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SAR vs WSBF

Comparison between Saratoga Investment Corp (SAR, Company) and Waterstone Financial Inc (WSBF, Company).

Both SAR and WSBF are from the Financial Services sector.

5-Year PerformanceSAR has outperformed WSBF, delivering a return of +8.8% compared to +5.8%

SAR vs WSBF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
SAR
$359M
Winner
WSBF
$359M
Max Drawdown
SAR
94.01%
Winner
WSBF
90.63%
Sharpe Ratio
SAR
0.23
Winner
WSBF
1.77
5Y Beta
Winner
SAR
0.52
WSBF
0.52
Industry
SAR
Asset Management
WSBF
Banks - Regional
P/E Ratio
Winner
SAR
9.57
WSBF
12.44
Forward P/E
Winner
SAR
11.05
WSBF
20.70
PEG Ratio
SAR
0.32
Winner
WSBF
0.19
Dividend Yield
Winner
SAR
13.50%
WSBF
3.18%
5Y Dividends CAGR
Winner
SAR
19.72%
WSBF
-2.19%
5Y EPS CAGR
SAR
N/A
WSBF
-17.57%
Debt to Equity
SAR
186.64%
Winner
WSBF
118.62%
Free Cash Flow Yield
SAR
-24.55%
Winner
WSBF
-1.42%
P/S Ratio
SAR
2.86
Winner
WSBF
2.40
P/B Ratio
Winner
SAR
0.91
WSBF
1.03

SAR vs WSBF - Historical Returns

Returns include dividend reinvestment.

1M
SAR
+1.07%
Winner
WSBF
+9.70%
3M
SAR
+7.03%
Winner
WSBF
+12.29%
6M
SAR
+5.41%
Winner
WSBF
+26.18%
1Y
SAR
+6.93%
Winner
WSBF
+51.83%
5Y(CAGR)
Winner
SAR
+8.77%
WSBF
+5.75%
10Y(CAGR)
Winner
SAR
+14.10%
WSBF
+9.01%
Max(CAGR)
SAR
+5.77%
Winner
WSBF
+6.32%

SAR vs WSBF - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

YearSARWSBF
2026+5.41%+25.95%
2025+9.10%+32.10%
2024+6.50%+0.08%
2023+10.72%-14.51%
2022-4.08%-16.42%
2021+54.28%+24.78%
2020-10.77%+7.67%
2019+29.96%+20.35%
2018-2.27%+3.40%
2017+22.47%-3.47%
2016+48.92%+34.85%
2015+14.78%+9.96%
2014-3.24%+32.45%
2013+16.35%+36.87%
2012+56.12%+306.26%
2011-15.58%-42.02%
2010+26.49%+37.71%
2009+5.90%-40.41%
2008-67.73%-73.41%
2007-21.56%-27.94%
2006N/A+54.15%
2005N/A+1.69%

SAR vs WSBF Drawdown Comparison

The maximum drawdown for SAR was -90.54%, occurring on Nov 24, 2008. Recovery took 2410 trading sessions.

The maximum drawdown for WSBF was -90.63%, occurring on Dec 17, 2009. Recovery took 2492 trading sessions.

The current SAR drawdown is -2.10%.

RankSARWSBF
#1-90.54%
Jun 4, 2007 - Dec 27, 2016
-90.63%
Sep 18, 2006 - Aug 11, 2016
#2-69.89%
Feb 14, 2020 - Apr 5, 2021
-51.09%
Jan 6, 2022 - Jan 22, 2026
#3-28.49%
Jun 26, 2018 - Jul 26, 2019
-33.12%
Dec 17, 2019 - Nov 16, 2020
#4-25.99%
Oct 6, 2021 - Jan 10, 2023
-16.14%
Oct 27, 2017 - Oct 24, 2019
#5-15.50%
Feb 17, 2023 - May 24, 2023
-11.30%
Jun 9, 2017 - Sep 27, 2017
#6-15.19%
Jun 1, 2023 - Oct 9, 2024
-10.58%
Oct 6, 2005 - Nov 30, 2005
#7-14.36%
Apr 1, 2025 - May 6, 2025
-8.79%
Dec 9, 2016 - Feb 16, 2017
#8-13.85%
Sep 2, 2025 - Feb 2, 2026
-8.59%
Feb 16, 2017 - Apr 24, 2017
#9-13.25%
Jan 10, 2018 - May 15, 2018
-7.97%
Jun 30, 2006 - Aug 29, 2006
#10-12.48%
Mar 13, 2017 - Oct 23, 2017
-7.19%
Jan 22, 2026 - Jan 29, 2026
#11-11.73%
Mar 4, 2026 - May 1, 2026
-7.18%
Apr 12, 2021 - Aug 6, 2021
#12-8.61%
May 6, 2025 - May 27, 2025
-6.98%
Feb 2, 2026 - Apr 9, 2026
#13-7.64%
May 4, 2026 - May 11, 2026
-6.33%
May 3, 2017 - Jun 9, 2017
#14-7.37%
Feb 28, 2025 - Mar 27, 2025
-6.07%
Nov 12, 2021 - Jan 4, 2022
#15-7.20%
Mar 27, 2007 - May 29, 2007
-5.91%
Jan 14, 2021 - Feb 10, 2021

Correlation

Correlation between SAR and WSBF is 0.88 which considered as a strong positive correlation - the stocks tend to move together.

0.88
-101

Dividend Comparison (2007 - 2026)

SAR vs WSBF dividend yield comparison.

YearSARWSBF
20269.35%1.57%
202514.04%3.63%
202413.80%4.46%
202310.90%5.28%
202211.02%7.54%
20216.16%5.95%
20206.57%6.80%
20196.61%5.15%
201810.35%5.85%
201710.51%5.75%
20169.12%1.41%
201514.14%1.42%
20141.21%1.14%
201316.93%0.00%
201227.60%0.00%
201124.29%0.00%
201025.36%0.00%
2009103.69%0.00%
200862.99%0.00%
20079.66%0.00%

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