CHMG vs SAR
Comparison between Chemung Financial Corp (CHMG, Company) and Saratoga Investment Corp (SAR, Company).
Both CHMG and SAR are from the Financial Services sector.
5-Year PerformanceCHMG has outperformed SAR, delivering a return of +13.7% compared to +8.8%
CHMG vs SAR - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
CHMG vs SAR - Historical Returns
Returns include dividend reinvestment.
CHMG vs SAR - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | CHMG | SAR |
|---|---|---|
| 2026 | +40.27% | +5.41% |
| 2025 | +20.27% | +9.10% |
| 2024 | +0.43% | +6.50% |
| 2023 | +12.85% | +10.72% |
| 2022 | +3.83% | -4.08% |
| 2021 | +40.45% | +54.28% |
| 2020 | -16.42% | -10.77% |
| 2019 | +3.75% | +29.96% |
| 2018 | -14.18% | -2.27% |
| 2017 | +38.89% | +22.47% |
| 2016 | +35.58% | +48.92% |
| 2015 | +2.58% | +14.78% |
| 2014 | -13.22% | -3.24% |
| 2013 | +16.28% | +16.35% |
| 2012 | +31.29% | +56.12% |
| 2011 | +6.93% | -15.58% |
| 2010 | +10.31% | +26.49% |
| 2009 | +6.19% | +5.90% |
| 2008 | -26.47% | -67.73% |
| 2007 | -11.08% | -21.56% |
| 2006 | +8.38% | N/A |
| 2005 | -2.74% | N/A |
| 2004 | -4.97% | N/A |
| 2003 | +42.07% | N/A |
| 2002 | -4.59% | N/A |
| 2001 | +55.66% | N/A |
| 2000 | -17.46% | N/A |
| 1999 | +0.82% | N/A |
CHMG vs SAR Drawdown Comparison
The maximum drawdown for CHMG was -55.13%, occurring on Mar 16, 2020. Recovery took 1162 trading sessions.
The maximum drawdown for SAR was -90.54%, occurring on Nov 24, 2008. Recovery took 2410 trading sessions.
The current SAR drawdown is -2.10%.
| Rank | CHMG | SAR |
|---|---|---|
| #1 | -55.13% Dec 18, 2017 - Aug 2, 2022 | -90.54% Jun 4, 2007 - Dec 27, 2016 |
| #2 | -51.75% Dec 24, 2003 - Dec 10, 2012 | -69.89% Feb 14, 2020 - Apr 5, 2021 |
| #3 | -34.59% Feb 2, 2023 - Jul 17, 2024 | -28.49% Jun 26, 2018 - Jul 26, 2019 |
| #4 | -28.00% Dec 30, 1999 - Jun 26, 2001 | -25.99% Oct 6, 2021 - Jan 10, 2023 |
| #5 | -25.12% Dec 6, 2024 - Aug 28, 2025 | -15.50% Feb 17, 2023 - May 24, 2023 |
| #6 | -22.82% Jan 21, 2014 - May 24, 2016 | -15.19% Jun 1, 2023 - Oct 9, 2024 |
| #7 | -20.63% Feb 9, 2026 - Apr 20, 2026 | -14.36% Apr 1, 2025 - May 6, 2025 |
| #8 | -17.56% Dec 6, 2001 - May 16, 2003 | -13.85% Sep 2, 2025 - Feb 2, 2026 |
| #9 | -15.92% May 25, 2016 - Dec 5, 2016 | -13.25% Jan 10, 2018 - May 15, 2018 |
| #10 | -14.19% Aug 2, 2022 - Jan 20, 2023 | -12.48% Mar 13, 2017 - Oct 23, 2017 |
| #11 | -13.86% Oct 18, 2013 - Jan 21, 2014 | -11.73% Mar 4, 2026 - May 1, 2026 |
| #12 | -13.03% Jul 17, 2024 - Nov 6, 2024 | -8.61% May 6, 2025 - May 27, 2025 |
| #13 | -11.46% Jun 27, 2013 - Sep 20, 2013 | -7.64% May 4, 2026 - May 11, 2026 |
| #14 | -10.94% Dec 21, 2016 - Feb 13, 2017 | -7.37% Feb 28, 2025 - Mar 27, 2025 |
| #15 | -10.93% Dec 18, 2025 - Jan 30, 2026 | -7.20% Mar 27, 2007 - May 29, 2007 |
Correlation
Correlation between CHMG and SAR is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.
Dividend Comparison (1999 - 2026)
CHMG vs SAR dividend yield comparison.
| Year | CHMG | SAR |
|---|---|---|
| 2026 | 0.90% | 9.35% |
| 2025 | 2.37% | 14.04% |
| 2024 | 2.54% | 13.80% |
| 2023 | 2.49% | 10.90% |
| 2022 | 2.70% | 11.02% |
| 2021 | 2.56% | 6.16% |
| 2020 | 3.06% | 6.57% |
| 2019 | 2.45% | 6.61% |
| 2018 | 2.52% | 10.35% |
| 2017 | 2.16% | 10.51% |
| 2016 | 2.86% | 9.12% |
| 2015 | 3.78% | 14.14% |
| 2014 | 3.76% | 1.21% |
| 2013 | 3.04% | 16.93% |
| 2012 | 3.35% | 27.60% |
| 2011 | 4.41% | 24.29% |
| 2010 | 4.44% | 25.36% |
| 2009 | 6.11% | 103.69% |
| 2008 | 3.75% | 62.99% |
| 2007 | 3.46% | 9.66% |
| 2006 | 3.00% | 0.00% |
| 2005 | 3.11% | 0.00% |
| 2004 | 2.84% | 0.00% |
| 2003 | 2.49% | 0.00% |
| 2002 | 3.41% | 0.00% |
| 2001 | 3.08% | 0.00% |
| 2000 | 4.47% | 0.00% |
| 1999 | 0.86% | 0.00% |
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