

OMF

663.19%

Free Cash Flow Yield

YOU

6.98%

Winner

OMF

51.17%

P/S Ratio

YOU

8.69

Winner

OMF

2.03

P/B Ratio

YOU

33.71

Winner

OMF

1.85

YOU vs OMF - Historical Returns

Returns include dividend reinvestment.

Period	YOU	OMF
1 month	+4.64%	-6.96%
3 months	+79.65%	-4.14%
6 months	+72.33%	-6.62%
1 year	+147.29%	+16.67%
5 years(CAGR)	+11.71%	+9.53%
10 years(CAGR)	N/A	+15.03%
Max(CAGR)	+11.71%	+8.97%

Winner

YOU

+4.64%

OMF

-6.96%

Winner

YOU

+79.65%

OMF

-4.14%

Winner

YOU

+72.33%

OMF

-6.62%

Winner

YOU

+147.29%

OMF

+16.67%

5Y(CAGR)

Winner

YOU

+11.71%

OMF

+9.53%

10Y(CAGR)

YOU

N/A

OMF

+15.03%

Max(CAGR)

Winner

YOU

+11.71%

OMF

+8.97%

YOU vs OMF - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	YOU	OMF
2026	+79.08%	-19.17%
2025	+33.31%	+40.57%
2024	+34.72%	+14.72%
2023	-22.67%	+64.21%
2022	-13.21%	-27.85%
2021	-21.57%	+26.69%
2020	N/A	+33.90%
2019	N/A	+85.89%
2018	N/A	-7.64%
2017	N/A	+12.46%
2016	N/A	-45.63%
2015	N/A	-15.47%

YOU vs OMF Drawdown Comparison

The maximum drawdown for YOU was -72.92%, occurring on Oct 30, 2023. Recovery took 1183 trading sessions.

The maximum drawdown for OMF was -68.51%, occurring on Mar 18, 2020. Recovery took 195 trading sessions.

The current YOU drawdown is -1.47%. The current OMF drawdown is -21.77%.

Rank	YOU	OMF
#1	-72.92% Aug 2, 2021 - Apr 20, 2026	-68.51% Feb 20, 2020 - Nov 25, 2020
#2	-18.33% Jul 2, 2021 - Jul 30, 2021	-65.61% Nov 27, 2015 - Feb 11, 2020
#3	-8.86% May 6, 2026 - May 20, 2026	-47.88% Oct 20, 2021 - Dec 19, 2023
#4	-8.67% Apr 21, 2026 - May 5, 2026	-29.94% Feb 18, 2025 - Jun 27, 2025
#5	-1.47% May 20, 2026 - May 21, 2026	-29.70% Jan 6, 2026 - Mar 16, 2026
#6	N/A	-17.68% Jan 15, 2021 - Feb 5, 2021
#7	N/A	-16.71% Sep 4, 2025 - Nov 26, 2025
#8	N/A	-16.67% Jul 30, 2024 - Nov 6, 2024
#9	N/A	-11.93% Jan 10, 2024 - Mar 19, 2024
#10	N/A	-10.88% Dec 6, 2024 - Jan 23, 2025
#11	N/A	-10.16% Mar 15, 2021 - Apr 28, 2021
#12	N/A	-9.07% Feb 8, 2021 - Mar 4, 2021
#13	N/A	-8.55% Mar 28, 2024 - Apr 24, 2024
#14	N/A	-8.48% Aug 11, 2021 - Oct 20, 2021
#15	N/A	-8.45% May 9, 2024 - Jul 15, 2024