OMF vs YOU

Comparison between OneMain Holdings Inc (OMF, Company) and Clear Secure Inc Class A (YOU, Company).

OMF is from the Financial Services sector, while YOU is from the Technology sector.

5-Year PerformanceYOU has outperformed OMF, delivering a return of +11.7% compared to +9.5%

OMF vs YOU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	OMF(COMPANY)	YOU(COMPANY)
Market Cap	$6.27B	$6.27B
Max Drawdown	70.82%	73.41%
Sharpe Ratio	0.44	1.74
5Y Beta	1.37	0.86
Industry	Credit Services	Software - Application
P/E Ratio	7.99	36.31
Forward P/E	7.32	N/A
PEG Ratio	0.19	9.08
Dividend Yield	7.71%	0.85%
5Y Dividends CAGR	-11.60%	N/A
5Y EPS CAGR	-3.89%	26.83%
Debt to Equity	663.19%	0.00%
Free Cash Flow Yield	51.17%	6.98%
P/S Ratio	2.03	8.69
P/B Ratio	1.85	33.71

Market Cap

OMF

$6.27B

Winner

YOU

$6.27B

Max Drawdown

Winner

OMF

70.82%

YOU

73.41%

Sharpe Ratio

OMF

0.44

Winner

YOU

1.74

5Y Beta

OMF

1.37

Winner

YOU

0.86

Industry

OMF

Credit Services

YOU

Software - Application

P/E Ratio

Winner

OMF

7.99

YOU

36.31

Forward P/E

OMF

7.32

YOU

N/A

PEG Ratio

Winner

OMF

0.19

YOU

9.08

Dividend Yield

Winner

OMF

7.71%

YOU

0.85%

5Y Dividends CAGR

OMF

-11.60%

YOU

N/A

5Y EPS CAGR

OMF

-3.89%

Winner

YOU

26.83%

Debt to Equity

OMF

663.19%

Winner

YOU

0.00%

Free Cash Flow Yield

Winner

OMF

51.17%

YOU

6.98%

P/S Ratio

Winner

OMF

2.03

YOU

8.69

P/B Ratio

Winner

OMF

1.85

YOU

33.71

OMF vs YOU - Historical Returns

Returns include dividend reinvestment.

Period	OMF	YOU
1 month	-6.96%	+4.64%
3 months	-4.14%	+79.65%
6 months	-6.62%	+72.33%
1 year	+16.67%	+147.29%
5 years(CAGR)	+9.53%	+11.71%
10 years(CAGR)	+15.03%	N/A
Max(CAGR)	+8.97%	+11.71%

OMF

-6.96%

Winner

YOU

+4.64%

OMF

-4.14%

Winner

YOU

+79.65%

OMF

-6.62%

Winner

YOU

+72.33%

OMF

+16.67%

Winner

YOU

+147.29%

5Y(CAGR)

OMF

+9.53%

Winner

YOU

+11.71%

10Y(CAGR)

OMF

+15.03%

YOU

N/A

Max(CAGR)

OMF

+8.97%

Winner

YOU

+11.71%

OMF vs YOU - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	OMF	YOU
2026	-19.17%	+79.08%
2025	+40.57%	+33.31%
2024	+14.72%	+34.72%
2023	+64.21%	-22.67%
2022	-27.85%	-13.21%
2021	+26.69%	-21.57%
2020	+33.90%	N/A
2019	+85.89%	N/A
2018	-7.64%	N/A
2017	+12.46%	N/A
2016	-45.63%	N/A
2015	-15.47%	N/A

OMF vs YOU Drawdown Comparison

The maximum drawdown for OMF was -68.51%, occurring on Mar 18, 2020. Recovery took 195 trading sessions.

The maximum drawdown for YOU was -72.92%, occurring on Oct 30, 2023. Recovery took 1183 trading sessions.

The current OMF drawdown is -21.77%. The current YOU drawdown is -1.47%.

Rank	OMF	YOU
#1	-68.51% Feb 20, 2020 - Nov 25, 2020	-72.92% Aug 2, 2021 - Apr 20, 2026
#2	-65.61% Nov 27, 2015 - Feb 11, 2020	-18.33% Jul 2, 2021 - Jul 30, 2021
#3	-47.88% Oct 20, 2021 - Dec 19, 2023	-8.86% May 6, 2026 - May 20, 2026
#4	-29.94% Feb 18, 2025 - Jun 27, 2025	-8.67% Apr 21, 2026 - May 5, 2026
#5	-29.70% Jan 6, 2026 - Mar 16, 2026	-1.47% May 20, 2026 - May 21, 2026
#6	-17.68% Jan 15, 2021 - Feb 5, 2021	N/A
#7	-16.71% Sep 4, 2025 - Nov 26, 2025	N/A
#8	-16.67% Jul 30, 2024 - Nov 6, 2024	N/A
#9	-11.93% Jan 10, 2024 - Mar 19, 2024	N/A
#10	-10.88% Dec 6, 2024 - Jan 23, 2025	N/A
#11	-10.16% Mar 15, 2021 - Apr 28, 2021	N/A
#12	-9.07% Feb 8, 2021 - Mar 4, 2021	N/A
#13	-8.55% Mar 28, 2024 - Apr 24, 2024	N/A
#14	-8.48% Aug 11, 2021 - Oct 20, 2021	N/A
#15	-8.45% May 9, 2024 - Jul 15, 2024	N/A