FNB vs OMF

Comparison between F.N.B. Corp (FNB, Company) and OneMain Holdings Inc (OMF, Company).

Both FNB and OMF are from the Financial Services sector.

5-Year PerformanceOMF has outperformed FNB, delivering a return of +9.5% compared to +9.1%

FNB vs OMF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FNB(COMPANY)	OMF(COMPANY)
Market Cap	$6.30B	$6.27B
Max Drawdown	84.82%	70.82%
Sharpe Ratio	0.88	0.44
5Y Beta	1.14	1.37
Industry	Banks - Regional	Credit Services
P/E Ratio	11.84	7.99
Forward P/E	9.73	7.32
PEG Ratio	1.70	0.19
Dividend Yield	2.80%	7.71%
5Y Dividends CAGR	4.56%	-11.60%
5Y EPS CAGR	5.08%	-3.89%
Debt to Equity	61.14%	663.19%
Free Cash Flow Yield	7.39%	51.17%
P/S Ratio	3.64	2.03
P/B Ratio	0.90	1.85

Market Cap

Winner

FNB

$6.30B

OMF

$6.27B

Max Drawdown

FNB

84.82%

Winner

OMF

70.82%

Sharpe Ratio

Winner

FNB

0.88

OMF

0.44

5Y Beta

Winner

FNB

1.14

OMF

1.37

Industry

FNB

Banks - Regional

OMF

Credit Services

P/E Ratio

FNB

11.84

Winner

OMF

7.99

Forward P/E

FNB

9.73

Winner

OMF

7.32

PEG Ratio

FNB

1.70

Winner

OMF

0.19

Dividend Yield

FNB

2.80%

Winner

OMF

7.71%

5Y Dividends CAGR

Winner

FNB

4.56%

OMF

-11.60%

5Y EPS CAGR

Winner

FNB

5.08%

OMF

-3.89%

Debt to Equity

Winner

FNB

61.14%

OMF

663.19%

Free Cash Flow Yield

FNB

7.39%

Winner

OMF

51.17%

P/S Ratio

FNB

3.64

Winner

OMF

2.03

P/B Ratio

Winner

FNB

0.90

OMF

1.85

FNB vs OMF - Historical Returns

Returns include dividend reinvestment.

Period	FNB	OMF
1 month	-0.91%	-6.96%
3 months	-3.97%	-4.14%
6 months	+10.53%	-6.62%
1 year	+30.35%	+16.67%
5 years(CAGR)	+9.08%	+9.53%
10 years(CAGR)	+7.31%	+15.03%
Max(CAGR)	+5.34%	+8.97%

Winner

FNB

-0.91%

OMF

-6.96%

Winner

FNB

-3.97%

OMF

-4.14%

Winner

FNB

+10.53%

OMF

-6.62%

Winner

FNB

+30.35%

OMF

+16.67%

5Y(CAGR)

FNB

+9.08%

Winner

OMF

+9.53%

10Y(CAGR)

FNB

+7.31%

Winner

OMF

+15.03%

Max(CAGR)

FNB

+5.34%

Winner

OMF

+8.97%

FNB vs OMF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	FNB	OMF
2026	+2.40%	-19.17%
2025	+21.36%	+40.57%
2024	+9.91%	+14.72%
2023	+9.95%	+64.21%
2022	+8.51%	-27.85%
2021	+33.50%	+26.69%
2020	-21.15%	+33.90%
2019	+33.48%	+85.89%
2018	-26.02%	-7.64%
2017	-7.61%	+12.46%
2016	+28.34%	-45.63%
2015	+5.39%	-15.47%
2014	+11.39%	N/A
2013	+15.83%	N/A
2012	-5.16%	N/A
2011	+16.21%	N/A
2010	+48.15%	N/A
2009	-45.49%	N/A
2008	-0.14%	N/A
2007	-15.16%	N/A
2006	+10.41%	N/A
2005	-10.13%	N/A
2004	+9.56%	N/A
2003	+29.97%	N/A
2002	+7.44%	N/A
2001	+24.31%	N/A
2000	-2.66%	N/A
1999	-13.41%	N/A

FNB vs OMF Drawdown Comparison

The maximum drawdown for FNB was -69.67%, occurring on Feb 23, 2009. Recovery took 2381 trading sessions.

The maximum drawdown for OMF was -68.51%, occurring on Mar 18, 2020. Recovery took 195 trading sessions.

The current FNB drawdown is -6.97%. The current OMF drawdown is -21.77%.

Rank	FNB	OMF
#1	-69.67% Oct 4, 2004 - Mar 20, 2014	-68.51% Feb 20, 2020 - Nov 25, 2020
#2	-60.12% Mar 1, 2017 - Mar 12, 2021	-65.61% Nov 27, 2015 - Feb 11, 2020
#3	-33.79% Nov 15, 1999 - Jun 12, 2001	-47.88% Oct 20, 2021 - Dec 19, 2023
#4	-32.58% Nov 25, 2024 - Sep 4, 2025	-29.94% Feb 18, 2025 - Jun 27, 2025
#5	-28.54% Feb 7, 2023 - Mar 27, 2024	-29.70% Jan 6, 2026 - Mar 16, 2026
#6	-23.27% Dec 1, 2015 - Nov 11, 2016	-17.68% Jan 15, 2021 - Feb 5, 2021
#7	-22.92% Jan 14, 2022 - Oct 19, 2022	-16.71% Sep 4, 2025 - Nov 26, 2025
#8	-20.24% Jun 1, 2021 - Jan 6, 2022	-16.67% Jul 30, 2024 - Nov 6, 2024
#9	-19.78% Apr 12, 2002 - Jul 30, 2003	-11.93% Jan 10, 2024 - Mar 19, 2024
#10	-17.83% Jul 16, 2015 - Nov 24, 2015	-10.88% Dec 6, 2024 - Jan 23, 2025
#11	-17.16% Aug 20, 2001 - Feb 5, 2002	-10.16% Mar 15, 2021 - Apr 28, 2021
#12	-16.24% Mar 8, 2004 - Sep 9, 2004	-9.07% Feb 8, 2021 - Mar 4, 2021
#13	-15.75% Feb 9, 2026 - Mar 18, 2026	-8.55% Mar 28, 2024 - Apr 24, 2024
#14	-13.25% Jul 26, 2024 - Nov 6, 2024	-8.48% Aug 11, 2021 - Oct 20, 2021
#15	-12.75% Sep 4, 2025 - Dec 1, 2025	-8.45% May 9, 2024 - Jul 15, 2024

Correlation

Correlation between FNB and OMF is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (1999 - 2026)

FNB vs OMF dividend yield comparison.

Year	FNB	OMF
2026	0.69%	3.91%
2025	2.81%	6.17%
2024	3.25%	7.90%
2023	3.49%	8.13%
2022	3.68%	11.41%
2021	3.96%	19.08%
2020	5.05%	12.33%
2019	3.78%	7.12%
2018	4.88%	0.00%
2017	6.75%	0.00%
2016	2.99%	0.00%
2015	3.60%	0.00%
2014	3.60%	0.00%
2013	3.80%	0.00%
2012	4.52%	0.00%
2011	4.24%	0.00%
2010	4.89%	0.00%
2009	7.07%	0.00%
2008	7.27%	0.00%
2007	6.46%	0.00%
2006	5.15%	0.00%
2005	5.33%	0.00%
2004	86.30%	0.00%
2003	2.34%	0.00%
2002	2.33%	0.00%
2001	2.13%	0.00%
2000	2.95%	0.00%
1999	0.81%	0.00%