DOCU vs UMBF

Comparison between DocuSign Inc (DOCU, Company) and UMB Financial Corp (UMBF, Company).

DOCU is from the Technology sector, while UMBF is from the Financial Services sector.

5-Year PerformanceUMBF has outperformed DOCU, delivering a return of +10.5% compared to -28.4%

DOCU vs UMBF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	DOCU(COMPANY)	UMBF(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	87.57%	55.48%
Sharpe Ratio	-0.39	1.04
5Y Beta	1.07	1.05
Industry	Software - Application	Banks - Regional
P/E Ratio	36.09	11.83
Forward P/E	12.02	12.09
PEG Ratio	0.65	0.12
Dividend Yield	N/A	1.14%
5Y Dividends CAGR	N/A	10.48%
5Y EPS CAGR	N/A	23.89%
Debt to Equity	0.00%	5.98%
Free Cash Flow Yield	10.09%	9.33%
P/S Ratio	3.31	3.96
P/B Ratio	5.75	1.46

Market Cap

DOCU

$11B

Winner

UMBF

$11B

Max Drawdown

DOCU

87.57%

Winner

UMBF

55.48%

Sharpe Ratio

DOCU

-0.39

Winner

UMBF

1.04

5Y Beta

DOCU

1.07

Winner

UMBF

1.05

Industry

DOCU

Software - Application

UMBF

Banks - Regional

P/E Ratio

DOCU

36.09

Winner

UMBF

11.83

Forward P/E

Winner

DOCU

12.02

UMBF

12.09

PEG Ratio

DOCU

0.65

Winner

UMBF

0.12

Dividend Yield

DOCU

N/A

UMBF

1.14%

5Y Dividends CAGR

DOCU

N/A

UMBF

10.48%

5Y EPS CAGR

DOCU

N/A

UMBF

23.89%

Debt to Equity

Winner

DOCU

0.00%

UMBF

5.98%

Free Cash Flow Yield

Winner

DOCU

10.09%

UMBF

9.33%

P/S Ratio

Winner

DOCU

3.31

UMBF

3.96

P/B Ratio

DOCU

5.75

Winner

UMBF

1.46

DOCU vs UMBF - Historical Returns

Returns include dividend reinvestment.

Period	DOCU	UMBF
1 month	+21.32%	+0.50%
3 months	+22.29%	+8.70%
6 months	+20.73%	+8.81%
1 year	-24.27%	+33.79%
5 years(CAGR)	-28.42%	+10.51%
10 years(CAGR)	+4.44%	+11.69%
Max(CAGR)	+4.44%	+9.59%

Winner

DOCU

+21.32%

UMBF

+0.50%

Winner

DOCU

+22.29%

UMBF

+8.70%

Winner

DOCU

+20.73%

UMBF

+8.81%

DOCU

-24.27%

Winner

UMBF

+33.79%

5Y(CAGR)

DOCU

-28.42%

Winner

UMBF

+10.51%

10Y(CAGR)

DOCU

+4.44%

Winner

UMBF

+11.69%

Max(CAGR)

DOCU

+4.44%

Winner

UMBF

+9.59%

DOCU vs UMBF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	DOCU	UMBF
2026	-12.26%	+25.48%
2025	-24.29%	+4.43%
2024	+57.73%	+36.78%
2023	+4.76%	+3.42%
2022	-64.70%	-20.94%
2021	-31.52%	+56.84%
2020	+192.89%	+2.31%
2019	+81.55%	+12.96%
2018	+0.88%	-14.08%
2017	N/A	-4.73%
2016	N/A	+72.72%
2015	N/A	-15.46%
2014	N/A	-8.37%
2013	N/A	+45.29%
2012	N/A	+16.28%
2011	N/A	-10.95%
2010	N/A	+7.25%
2009	N/A	-18.23%
2008	N/A	+33.58%
2007	N/A	+5.13%
2006	N/A	+13.65%
2005	N/A	+15.86%
2004	N/A	+20.02%
2003	N/A	+25.51%
2002	N/A	-4.66%
2001	N/A	+17.31%
2000	N/A	+4.09%
1999	N/A	-9.66%

DOCU vs UMBF Drawdown Comparison

The maximum drawdown for DOCU was -87.57%, occurring on Oct 27, 2023. This drawdown has not yet recovered.

The maximum drawdown for UMBF was -52.70%, occurring on Oct 3, 2011. Recovery took 1303 trading sessions.

The current DOCU drawdown is -81.65%. The current UMBF drawdown is -2.16%.

Rank	DOCU	UMBF
#1	-87.57% Sep 3, 2021 - Oct 27, 2023	-52.70% Sep 19, 2008 - Nov 21, 2013
#2	-44.88% Aug 29, 2018 - Nov 4, 2019	-50.23% Jan 14, 2022 - Sep 19, 2024
#3	-32.98% Sep 1, 2020 - Jun 18, 2021	-45.00% Jun 8, 2018 - Jan 7, 2021
#4	-24.93% Feb 19, 2020 - Mar 31, 2020	-37.76% Jan 22, 2014 - Nov 9, 2016
#5	-19.14% Jun 15, 2018 - Aug 24, 2018	-31.80% Nov 25, 2024 - Jan 21, 2026
#6	-15.75% Aug 4, 2020 - Sep 1, 2020	-29.26% Nov 3, 1999 - Jun 28, 2001
#7	-14.50% Mar 31, 2020 - Apr 13, 2020	-27.59% May 15, 2002 - Sep 16, 2003
#8	-10.55% Jul 9, 2020 - Jul 30, 2020	-22.52% Sep 19, 2007 - Apr 24, 2008
#9	-7.68% Jul 23, 2021 - Sep 3, 2021	-21.27% Mar 1, 2017 - Jun 7, 2018
#10	-5.46% May 15, 2018 - May 24, 2018	-18.57% Feb 6, 2026 - May 6, 2026
#11	-5.44% Jun 2, 2020 - Jun 10, 2020	-16.25% Aug 21, 2001 - Apr 1, 2002
#12	-4.90% Jan 8, 2020 - Jan 29, 2020	-16.10% Jun 20, 2008 - Jul 22, 2008
#13	-4.86% May 22, 2020 - May 29, 2020	-14.40% May 14, 2021 - Oct 1, 2021
#14	-4.76% Dec 6, 2019 - Jan 2, 2020	-12.75% Aug 11, 2008 - Sep 18, 2008
#15	-4.68% Jul 7, 2021 - Jul 19, 2021	-10.65% Dec 9, 2016 - Feb 21, 2017