SAR vs TCI

Comparison between Saratoga Investment Corp (SAR, Company) and Transcontinental Realty Investors Inc (TCI, Company).

SAR is from the Financial Services sector, while TCI is from the Real Estate sector.

5-Year PerformanceTCI has outperformed SAR, delivering a return of +10.3% compared to +8.8%

SAR vs TCI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SAR(COMPANY)	TCI(COMPANY)
Market Cap	$359M	$358M
Max Drawdown	94.01%	92.97%
Sharpe Ratio	0.23	0.10
5Y Beta	0.52	0.66
Industry	Asset Management	Real Estate Services
P/E Ratio	9.57	38.32
Forward P/E	11.05	19.68
PEG Ratio	0.32	2.14
Dividend Yield	13.50%	N/A
5Y Dividends CAGR	19.72%	N/A
5Y EPS CAGR	N/A	-17.62%
Debt to Equity	186.64%	25.02%
Free Cash Flow Yield	-24.55%	0.45%
P/S Ratio	2.86	7.26
P/B Ratio	0.91	0.42

Market Cap

Winner

SAR

$359M

TCI

$358M

Max Drawdown

SAR

94.01%

Winner

TCI

92.97%

Sharpe Ratio

Winner

SAR

0.23

TCI

0.10

5Y Beta

Winner

SAR

0.52

TCI

0.66

Industry

SAR

Asset Management

TCI

Real Estate Services

P/E Ratio

Winner

SAR

9.57

TCI

38.32

Forward P/E

Winner

SAR

11.05

TCI

19.68

PEG Ratio

Winner

SAR

0.32

TCI

2.14

Dividend Yield

SAR

13.50%

TCI

N/A

5Y Dividends CAGR

SAR

19.72%

TCI

N/A

5Y EPS CAGR

SAR

N/A

TCI

-17.62%

Debt to Equity

SAR

186.64%

Winner

TCI

25.02%

Free Cash Flow Yield

SAR

-24.55%

Winner

TCI

0.45%

P/S Ratio

Winner

SAR

2.86

TCI

7.26

P/B Ratio

SAR

0.91

Winner

TCI

0.42

SAR vs TCI - Historical Returns

Returns include dividend reinvestment.

Period	SAR	TCI
1 month	+1.07%	+24.35%
3 months	+7.03%	+46.36%
6 months	+5.41%	-9.46%
1 year	+6.93%	+10.70%
5 years(CAGR)	+8.77%	+10.34%
10 years(CAGR)	+14.10%	+17.99%
Max(CAGR)	+5.77%	+5.62%

SAR

+1.07%

Winner

TCI

+24.35%

SAR

+7.03%

Winner

TCI

+46.36%

Winner

SAR

+5.41%

TCI

-9.46%

SAR

+6.93%

Winner

TCI

+10.70%

5Y(CAGR)

SAR

+8.77%

Winner

TCI

+10.34%

10Y(CAGR)

SAR

+14.10%

Winner

TCI

+17.99%

Max(CAGR)

Winner

SAR

+5.77%

TCI

+5.62%

SAR vs TCI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SAR	TCI
2026	+5.41%	-15.38%
2025	+9.10%	+95.07%
2024	+6.50%	-16.05%
2023	+10.72%	-21.11%
2022	-4.08%	+10.62%
2021	+54.28%	+64.42%
2020	-10.77%	-39.45%
2019	+29.96%	+42.43%
2018	-2.27%	-12.13%
2017	+22.47%	+155.67%
2016	+48.92%	+19.23%
2015	+14.78%	+0.00%
2014	-3.24%	+14.19%
2013	+16.35%	+117.51%
2012	+56.12%	+145.20%
2011	-15.58%	-75.78%
2010	+26.49%	-43.61%
2009	+5.90%	+1.36%
2008	-67.73%	-26.66%
2007	-21.56%	+18.47%
2006	N/A	-16.52%
2005	N/A	+15.95%
2004	N/A	-15.68%
2003	N/A	-5.16%
2002	N/A	+10.25%
2001	N/A	+82.12%
2000	N/A	-25.64%
1999	N/A	+3.82%

SAR vs TCI Drawdown Comparison

The maximum drawdown for SAR was -90.54%, occurring on Nov 24, 2008. Recovery took 2410 trading sessions.

The maximum drawdown for TCI was -92.97%, occurring on Dec 29, 2011. Recovery took 3012 trading sessions.

The current SAR drawdown is -2.10%. The current TCI drawdown is -15.38%.

Rank	SAR	TCI
#1	-90.54% Jun 4, 2007 - Dec 27, 2016	-92.97% Jun 15, 2005 - Jun 2, 2017
#2	-69.89% Feb 14, 2020 - Apr 5, 2021	-68.99% May 11, 2018 - Dec 15, 2025
#3	-28.49% Jun 26, 2018 - Jul 26, 2019	-49.24% Jul 5, 2002 - Jun 7, 2005
#4	-25.99% Oct 6, 2021 - Jan 10, 2023	-48.44% Sep 29, 2000 - Oct 24, 2001
#5	-15.50% Feb 17, 2023 - May 24, 2023	-43.81% Jan 2, 2026 - Mar 20, 2026
#6	-15.19% Jun 1, 2023 - Oct 9, 2024	-29.40% Jul 6, 2017 - Oct 27, 2017
#7	-14.36% Apr 1, 2025 - May 6, 2025	-26.66% Dec 18, 2017 - Mar 5, 2018
#8	-13.85% Sep 2, 2025 - Feb 2, 2026	-22.62% Apr 3, 2000 - Jul 3, 2000
#9	-13.25% Jan 10, 2018 - May 15, 2018	-15.85% Jan 5, 2000 - Apr 3, 2000
#10	-12.48% Mar 13, 2017 - Oct 23, 2017	-15.03% Mar 9, 2018 - Apr 16, 2018
#11	-11.73% Mar 4, 2026 - May 1, 2026	-13.46% Apr 18, 2018 - May 11, 2018
#12	-8.61% May 6, 2025 - May 27, 2025	-11.89% Dec 1, 2017 - Dec 14, 2017
#13	-7.64% May 4, 2026 - May 11, 2026	-9.77% Nov 7, 2017 - Nov 29, 2017
#14	-7.37% Feb 28, 2025 - Mar 27, 2025	-8.78% Jul 3, 2000 - Jul 28, 2000
#15	-7.20% Mar 27, 2007 - May 29, 2007	-8.68% Jun 9, 2017 - Jun 29, 2017

Correlation

Correlation between SAR and TCI is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88

-101

Dividend Comparison (1999 - 2026)

SAR vs TCI dividend yield comparison.

Year	SAR	TCI
2026	9.35%	0.00%
2025	14.04%	0.00%
2024	13.80%	0.00%
2023	10.90%	0.00%
2022	11.02%	0.00%
2021	6.16%	0.00%
2020	6.57%	0.00%
2019	6.61%	0.00%
2018	10.35%	0.00%
2017	10.51%	0.00%
2016	9.12%	0.00%
2015	14.14%	0.00%
2014	1.21%	0.00%
2013	16.93%	0.00%
2012	27.60%	0.00%
2011	24.29%	0.00%
2010	25.36%	0.00%
2009	103.69%	0.00%
2008	62.99%	0.00%
2007	9.66%	0.00%
2000	0.00%	6.08%
1999	0.00%	1.19%