StockComparison Logo
vs

FNB vs SPY

Comparison between F.N.B. Corp (FNB, Company) and SPDR S&P 500 ETF Trust (SPY, ETF).

5-Year PerformanceSPY has outperformed FNB, delivering a return of +13.9% compared to +9.0%

FNB vs SPY - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap / Net Assets
FNB
$6.20B
Winner
SPY
$735B
Expense Ratio
FNB
N/A
SPY
0.09%
Max Drawdown
FNB
84.82%
Winner
SPY
56.47%
Sharpe Ratio
FNB
0.80
Winner
SPY
1.71
5Y Beta
FNB
1.14
Winner
SPY
1.00
Industry
FNB
Banks - Regional
SPY
N/A
P/E Ratio
Winner
FNB
11.64
SPY
28.81
Forward P/E
Winner
FNB
9.73
SPY
22.10
PEG Ratio
FNB
1.67
SPY
N/A
Dividend Yield
FNB
2.77%
SPY
N/A
5Y Dividends CAGR
FNB
4.56%
Winner
SPY
5.43%
5Y EPS CAGR
FNB
5.08%
Winner
SPY
25.84%
Debt to Equity
FNB
61.14%
Winner
SPY
34.16%
Free Cash Flow Yield
FNB
7.52%
SPY
N/A
P/S Ratio
Winner
FNB
3.58
SPY
3.69
P/B Ratio
Winner
FNB
0.94
SPY
5.54

FNB vs SPY - Historical Returns

Returns include dividend reinvestment.

1M
FNB
-3.82%
Winner
SPY
+4.01%
3M
FNB
-4.27%
Winner
SPY
+7.93%
6M
Winner
FNB
+13.49%
SPY
+12.54%
1Y
FNB
+23.92%
Winner
SPY
+25.60%
5Y(CAGR)
FNB
+8.99%
Winner
SPY
+13.94%
10Y(CAGR)
FNB
+7.27%
Winner
SPY
+15.56%
Max(CAGR)
FNB
+5.29%
Winner
SPY
+8.49%

FNB vs SPY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearFNBSPY
2026+1.08%+8.42%
2025+21.36%+18.00%
2024+9.91%+25.59%
2023+9.95%+26.72%
2022+8.51%-18.64%
2021+33.50%+30.52%
2020-21.15%+17.28%
2019+33.48%+31.09%
2018-26.02%-5.24%
2017-7.61%+20.78%
2016+28.34%+13.59%
2015+5.39%+1.31%
2014+11.39%+14.56%
2013+15.83%+29.00%
2012-5.16%+14.17%
2011+16.21%+0.85%
2010+48.15%+13.14%
2009-45.49%+22.67%
2008-0.14%-36.25%
2007-15.16%+5.32%
2006+10.41%+13.85%
2005-10.13%+5.32%
2004+9.56%+10.75%
2003+29.97%+24.18%
2002+7.44%-22.42%
2001+24.31%-10.13%
2000-2.66%-8.84%
1999-13.41%+8.61%

FNB vs SPY Drawdown Comparison

The maximum drawdown for FNB was -69.67%, occurring on Feb 23, 2009. Recovery took 2381 trading sessions.

The maximum drawdown for SPY was -55.20%, occurring on Mar 9, 2009. Recovery took 1224 trading sessions.

The current FNB drawdown is -8.17%. The current SPY drawdown is -1.27%.

RankFNBSPY
#1-69.67%
Oct 4, 2004 - Mar 20, 2014
-55.20%
Oct 9, 2007 - Aug 16, 2012
#2-60.12%
Mar 1, 2017 - Mar 12, 2021
-47.50%
Mar 24, 2000 - Oct 26, 2006
#3-33.79%
Nov 15, 1999 - Jun 12, 2001
-33.70%
Feb 19, 2020 - Aug 10, 2020
#4-32.58%
Nov 25, 2024 - Sep 4, 2025
-24.50%
Jan 3, 2022 - Dec 13, 2023
#5-28.54%
Feb 7, 2023 - Mar 27, 2024
-19.34%
Sep 20, 2018 - Apr 12, 2019
#6-23.27%
Dec 1, 2015 - Nov 11, 2016
-18.76%
Feb 19, 2025 - Jun 26, 2025
#7-22.92%
Jan 14, 2022 - Oct 19, 2022
-13.02%
Jul 20, 2015 - Apr 18, 2016
#8-20.24%
Jun 1, 2021 - Jan 6, 2022
-10.10%
Jan 26, 2018 - Aug 6, 2018
#9-19.78%
Apr 12, 2002 - Jul 30, 2003
-9.44%
Sep 2, 2020 - Nov 11, 2020
#10-17.83%
Jul 16, 2015 - Nov 24, 2015
-9.30%
Jan 19, 2000 - Mar 17, 2000
#11-17.16%
Aug 20, 2001 - Feb 5, 2002
-9.05%
Jul 19, 2007 - Oct 5, 2007
#12-16.24%
Mar 8, 2004 - Sep 9, 2004
-8.88%
Jan 27, 2026 - Apr 14, 2026
#13-15.75%
Feb 9, 2026 - Mar 18, 2026
-8.41%
Jul 16, 2024 - Sep 19, 2024
#14-13.25%
Jul 26, 2024 - Nov 6, 2024
-7.35%
Sep 14, 2012 - Jan 2, 2013
#15-12.75%
Sep 4, 2025 - Dec 1, 2025
-7.27%
Sep 18, 2014 - Oct 31, 2014

Correlation

Correlation between FNB and SPY is 0.90 which considered as a very strong positive correlation - the stocks move almost identically together.

0.90
-101

Dividend Comparison (1999 - 2026)

FNB vs SPY dividend yield comparison.

YearFNBSPY
20260.70%0.24%
20252.81%1.07%
20243.25%1.21%
20233.49%1.40%
20223.68%1.65%
20213.96%1.20%
20205.05%1.52%
20193.78%1.75%
20184.88%2.04%
20176.75%1.80%
20162.99%2.03%
20153.60%2.06%
20143.60%1.87%
20133.80%1.81%
20124.52%2.18%
20114.24%2.05%
20104.89%1.80%
20097.07%1.95%
20087.27%3.02%
20076.46%1.85%
20065.15%1.73%
20055.33%1.73%
200486.30%1.82%
20032.34%1.47%
20022.33%1.70%
20012.13%1.25%
20002.95%1.15%
19990.81%0.24%

Select Stocks to Compare

Popular: FNB vs SPY