BCSF vs ROOT

Comparison between Bain Capital Specialty Finance Inc (BCSF, Company) and Root Inc - Class A (ROOT, Company).

Both BCSF and ROOT are from the Financial Services sector.

5-Year PerformanceBCSF has outperformed ROOT, delivering a return of +7.1% compared to -23.9%

BCSF vs ROOT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	BCSF(COMPANY)	ROOT(COMPANY)
Market Cap	$839M	$842M
Max Drawdown	64.53%	99.29%
Sharpe Ratio	-0.34	-1.22
5Y Beta	0.71	1.50
Industry	Asset Management	Insurance - Property & Casualty
P/E Ratio	11.40	11.76
Forward P/E	10.11	1.70
PEG Ratio	1.05	N/A
Dividend Yield	13.10%	N/A
5Y Dividends CAGR	10.75%	N/A
Debt to Equity	133.02%	61.46%
Free Cash Flow Yield	7.56%	22.45%
P/S Ratio	3.08	0.55
P/B Ratio	0.77	2.62

Market Cap

BCSF

$839M

Winner

ROOT

$842M

Max Drawdown

Winner

BCSF

64.53%

ROOT

99.29%

Sharpe Ratio

Winner

BCSF

-0.34

ROOT

-1.22

5Y Beta

Winner

BCSF

0.71

ROOT

1.50

Industry

BCSF

Asset Management

ROOT

Insurance - Property & Casualty

P/E Ratio

Winner

BCSF

11.40

ROOT

11.76

Forward P/E

BCSF

10.11

Winner

ROOT

1.70

PEG Ratio

BCSF

1.05

ROOT

N/A

Dividend Yield

BCSF

13.10%

ROOT

N/A

5Y Dividends CAGR

BCSF

10.75%

ROOT

N/A

Debt to Equity

BCSF

133.02%

Winner

ROOT

61.46%

Free Cash Flow Yield

BCSF

7.56%

Winner

ROOT

22.45%

P/S Ratio

BCSF

3.08

Winner

ROOT

0.55

P/B Ratio

Winner

BCSF

0.77

ROOT

2.62

BCSF vs ROOT - Historical Returns

Returns include dividend reinvestment.

Period	BCSF	ROOT
1 month	-4.37%	-7.33%
3 months	+7.59%	+19.76%
6 months	-3.83%	-32.24%
1 year	-5.83%	-64.70%
5 years(CAGR)	+7.08%	-23.94%
Max(CAGR)	+6.90%	-32.16%

Winner

BCSF

-4.37%

ROOT

-7.33%

BCSF

+7.59%

Winner

ROOT

+19.76%

Winner

BCSF

-3.83%

ROOT

-32.24%

Winner

BCSF

-5.83%

ROOT

-64.70%

5Y(CAGR)

Winner

BCSF

+7.08%

ROOT

-23.94%

Max(CAGR)

Winner

BCSF

+6.90%

ROOT

-32.16%

BCSF vs ROOT - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	BCSF	ROOT
2026	-4.28%	-22.57%
2025	-9.85%	-1.63%
2024	+28.97%	+593.31%
2023	+39.60%	+143.16%
2022	-14.71%	-92.42%
2021	+38.15%	-80.69%
2020	-28.74%	-41.81%
2019	+23.28%	N/A
2018	-4.62%	N/A

BCSF vs ROOT Drawdown Comparison

The maximum drawdown for BCSF was -62.22%, occurring on Apr 6, 2020. Recovery took 479 trading sessions.

The maximum drawdown for ROOT was -99.29%, occurring on Mar 13, 2023. This drawdown has not yet recovered.

The current BCSF drawdown is -20.21%. The current ROOT drawdown is -88.70%.

Rank	BCSF	ROOT
#1	-62.22% Feb 20, 2020 - Jan 12, 2022	-99.29% Oct 28, 2020 - Mar 13, 2023
#2	-26.38% Feb 28, 2025 - Mar 13, 2026	N/A
#3	-24.32% Apr 20, 2022 - Jul 17, 2023	N/A
#4	-14.93% Nov 23, 2018 - Jan 15, 2019	N/A
#5	-10.51% Apr 26, 2019 - Dec 4, 2019	N/A
#6	-9.78% Sep 19, 2023 - Mar 12, 2024	N/A
#7	-9.14% Jul 30, 2024 - Aug 30, 2024	N/A
#8	-7.97% Feb 21, 2019 - Mar 21, 2019	N/A
#9	-5.63% May 1, 2024 - Jun 3, 2024	N/A
#10	-4.76% Mar 3, 2022 - Apr 5, 2022	N/A
#11	-4.65% Feb 16, 2022 - Mar 3, 2022	N/A
#12	-3.71% Mar 27, 2019 - Apr 9, 2019	N/A
#13	-3.70% Jan 2, 2025 - Jan 21, 2025	N/A
#14	-3.65% Jan 19, 2022 - Jan 31, 2022	N/A
#15	-3.48% Sep 5, 2024 - Oct 4, 2024	N/A